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Chapter 306

Words:3190Update:22/07/01 06:06:08

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Among them, the ones that benefited the most were Huanyu Technologies' products.

Including YY Coins, Legend of Mir, Bubble Hall, Fantasy Journey to the West … The number of people topping up their accounts increased rapidly.

This was easy to understand.

In the past, many people wanted to top-up YY Coins, but they found it troublesome and didn't do so.

Some people didn't find it troublesome and just didn't want to do so.

But now, there was such a fast top-up method. With a light tap, the top-up would be completed. Most of the time, it was just a thought. This also improved the top-up efficiency.

Even if there were times when people didn't want to top-up, they would still be able to do so after a light tap.

Affected by this, many major internet companies sent representatives to cooperate with Huanyu Technologies.

This payment system was too convenient. It was several times more convenient than the previous one-card system.

Especially those companies that didn't cooperate with Huanyu Technologies. They couldn't sit still anymore.

They had to cooperate.

Even if they had to pay a certain price, they had to cooperate.

Everyone could see how terrifying Huanyu Technologies' internet cafe payment system was. If there were companies that still didn't want to cooperate with Huanyu Technologies, there would be no place for them in the internet in the future.

In this regard, Huanyu Technologies opened its doors and welcomed all companies to cooperate.

Even if it was Tencent, Huanyu Technologies didn't prohibit it.

However, Zhang Jianming and Li Nan had some opinions about this.

"Boss Chen, why do we still accept Huanyu Technologies' cooperation?"

"Why, do you hate Tencent that much?"

"Boss Chen, this isn't a matter of hatred. We're direct competitors with Tencent. It wasn't easy for us to defeat them. There's no reason for us to open up our channel to them."

"You guys."

Chen Yu smiled and said, "Tencent won't die so soon. Even if we don't cooperate with them, they can still hold on for a while. Also, since we chose to open up, we'll open it to all companies and individuals that meet our requirements. We can't not open it up just because they're our competitors. Also, payment will be one of our core businesses in the future. We have to open it up to everyone. "

Although the current internet cafes' payment system was very convenient, it was still not fully formed.

It was not the best payment system that Chen Yu wanted to make.

In the future, Chen Yu wanted to create a payment system similar to WeChat Pay and Alipay.

Or even more than that.

However, he had to take it one step at a time.

For the time being, the higher-ups had yet to issue a payment license. Huanyu Technologies' cooperation with the major banks was also progressing very slowly.

Previously, Zhang Jianming had discussed with a certain leader of the Industry and Commerce Bureau about fully connecting to the Industry and Commerce Bureau's online banking system. However, the Industry and Commerce Bureau said that they were still studying it.

Who knew how long this research would take?

It could be one year.

There were two years.

Three to five years was possible.

But now that Chen Yu was making a payment system for Internet cafes, he temporarily bypassed the bank.

He didn't need a bank to complete the payment.

However, it was still incomplete, and he was still in the initial version.

The premise of the user's payment was to pay a deposit to the owner of the internet cafe, and the owner had to deposit a sum of money into the internet cafe's payment system. Although this wasn't particularly troublesome, with the popularization of personal computers in the future, who would go to the internet cafe every day?

Therefore, Chen Yu had to let all companies and individuals accept the internet cafe's payment system.

Once they accepted and got used to it, Chen Yu would release version 2.0 of the payment system.

This way, not only could the internet cafe's payment system be perfectly transitioned to the payment system, but at the same time, Huanyu Technologies would also have the capital to bargain with the banks in the future.

Using Teacher Ma's words, "If the banks don't change, I will change the banks."

Now, although Chen Yu was as awesome as Teacher Ma in his previous life, he had already bypassed the banks.

"Boss Chen, our payment system doesn't make a lot of money."

The payment system was only one function. Although there was still a channel fee, it was very little.

If they relied on this to make money, they might as well rely on a game.

"It's a little little now. After all, the amount of online payment isn't that big. Can you guys guess how much our online payment system will reach in the next ten years? "

"The next ten years …"

Zhang Jianming and Li Nan thought for a while.

Zhang Jianming said first, "If we don't consider the bank's electronic payment system, we will only be able to pay 5 billion this year at most. We might not even be able to reach that amount."

Although the internet cafe's payment system was very convenient, not everyone would use it.

Also, all the major companies had their own payment channels. With this distribution, the amount of money that the internet cafe's payment system made was not that big.

"Also, our channel fee is too little. It's only 1%. We can't even make 100 million in a year."

Speaking of which, this was not even enough to cover the development costs of the internet cafe's management system.

At that time, Zhang Jianming suggested that they should charge more for the channel fee. After all, the channel fee for a single card was at least 5%.

Also, the rebate for the internet cafe's boss was quite high. This business was not profitable.

But Chen Yu said that the electronic payment system's cost was not high. 1% was already very profitable. Zhang Jianming had no other choice.

Of course, the reason why Chen Yu said this was not because he did not want to make money.

With the internet cafe's payment system, not to mention 1%, he could even charge 10%.

But if he charged too much, other companies would definitely be jealous.

