Ma Yun guessed what Li Dong was going to do, but Li Dong did not do anything.
Far away was the same.
Far away did not publicize anything after getting the consumer finance license.
Ordinary people did not understand what it meant and would not pay attention to it.
After Distance got the license plate, it was as if nothing had changed.
However, Distance Financial Company increased its registered capital at this time.
Far away's registered capital was not high at first. This time, Far Away increased its registered capital to two billion.
Money was needed to increase the registered capital.
On Distance's side, they didn't have much money either. In the end, they had to scrape together some money and barely managed to scrape together enough. For this, the little bit of wealth that Distance had accumulated during this period of time had all been used up.
Far Away used every penny they had and did not have any leftover money.
Of course, it did not mean that the money would disappear when it was injected into Far Away. The money was still there. It was just that it was injected into Far Away from the holding company.
Among the four licensed financial consumer companies, Distance had the highest registered capital of two billion yuan.
Even Bank of China Consumer Finance only had a registered capital of 500 million.
In fact, Bank of China Consumer Finance, the giant behind Bank of China Consumer Finance, did not care much about Bank of China Consumer Finance because the bank itself included consumer finance business.
They were doing this mainly to test and observe the market.
Of course, they could not avoid eliminating competitors.
There were only four licenses in total. The banking system took three of them. This way, there would be fewer new competitors.
Local banks were quite concerned. After all, local banks were limited and competitive. Once they got the license, they would be able to cover a wider range.
On the other hand, Distance had obtained the license and expanded its registered capital.
At this time, it looked calm and quiet. However, many people in the industry knew that Far Away was going to make a move.
Two billion registered capital. If the leverage ratio was five times, Far Away would be able to achieve a scale of ten billion in the consumer finance industry!
Among Hua Xia's banks, many local banks did not achieve a scale of ten billion in this area.
Far away, a private enterprise actually had such great ambitions, which was beyond many people's expectations.
Is there really such a big market for internet consumer finance?
This was not Internet finance, but the consumer sector. Furthermore, it was the consumer loan sector on the Internet. Was there such a huge space?
With some uncertainty, the crowd could only choose to wait.
At this time, apart from waiting, everyone had no other choice.
It was the same for banks. Since the CBRC had chosen a location and issued a license to Far Away, it meant that the higher-ups wanted to give it a try. They wanted to let this Internet finance promoter Far Away give it a try.
Could internet finance bring some changes to Hua Xia's economy?
Far away, this kind of change would not lack influence, and it would not lead to the collapse of the entire system because of the failure of one Far away.
…
Li Dong did not want to guess what the higher-ups were thinking.
He didn't want to guess either.
In short, Far away had obtained the license, and everything would be legal and compliant. That was enough.
At this moment, Li Dong was on a private plane flying to Beijing.
Today was the 9th, and he said that he was going to Beijing to attend the family banquet. He could not miss it.
The license was issued yesterday. Last night, Li Dong had been thinking about a very important question.
Now that he had obtained the consumer finance license, next, his own Wantoon would launch a personal consumer loan business. What should he call it?
Spend or Borrow?
While he was thinking about this question, Li Dong was thinking about whether he would be scolded to death in the future.
If he got the license in advance and launched an online loan business, in the future, if someone borrowed too much money and could not pay it back, he would be scolded.
However, Li Dong turned his head and thought that he was doing this for everyone's sake.
Taking the lead in launching Wantoon would formalize this system. In the future, some online loan platforms would not be able to mess around. After all, Wantoon's interest rate was low, and it had strong credibility. Everyone's first choice would still be Wantoon.
This way, wouldn't naked loan incidents be avoided to a greater extent?
When he thought about how he was working hard for the ignorant people in the future, struggling, and changing, Li Dong felt that everyone should not scold him. He was doing this for their own good.
Of course, the money from these loans could be used to shop at Far Away Mall or Faraway Supermarket. That would be the best.
The money would eventually flow back to Faraway Group.
The money that flowed out of the financial company through leverage was finally changed. Not only did he earn interest, but there were also profits from shopping. It could also promote consumption, increase performance, and revitalize the money on hand …
There were naturally many benefits!
The key point was that this system had to be released before Double 11.
How could they shop without money on Double 11?
If they had no money, they could just support Far Away!
Thinking about Double 11, Li Dong could not help but think about the mafia. What if they found out that they could not pay back the money that they borrowed?
