The netizens were looking forward to Li Dong's return. Li Dong, on the other hand, was on his honeymoon while preparing his own plans.
Faraway Group, after a few years of development, couldn't keep up with many things.
However, in a fierce competitive environment, most things were filled in during the competition.
The development of a company ultimately had to be attributed to talent and funds.
Without these two points of support, no matter how good the idea was, it would eventually become a tool for others to make money.
Today, in terms of talent, Far Away had already started to work through continuous poaching, continuous social recruitment, and cooperation with some universities and government agencies to establish talent training bases.
In the end, the factors that limited Far Away's development returned to square one.
Money!
Far Away was actually not short of money. Sometimes, for Far Away, a few hundred million or a few billion could be accumulated for a period of time, and the group could replenish its blood.
However, for a group like Far Away, especially with Li Dong's great ambition, a few hundred million or a few billion was no longer enough to meet Li Dong's needs at this moment.
For the current Li Dong, tens of billions of funds were sometimes not even enough to support a plan.
After obtaining the consumer finance license, Li Dong's Association learned how the leverage ratio of lending companies was generated.
The so-called leverage ratio referred to the amount of money lent by these companies that obtained the small-loan license and consumer finance license exceeded the registered capital by several times or even dozens of times.
Just like Far Away Finance, this time the registered capital was increased to two billion.
In other words, Far Away Finance's actual cash stock was only about two billion. How could they use this two billion cash to lend hundreds of billions of yuan?
In his previous life, the registered capital of Ant Finance was not as much as Far Away Finance at the beginning. With more than a billion registered capital, they lent hundreds of billions of yuan in loans, and there were still hundreds of billions of yuan in loans.
This meant that Ant Finance had too much money to lend out.
The actual registered capital of the other party was only a billion.
Where did the additional hundreds of billions of yuan come from?
This money was actually not Yu 'e Bao's money. It might be part of it, but it was not directly transferred to Ant Finance through Yu' e Bao.
This money was all from financing.
Unlike traditional equity financing and bond financing, it was a new international financing channel, ABS financing.
In fact, the concept of ABS did not appear too late. This concept had been around internationally in 1998, and Hua Xia had also implemented it in Shancheng in 1998.
In general, it was to attract investors from all over the world to invest and finance with the project's expected future earnings and fixed assets as a guarantee.
Currently, Hua Xia's ABS was financing government infrastructure projects the most.
For example, a highway, a high-speed railway, or a bridge over the Yangtze River could all be used by the government to finance and absorb funds from society.
The price was to use the future tolls, operating expenses, and the project itself as collateral.
The government did not have to pay for it. It would take decades to repay the debt, and then the infrastructure would be nationalized.
This method had actually been used in social infrastructure projects a long time ago. Of course, it was not called ABS in the past.
In his previous life, Ant Finance's hundreds of billions of cash was mostly financed through ABS.
Using the income and interest of the loan as a guarantee to absorb international funds, there might not be many investors in the beginning, but when Ant Finance was on the right track and had considerable income, many people would invest.
Among them, there were even some government agencies.
It was normal for government agencies to use employee pensions, social security funds, unit trusts, mutual funds, medical insurance … These funds to invest in income. That was also legal and compliant.
The social security and medical insurance paid by employees and units, when this money came to the government, it was impossible for the government to just leave it there.
It was natural for them to invest in some projects that they were optimistic about.
Of course, the government's funds were usually mainly for social infrastructure projects.
Some foreign railways, bridge construction, and energy projects were all the government's investment targets.
Of course, not all of them were invested in these. Foreign bonds and large-denomination bills were also the government's investment targets.
In short, they were all based on stability.
On the other hand, ABS financing projects were generally relatively stable. They were mainly social infrastructure and energy projects. The companies that participated in the financing were also mainly industrial.
It was a fact that industrial financing was not easy.