If he was not careful, other companies would start to develop their own internet cafe payment systems.

Wasn't this just looking for a competitor for no reason?

Before they realized the potential of electronic payment, Chen Yu would rather make less money and open up the market first.

"In the next 10 years, I estimate that we can reach 100 billion in transactions."

This was Zhang Jianming's prediction.

Chen Yu smiled and asked Li Nan, "Li Nan, what do you think?"

"I think it's a bit more than Boss Zhang. About 200 billion. If we calculate it at 200 billion, it's still a bit profitable. But we still have to deduct our operation and research costs. "

"Sigh, forget it. Don't guess. You won't be able to guess it even if you beat me to death."

Chen Yu shook his head helplessly.

He thought that Zhang Jianming and Li Nan had good foresight. He did not expect them to guess so little.

Even 200 billion.

Chen Yu really wanted to tell them to add another 10,000 yuan after 2,000 yuan.

Yes.

That's right, 2,000 trillion.

This was the total amount of electronic payment in the country in 2018 in his previous life.

Even if Chen Yu's payment system could not take up all of it, it would take up the most important part of it in the future.

Think about it, trillions of RMB would be paid through your payment system every year … What kind of scene would that be?

Not to mention 1 point, even 0.1 or 0.001 points of the channel fee was extremely terrifying.

"Okay, that's it."

He did not explain much.

The electronic payment market was not something that could be explained in a few sentences.

Back then, Mr. Ma probably didn't expect that his Alibaba would change the entire payment system in China.

Let's take our time and see.

Zhang Jianming and Li Nan would naturally understand when miracles were created step by step in the future.

Just like YY Music's subscriptions.

Previously, "Mouse Loves Rice" only had 10,000 subscribers.

However, after the internet café's payment system was launched, the number of subscriptions for "Mouse Loves Rice" exploded like a volcano.

"100,000."

"200,000."

"500,000."

"1,000,000 …"

Yes.

You would not even think about it.

The original 10,000 subscriptions instantly exploded to 1,000,000.

"Oh my god, brothers, the subscription for" Mouse Loves Rice "has increased to 1,000,000."

"This is crazy. This is simply too crazy."

"Awesome, you guys are awesome."

Looking at the subscriptions, Wang Qiwen wanted to scream.

"Hehe, don't be so excited, we only spent 10 cents."

"Yes, if we didn't even support it for 10 cents, I would feel embarrassed."

"How should I say this, I just supported the original version. I wanted to support it before, but I couldn't find a place to support it. Now, the internet café supports it directly. "

"Yes, yes, yes, I also subscribed through the internet café's Huanyu internet café management system. Then, brother, we can support the original version at any time in the future, how about singing a few more songs? "

The price of 10 cents was really low.

It was so low that anyone who went online could support one wave.

Not only could they support one wave, but they could also support 10 waves, 100 waves.

It was a pity that Wang Qiwen only had "Mouse Loves Rice" for the time being, so they could only support it once.

However, it did not matter that Wang Qiwen only had "Mouse Loves Rice", there were a series of other singers.

For example, Xiang Xiang who had recently exploded in popularity.

Xiang Xiang had also recently covered "Mouse Loves Rice", but because Xiang Xiang was a female, this female version of "Mouse Loves Rice" was also liked by the public, and the number of subscriptions had also exceeded 300,000 …

Of course, it was not just "Mouse Loves Rice", Xiang Xiang's other song "Pig Song" also became popular.

This was not the end.

Following that, a song called "Two Butterflies" also started circulating on YY Music Network.

Then, there was a singer called Tang Lei. Once his "Lilac Flower" was released, it became popular all over the country.

"YY Music Network is really too awesome recently, it's always exploding."

"Yes, first it was" Mouse Loves Rice ", then it was" Pig Song ", and now there's" Lilac Flower ", this divine song."

"I suddenly realized that all the songs I've been listening to recently are from YY Music Network."

One YY Music Network song becoming popular did not mean anything.

What about two songs, three songs, four songs?

Why did such a situation occur?

In fact, it was very simple, it was because of the success of the VIP subscription model.

Ordinary singers finally had a music website that they could publish songs and maintain their lives.

Although not all of the singers' songs were exploding, as long as you had a certain amount of talent, some of the songs you uploaded could receive a certain amount of support from the listeners on YY Music Network. Even if this support was only a few hundred or a thousand people, it could more or less allow these singers to survive.

With the guarantee of their livelihood, the level of the singers' creativity also increased.

At the very least, the number of songs they wrote became much more than before.

Among so many songs, there were always some songs that could resonate with netizens and eventually become popular.

For example, just now, there was a singer called "Blade Wolf". He was also attracted by YY Music Network's VIP subscription model and published a song on the website.

This song was called "The First Snow of 2002".

This was a song that Blade Wolf wrote a few days ago when it snowed.

This was also the first snow in 2002 in the area where Blade Wolf lived.

Looking at the heavy snow, Blade Wolf felt emotional.

Okay.

I won't say much.

"The First Snow of 2002"

Those who heard it knew that another popular song had appeared.

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