This kind of impulsive spending was not a small number. It was a lot.
As Li Dong thought about it, he felt that he was a little wicked. He had created these things a few years in advance. Wasn't this letting everyone spend a few years in advance?
…
Shen Qian, who was sitting next to him, saw Li Dong's bemoaning and pitying expression one moment and his grinning face the next. It was a little horrifying.
When Li Dong grinned again, Shen Qian said helplessly, "What are you thinking about?"
Li Dong smiled and said, "Nothing. I just think that sometimes I'm quite great. Of course, outsiders can't understand this greatness. Far away from the financial company, once the licenses are issued, I can serve the public in the future. Every time I think about this, I feel that I'm too considerate of everyone. "
Shen Qian's face darkened. "What's wrong with you recently? You seem to be getting more and more narcissistic. Since you gave yourself a holiday, nothing else has changed, but this aspect has changed a lot. In the past, you only bragged in front of outsiders. In front of me, you were still telling the truth. Now, in front of me, you're just running your mouth. "
Li Dong said dryly, "Really? I don't think so.
Recently, I've been telling the truth. That's the truth.
Don't doubt me. Sometimes, I feel that I'm really great.
Think about it. Now that I have a consumer finance license, I can lend money.
Lending money is better than loan sharks, right?
I won't ruin people's families, and I won't make people strip naked for a photo before I give them a loan, right?
Also, when I get a small loan license, I can support some small and medium-sized enterprises.
They can't get a loan from the bank, their company is facing bankruptcy, and their employees are facing unemployment. It was me who gave them a chance to come back from the dead. It's not financing, but loans. The interest is not too high, and the loan is fast and simple.
Don't you think everyone should thank me?
Even if I don't do it, others will do it. But can others do it better than me, Li Dong?
At least, I have money. I'm not too greedy for money in this area. I'll first set some rules for this industry and set them as industry standards.
In the future, before other companies do this, everyone will subconsciously follow Far away's standards.
Leading a new industry and setting rules, and it's in a good direction. Don't you think that's great? "
Shen Qian was speechless. After a while, she said, "You're the first famous entrepreneur to talk about usury in such a dignified way."
Li Dong retorted, "How is it usury? You don't understand. Don't say such things in the future. "
"Yes, I don't understand. But I heard someone say last night that the interest rate is around 0.05% per day. If the monthly compound interest is calculated, the annual interest rate is close to 20%. Without the monthly compound interest, it's still 18%. If this isn't usury, what is? "
Li Dong said embarrassedly, "It's just a consumer loan. We have to follow the bank's credit card. If it's lower than credit cards, the higher-ups won't be able to approve it.
Furthermore, we only do monthly settlement. If it's annual settlement, how can we get so much capital?
Anyway, it's just an emergency, not …
Forget it. I won't explain. You'll know when the time comes. Even if the annual compound interest is close to 20%, it's still much better than usury.
Furthermore, it's all small amounts. I won't be so black-hearted as to increase the interest by a few folds.
Furthermore, I won't force people to break up their families. Even if I'm a bad person, I will be a good person among bad people. This is my belief. "
Li Dong did not continue. Everyone has their own views on this matter. Some people think that Far away is a savior, while others think that Far away is a black-hearted usury. These are all normal.
Anyway, with the consumer license, Far away's capital can be revitalized. This is the most practical thing.
And Li Dong really hopes that Far away can revitalize a large amount of capital.
As long as he has money, he can do many things.
In the future, how much are the annual profits of Ali Tencent's companies?
But when they acquire companies, they spend a lot of money. Although it's not all in cash, it's true that the few IT giants do not lack money.
How the money is used is still up for discussion.
Anyway, all the companies are thinking of ways to revitalize the capital that cannot be used. This is what all the companies are doing.
Using other people's money to earn money for themselves instead of using their own money to earn money for others. This is also what all the big companies are doing.
With money, Li Dong can continue with his plans.
Otherwise, how were they going to carry out these big plans with just the little amount of money they had from the bank?
At this moment, Li Dong is not admiring himself. He is admiring Ma Yun and the rest. These people had paved a good path for him in his previous life.
There are many things that Li Dong can't think of by himself. But with the lessons from the past, it will be much easier for him to do it.
At this moment, Ma Yun and the rest are probably still exploring their path.