However, with the popularity of ABS financing, some industrial giants could also use some means to beautify their corporate projects and carry out international ABS financing.
Moreover, they did not need to split the equity. They only needed to repay the investors' interest and principal.
Because there were many investors participating in ABS financing, it was actually a disguised way to reduce the risk.
Originally, a company needed tens of billions of yuan in capital support. At this time, the financiers were usually limited to a few, or at most dozens.
After all, there were too many companies involved. In the end, the equity would be chaotic, and there would be too many troublesome things.
At this time, the participating companies were also very risky. The capital could easily be tens of billions.
On the other hand, using ABS financing was much less risky. The number of participating companies and individuals could eventually reach tens of thousands.
In terms of form, ABS financing was actually a little similar to social fundraising.
However, the main body of the ABS project actually existed and was also guaranteed by assets. This was much less risky than individual fundraising in society.
..
This time, because Li Dong had obtained a consumer finance license, he thought of the ABS financing plan.
He did not want to continue to share Far away's equity. If it was a loan, it would not be difficult for the bank to get less than ten billion yuan. It was even possible to get tens of billions.
However, no matter how much it was, the bank did not belong to his family. How could they lend him an unlimited amount of money?
Since he did not want equity financing or loans, he could only use ABS to split up some of the projects under Far away's banner and then carry out ABS financing. That was Li Dong's idea.
Far away from the financial industry, there was already a business license in this area.
Far away's projects could actually also be carried out online financing. This was a little different from self-financing.
And if there was not much capital absorbed from society, at this time, Li Dong could invest the capital absorbed by Yu 'e Bao into the ABS field through the Tianhong Fund.
Thus, some policy problems could be avoided.
Therefore, Distance Yuan's adoption of ABS financing was actually guaranteed.
Even if he did not use ABS, his own financial company Far away, Li Dong could also find some specialized guarantee companies with a deep foundation in the international market to carry out ABS financing.
Far away did not need to pay too much. He just needed to use the project's assets and future earnings as a guarantee.
As long as someone was optimistic, Far away did not need to pay a single cent other than interest.
This was much more convenient and simple than using his own assets to mortgage a loan.
And the final equity would not be dispersed. This was one of the main reasons why the ABS financing method had become more and more popular internationally in the past two years.
…
In the hotel.
The sky outside was already dark.
Li Dong and Shen Qian went to the beach during the day and basked in the sun for the whole afternoon.
After returning to the hotel and eating, Li Dong began to work on his preparatory plan.
No matter what financing plan, there was no perfect plan. There was no main body of the project that could move people's hearts. People were not fools and naturally would not pay for it.
Currently, the main body of the project was still in Li Dong's plan. It had not actually been produced, so this work could only be done by himself.
Li Dong thought hard while tapping the table with the pen, adding a few words to the plan in front of him from time to time.
At some point, Shen Qian entered the door with milk and said softly, "Drink a glass of milk first. You have to accompany me everywhere during the day and come back to work at night. You may not be tired, but I am tired just looking at you. If it's too busy, we can go back to Pingchuan tomorrow. In fact, the scenery outside is just so-so. It's not as beautiful as our East Garden. "
Li Dong took the cup and smiled. "How can it be the same? This is the sea, and our house is just a small pond. It can't be compared. Furthermore, I'm not tired. I have nothing to do these few days. The main thing is to work on a plan. "
Seeing Shen Qian hesitating to speak, Li Dong put down the pen and smiled. "Actually, it's the plan that I mentioned to Yuan Chengdao and the rest.
Didn't I ask them to investigate the global retail industry?
Far Away has already dominated the domestic retail industry. If we want to dominate, the only thing we can do is to defeat the other retail giants.
But even if we defeat them, we will still be tormenting Hua Xia.
If we really want to catch up to Wal-Mart Far Away, we might be able to do it by relying on revenue alone. But the actual influence will not be the same.
Therefore, if we want to achieve this scale and increase our influence, the only way is to go global!
