The next morning, Feng Yu returned to the Soft cloud headquarters.
Looking at the building in front of him, Fang Tian thought that it was time for Soft cloud to build its own headquarters.
Renting it was not as good as owning it himself. He had to plan this carefully.
"Boss, why did you call us here so early?"
Zhang Xiaoyuan sat in the meeting room and yawned. He had not eaten breakfast yet, but he had to come back for a meeting.
Fang Tian walked into the meeting room. "Of course, there is something important to arrange."
"But I haven't eaten breakfast yet. Can't you let me finish my breakfast first?" Zhang Xiaoyuan said unhappily.
"Breakfast is ready for all of you."
"Clap clap!" Fang Tian clapped twice.
Then, two delivery men came in with lunch boxes in their hands. They walked to the table and put down the lunch boxes.
There were dumplings, bread, fried rice noodles, and so on.
Yang Fan, Zhang Xiaoyuan, and Li Qiguang took one each. They opened the lunch boxes and sat down. They were so hungry that they started eating immediately.
Fang Tian said, "I looked at many takeaways nearby. It was not easy to find one that could deliver food. It was very troublesome. "
Zhang Xiaoyuan ate his bread quickly and said vaguely. "Boss, are you going to tell us that Soft cloud is going to develop a food delivery app?"
"I have this idea, but not now," Fang Tian said with a smile, "I came back today to tell everyone that Soft cloud is going to make an online payment tool!"
Online payment tool? Hearing this, everyone put down their chopsticks and looked at him.
Li Qiguang was puzzled. "What the hell?"
This kind of innovative payment tool was completely incomprehensible to the people of the current era.
Fang Tian said, "To put it bluntly, it is something like a bank card. You can save money in it. It is a tool to spend money."
Yang Fan was puzzled. "You can use a bank card to buy things in Cloud Mall. Why do you want to make an online payment tool?"
"It's different." Fang Tian shook his head. "If the user's money is only in the bank card, the rules of the game are in the hands of the bank. But if we have our own payment tool, the money will stay in our ecosystem."
"With its help, we can develop finance, wealth management, and other businesses in the future. In other words, it's equivalent to us opening our own bank! "
Everyone was stunned. Was this the rhythm of going against the bank?
Chairman Fang's idea was really bold!
"There are three benefits to developing our payment tools. That's just one of them." Fang Tian smiled. "The second benefit is that the internet economy will flourish, making online payments easier and more convenient!"
In this era, online payment was too backward. For example, if you wanted to recharge your virtual coins in a game, you could either buy a phone card or a game card to recharge, or use a PC to pay online. Either way, it was not as convenient as online payment tools.
In the future, many people would be used to WeChat or Alipay, but now, these tools did not exist.
Everyone understood. Playing games on the YY platform and reading novels on the Golden Jade Literature Network required topping up, but online payment was indeed too troublesome.
Fang Tian said, "Thirdly, the netizens will be more confident when they shop in Cloud Mall because there is a third-party guarantee platform."
Without Alipay, there would be no Tmall or Taobao.
The original function of Alipay was not to buy things, but to be a third-party guarantee tool. To put it bluntly, it was to buy things online. The money would not be directly transferred to the merchant's account, and the platform would keep it for you. When you receive the goods, you can transfer it to the merchant.
The birth of such a tool greatly increased the confidence of online shoppers!
Especially on a C2C platform like Taobao, where the merchant's character and product were questionable, how many people would dare to place an order online?
Without this third-party guarantee tool, Ali's e-commerce empire would not exist.
For an e-commerce platform to succeed, a payment guarantee tool was the core!
Fang Tian said solemnly, "If we can successfully develop a payment tool, then our e-commerce empire dream would be halfway to success!"
This tool was really extraordinary. Every member of the team became serious. They could feel the importance of this product. It was unprecedented!
If there was, it could only be YY, a social chat tool.
Yang Fan could not wait to ask, "Tian, what's the name of this payment tool?"
Fang Tian wanted to use the name Alipay, which meant payment guarantee.
But after thinking for a long time, he gave up. It should not be the same name as Ali. Since he was reborn and started a business in this era, he should have his own ideas.
Moreover, the e-commerce platform now was different from Ali. Ali was just a platform. Other than the supermarket, it did not have its own stores. But he was different. He had a B2C store in Thousand Gold Mall.
Unlike Alipay, which could not be used in JD, this tool could be used in Thousand Gold Mall.
The name could not be too literary. When doing business online, the simpler and more straightforward the name, the better. As the saying goes, the one who gets the white will get the world.
Fang Tian picked up a piece of white chalk, walked to the small blackboard, and wrote three words — Cloud Pay!
"Cloud Pay?" Everyone said in unison.
"That's right." Fang Tian smiled and said, "When you buy something online and place an order, the money will be kept in Cloud Pay. Using Cloud Pay, the purchase will be more secure! It's that simple. "
"This name is not bad." Li Qiguang smiled and nodded. His prodigal wife would definitely like it.
"This is the name of the payment security tool. We need another name for the payment tool."
Fang Tian thought of Alipay and Alipay balance. These two seemed to be mixed together. Actually, they were different. If he wanted to make a payment tool, he had to separate them.
Fang Tian turned around and wrote four big words under the three words "Cloud Payments" — —
Cloud Wallet.
"This name is not bad, not bad!" Zhang Xiaoyuan clapped and laughed. "A wallet as big as the cloud, haha!"
Hearing what he said, everyone laughed. They felt that the name was very interesting.
Fang Tian smiled and said, "Although the wallet is big, there's no money in it!"
"Haha!" Everyone laughed.
The reason why Fang Tian named Cloud Wallet was to prepare for mobile payments in the future. The name wallet was more popular.
In addition, he had opened a shopping website called Cloud Mall. When the two were combined, it was natural.
Fang Tian said, "In the future, we don't have to bring our wallets when we go out. The money is in the cloud!"
"Great!" Everyone clapped and echoed …
Cloud, this name was also very meaningful. How were clouds formed? The water vapor on the ground rose into the air and was formed by countless water droplets.
In many places, water also represented money. "Water is Money", salary, water.
The so-called water is the meaning of taking profits when people earn money. This was also the source of income for online shopping platforms.
In the future, Cloud Pay would gather a lot of money!
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