In Li Dong's mind, there is already a mature system.
Just based on this, Li Dong decided to give Ma Yun and the rest a few boxes of wine. Last time, they only took one box. It's not enough.
…
Beijing.
Other than Pingchuan, the city that Li Dong has been to the most in his life is Beijing.
Since 2005, he would come every year. Sometimes more, sometimes less.
But counting, he has been to Beijing at least ten times.
Of course, it's not pleasant every time.
This time, it's fine. The devil is married now and there are fewer people who provoke him. Or rather, they don't dare to provoke him anymore.
Under such circumstances, Li Dong is not someone who makes trouble out of nothing. The atmosphere is much more harmonious.
Especially since this time, it's his son-in-law returning home. It has nothing to do with anyone else, so it's even more harmonious.
At the airport.
This time, it's Shen Hang who came to pick them up. They have just parted not long ago, so there is no need to be polite.
After getting into the car, Shen Hang smiled and said, "Brother-in-law, your previous marriage was your home ground. Now, it's our home ground. Tonight, everyone agreed that since Brother-in-law is here, it's inappropriate if it's not heavy. Tonight, Brother-in-law, if you didn't get drunk, then it's our fault … "
Just as he said that, Shen Qian slapped his head and said angrily, "Don't talk about this. In the future, don't talk about cigarettes and alcohol. Some people dare to say and do anything when they're drunk. I don't want him to become a drunkard! "
Li Dong said with a look of agreement, "That's right. Your sister is right. Listen carefully. Things like drinking should be avoided if possible. Moreover, you're not the main character tonight. I am. Don't make decisions for me in the future. "
Shen Hang looked helpless. This couple is harder to provoke than the other. He really can't say anything.
…
The Du family's homecoming banquet is not too extravagant.
If it's the Shen family's preparation, the scale of this homecoming banquet will not be small. More than half of the capital's celebrities are invited. This is in line with the Shen family's style.
But for the Du family, it's best if it's simple.
So when the Shen family suggested choosing a big hotel for the homecoming banquet, no one paid attention to Du Anmin and his wife.
In the end, they decided to hold it at Old Du's house.
The guests are also simple. Other than the Du family and the Shen family, Du Anmin did not invite many people. There are a total of four or five outsiders.
On Shen Xuehua's side, she also invited a few people. Including the relatives from both sides, there are about 30 people in the end.
Such a scale is considered simple compared to the scale of Li Dong's wedding and the status of both parties.
There's nothing much to say about the process of the homecoming banquet. The newlyweds will always be the main characters of the wedding.
Everything that needs to be said has been said before. Du Anmin and Shen Xuehua actually have nothing else to say.
As for things like promises, just a meaning is enough.
If promises are really useful, no one in the world will divorce.
Marriage, in the end, depends on the husband and wife themselves. At the wedding and homecoming banquet, no matter how many promises Li Dong makes, these words do not need to be taken seriously.
After the homecoming banquet, Li Dong and Shen Qian's wedding has been recognized and blessed by everyone on both sides.
The process of the wedding has come to an end. Next, it is up to both parties to get used to each other.
Although Shen Qian and Li Dong have been together for a long time, it is still different before and after marriage. Whether they can get used to each other or not, this will also affect whether the relationship between husband and wife can last in the future.
That night, Li Dong stayed alone in the empty room. Shen Qian was taken away by Shen Xuehua. The mother and daughter talked until late into the night and did not sleep.
As for how Shen Xuehua raised her daughter, Du Anmin and Li Dong did not ask.
After the homecoming banquet, Li Dong and Shen Qian are going on their honeymoon trip.
As Li Dong is busy with his marriage, the business world of Hua Xia suddenly quietened down.
Only then did many people suddenly wake up. Many people are not used to it. They said, "The days without Brother Pao seem a little boring."
"Don't tell me Brother Pao really fell in love with the scenery after getting married?"
"Yeah, don't do that. It's such a pity. In the past two years, the business world of Hua Xia has been very lively. Now that Brother Pao is gone, the others have become listless. We can't even lift our spirits. "
"Looking forward to Brother Pao's return!"
"Continue to brag. The world's richest man is nothing. So far away, he has not even become the world's number one!"
"Brother Pao, come back quickly!"
"…"
On the Internet, there is a lot of shouting. Brother Pao is not bragging anymore. The days are too boring.
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