And what is the prerequisite for all of this? "
"Funding."
Shen Qian was relieved that he had finally told her about this. She sat down beside him and said, "If we want to go global now, we need too much funding.
We don't want to slowly penetrate the market. We want to occupy a certain market share as soon as we enter.
Under such circumstances, we can only do it by acquiring some local retail giants.
But this is a country, not a county or a prefecture-level city like Hua Xia.
Once a company with a certain market share in a country is acquired, it will easily cost billions. I'm talking about USD!
Far Away is making good profits, but it's not enough to support this plan.
Previously, when you said it, Senior Brother Yuan and the others all felt that it was a fantasy story.
Why, have you thought of how to solve the funding problem now? "
Li Dong shook his head and said, "It's just an idea for the time being. Do you know about ABS?
I want to raise funds globally through ABS now, but I want investors to trust us and be willing to invest in us. It's not like we can make them believe us just because we have to surpass Wal-Mart.
First of all, we have to let investors see our strength and potential.
Therefore, from the beginning, if we want to carry out the plan, we have to contribute ourselves Far Away.
Therefore, I want to acquire Baijia first and take over the Xiangjiang department store retail market.
Xiangjiang is the bridgehead for Hua Xia to enter the international market. Here, we have shown our strength and confidence. Next, it will be much easier for us to launch our plan.
I don't need one or two hundred million, nor billions.
If we carry out ABS this time, I might need hundreds of billions or even more!
Without a plan that moves people's hearts, as well as solid actions and strength, who would be willing to invest in us?
Now, I'll start working on the plan and let the people in the group polish it.
As for the time for ABS, it's not time yet. "
Shen Qian's interest was piqued. She smiled and said, "When Weibo goes public and Tencent resumes trading, the time will come if we create a miracle at that time! Come up with your new plan, start with the acquisition of Baijia, and then officially enter the international market! At this time, Fang Yuan was confident and had the strength to back it up. At the same time, social influence and popularity will rise again! At this time, domestic and foreign investors will be eager to give it a try because Far Away has brought miracles in the past few years. They are all high returns and extremely low risks! "
Li Dong nodded and smiled. "That's right!
Therefore, many people hope that I will appear now and create a bit of a stir.
But why should I appear now?
I have no money to expand, and no one to fight for me. Other than showing off, what else can I do?
But after a while, it will be different.
Originally, I was planning to deal with the domestic side first before entering the international market.
But now, I realized that these domestic guys are actually harder to deal with than foreign giants.
In addition, there are still a few local investors, and it will be even harder to deal with them.
But once I establish my reputation in the international market and establish the strength of Far Away's multinational group, I will reach the standards of the World's Top 500 … …
At this time, the resistance from all sides will be lesser.
Even state-owned enterprises like China Resources might be integrated into our system by the government.
This is because we are one of the world's retail giants!
Also, if we want to promote our e-commerce platform around the world in the future, we must be like Amazon. Offline distribution is also one of our core competencies.
I was able to reach this stage in 2009, so my path is actually much easier than many people's. "
When he said many people, he was referring to people like Ma Yun in the future.
Their path is actually harder than Far Away and Li Dong's path.
The key was time. By the time they reached Fang Yuan's current level, it was already six or seven years later.
Six to seven years is enough to change a lot of things.
At that time, it was actually very difficult for Ali to enter the global market. Other than the B2B business, Ali's other businesses, including the payment business that the country was promoting, did not manage to gain a foothold in the overseas market.
The reason is that time is too short, and the overseas market is also developing, leaving little room for Ali.
Far Away, Ali started to enter the international market in 2009, and it is at least five years ahead of schedule.
Five years could really make a huge difference to everything.
As Li Dong spoke, he added, "So, in these two months, we can rest a little and let the outsiders guess as they wish. I am now in a dormant period. Once I return, Ali and Suning are destined to be small characters! "
After Li Dong finished, Shen Qian looked at him with admiration. "That means you have regained your fighting spirit? You decided not to retire? "
Serious men are more attractive, this is undeniable.
Although Li Dong has been accompanying Shen Qian these days, after leaving behind the Far Away Li Dong, he really lost some of his charm.
Of course, Li Dong, who has already reached the peak and the altar, is undeniably a legend even if he leaves it behind.
But if he can continue to be a legend until eternity, it will be even more enchanting.
Being married doesn't mean that she doesn't want to be passionate. Even if she is married, Shen Qian also hopes that Li Dong can live a more exciting life, and not because of marriage, Li Dong, a man destined to be a legend, is trapped in a small family.
Seeing that she is happy, Li Dong can't help but smile. "Don't be happy too early. This plan is huge, so big that buying Baijia is just the beginning. In the later stage, the funds used will probably exceed 300 billion. Once the plan fails, I won't be able to gain a foothold in the local area, and I'll have to sell off all my assets. At the very least, I will lose more than 100 billion. At that time, even if I don't go bankrupt, the remaining capital in my hands won't be strong enough. "
The offline retail market has always been competitive, and the profit margin is getting lower and lower.
At this time, in order to expand the scale, Li Dong is carrying out a large number of acquisitions. If he is careless, he will suffer a huge loss.
If the plan fails, the loss of hundreds of billions is almost inevitable.
Hearing that, Shen Qian smiled. "It's fine. I believe that you will succeed!
Even if you really fail, it's nothing.
At the very least, people in Hua Xia will know that there was once a man who started from scratch. After a few years of starting his business, he began to fight for the throne of the world's number one.
Even if he fails, so what?
Even if he is used as a negative example, in the future business textbooks, I'm afraid that Li Dong's name will not be missing.
Fighting for the number one position in the industry is much more difficult than fighting for an internet company.
If you succeed, then you will have created a legend that no one can surpass.
I think such a miracle will be remembered by the world! "
A man who will be remembered by the world, this is something that even Du Anmin can't do. In fact, he is far from it.
But Li Dong is now walking on this path.
Whether he succeeds or fails, it is fine.
In the end, it is nothing more than a loss of money.
However, compared to money, this kind of feat that can be recorded in the history books is more important.
Officials want to leave their names in history. As a businessman, don't they have the same thought?
It is just that others can't do it. Because it is easy to be a businessman, to be small, but to really reach that stage is really more difficult than being an official.
At this time, Shen Qian really doesn't care about success or failure. As long as Li Dong did it, he is great!
Even if he fails, he is still great!
In this life, to be able to marry such a man, even if the two of them were to be poor and dejected in the future, Shen Qian could proudly tell everyone that her man had once made the world submit to him and made the world tremble!
Li Dong chuckled. "Don't be so excited, it is not good for the child.
Actually, whether it is playing games or doing business, there is no one who doesn't want to sit on the throne of the king.
Being ranked first, that 'one' is also the pursuit of everyone.
However, some people don't dare to chase after it. Some people are too far apart, so far that they feel despair.
But now, I still have hope.
Previously, in Hua Xia, I achieved this' one '. At this time, I indeed lack some passion.
When the top 500 list is released, I realized that I am no longer first. It is a three-digit ranking.
At that time, I was actually preparing.
I hope that in the near future, this world ranking will also belong to me, Li Dong! "
"Cool!"
Shen Qian praised, then got up and walked out.
When Li Dong saw this, he said in surprise, "Where are you going?"
"Pack my luggage, we will go back tomorrow! It is not convenient to communicate outside now. Since you want to be first, do it seriously. Without first-line information and information, how can you just rely on your imagination? "
Li Dong laughed involuntarily. Women sometimes don't have ambition, but it doesn't mean that they want to see men without ambition.
In the eyes of women, a man's success is their success.
Shen Qian clearly hoped that her man can make the world crawl under his feet.
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