Li Dong's wedding finally came to an end amidst the bustle.
Almost all of his relatives and friends had left. More than half of the people in the business world had left.
On the morning of the 8th, after sending off Shen Xuehua and Shen Du's families, Li Dong finally had some breathing space in the afternoon.
…
East Garden.
Li Dong lay on a beach chair beside the man-made lake and said lazily, "Do you think we should hire a private accountant in the future?"
"Why?"
"Let's talk about the accounts. The people in the company are not hired by us, and we can't always look for them. We have spent so much money on the wedding preparations, and we have received a lot of red packets. Far away, we can't keep counting the accounts for us. These personal matters should be separated from official matters. "
Shen Qian nodded. "That's true. How about this? I will take care of these matters. You don't have to worry about it."
"Okay. You go ahead. Oh, have you thought about where you are going for your honeymoon? "
Shen Qian laughed. "Are you really going to give yourself a long holiday? It has been half a month since the end of May, and you have not been to the company once. Are you really going to ignore it? "
Li Dong yawned and said, "Since I'm getting married, I should at least give myself a break.
Isn't it good now?
Everything is going smoothly. Everyone is doing well without me.
Also, the others are not under so much pressure when I am not around.
Also, my wealth is increasing, and it feels good to be able to earn money without doing any work.
I didn't realize this in the past.
Now that I think about it, it's time to enjoy it. "
"You really think so?"
Shen Qian laughed. Li Dong's words could only deceive others.
These days, although Li Dong was busy with the wedding, he was busy at night. Other than the company, what else could he be busy with?
Although he said that he didn't care, in fact, he would take the time to look at the important documents from afar.
Li Dong had been paying attention to the Retail Alliance during the first few days of its official operation. It was obvious that he placed great importance on it.
If they really thought that he didn't care anymore, then they were definitely thinking too much.
However, Shen Qian didn't ask him what his plans were now. The two of them discussed the following itinerary.
…
Meanwhile.
Lin 'an.
The first thing Ma Yun did when he returned to the company was to hold a meeting.
In the conference room, Ma Yun said sternly, "Whoever thinks that Li Dong has fallen because he got married is an idiot!
Anyone who thought that the current Li Dong lacked aggression was also an idiot!
When I was in Pingchuan, I had a few words with Li Dong.
He didn't say anything else, just that MantCom was applying for a consumer finance license!
Everyone understood what this meant.
Once MantCom obtained this license, Far away's layout in the field of Internet finance would be reasonable and legal, and it could continue to grow.
Far away, they were now making preparations, full preparations.
They are applying for all kinds of licenses.
Li Dong is more mature and more dangerous than before.
The way he does things now, he's always fully prepared before he kills with a single strike. He's not like before, where he just attacks first and thinks later … "
Before he finished speaking, there was a knock on the door of the conference room.
Ma Yun frowned slightly and said, "Come in!"
His secretary pushed the door and came in. Seeing Ma Yun looking at him, he hurriedly said, "Chairman, you said before that we should inform you of the news about Far away in time. Just now, there was new news from the CBRC. The first batch of four consumer finance licenses have been issued. The four licenses are Bank of China Consumer Finance Company, Bank of Beijing Consumer Finance Company, Jincheng Consumer Finance Company, and Far away Financial Company … "
Ma Yun's face changed slightly. "So fast?"
Li Dong had just said it, but he didn't expect that in the blink of an eye, the other party would get the license.
There were only four companies in the first batch of pilot enterprises, and there were only four licenses. This was enough to show how important this license was.
Ma Yun took a deep breath and nodded. "I understand."
After the secretary left, Ma Yun continued, "Everyone has heard it. There are only four companies that have obtained the license!
The first three are supported by banks. Bank of China is supported by Bank of China, Bank of Beijing is supported by Bank of Beijing, and Jincheng is supported by Bank of Shu Du.
Only Yuanfang did not rely on other financial institutions, but obtained this license alone.
I heard that the principle of issuing licenses is one company per province at most.
In other words, after Far Away got a license, Jiangbei will not issue such a license in the future.
It is still Jiangbei now. Once Far Away becomes big, it is hard to say how many companies in the entire East China region will be able to get a license.
In addition, the scope of the consumer finance license is very wide.
Loans are only one aspect. I don't know if you all have checked, but according to the regulations, consumer finance companies can take on many businesses.
This includes issuing financial bonds, domestic interbank lending, borrowing from domestic financial institutions, selling insurance products related to consumer loans, fixed-income securities investment business, etc!
Everyone in the room knew what this meant!
This meant that the Wankatong in the distance could officially use Yu 'e Bao's money and use it legally and in accordance with the regulations.
Maybe not all of them, but the fixed-income securities investment business could be done by themselves.
Also, Far Away can borrow from domestic financial institutions. As long as Far Away is prepared, they can use high-leverage methods to continue to expand their Internet finance business.
Including the issuance of financial bonds, it meant that Distance could use Wan Tong to raise money to expand Wan Tong's business, and they could issue financial bonds themselves.
In conclusion, Distance, who had obtained a license, was already ahead of everyone else in the financial field.
Some local banks do not have the credibility of Far Away, and with the credibility, Far Away has a legal license, and their business is recognized by the government.
This was extremely frightening!
In the future, if other institutions do not respond, Far Away's market share will continue to explode.
At that time, Li Dong may not necessarily compete with us. The target of his competition will be the traditional financial institutions.
Don't think that it is just a license, it is very important … "
After Ma Yun spoke for a while, someone in the meeting room frowned and said, "Chairman, Far Away has obtained a consumer finance license, which is indeed a bit beyond our expectations. But even so, it's not necessarily a bad thing for Distance to grow in the Internet financial industry. "
Seeing that Ma Yun was looking at him, this person was not afraid and looked directly at Ma Yun and said, "Actually, I think that Ali does not have to compete with Far Away in every field. It is also a fact that Ali's strength is not as good as Far Away's. We can compete with Far Away in a certain field, but it is too difficult for us to compete in all fields. In that case, we can give up part of the business … "
Ma Yun said coldly, "You have to know that Internet finance actually runs through the entire IT industry!"
"I know." The person who spoke said calmly, "I know that controlling the Internet finance is equivalent to controlling the lifeline of some IT companies.
But I still have to say a few points. First, Far Away cannot control all of them.
This can be seen from the issuance of the payment license and the entry of the national team.
Second, we do not have to be involved in many businesses. Our single payment platform is actually enough for now.
Internet finance is a new industry, and the social acceptance will not be too big in the short term. Its impact on us is actually limited.
Third, my words are a little harsh, please don't mind.
Ali, now is not the time to make a comprehensive plan. This will only drag us down. We cannot follow whatever Li Dong does.
Yes, if we do not follow, it will be very difficult to do so in the future.
But so what?
He is doing his Internet finance, and we are doing our e-commerce. As long as the payment is within our industry, and the consumers are still using our payment system, it is enough.
Also, the company is having a hard time now. Previously, when we privatized Ali Network, the company's funds were almost used up.
Taobao's funds were also used on logistics and platforms. But Chairman, don't forget that these are not our only businesses!
Ali's foundation is actually B2B, and B customers are our important strategic partners.
Now, Ali's core is starting to shift to C customers. Is this really a good thing?
Far Away might not be a wise choice if we insist on clashing with them.
We'll play to our strengths and continue to expand our B2B business. After we've roped in B customers, we'll support C customers from the side. That's the foundation of Ali.
Now, there is a trend in Ali, and I don't think it is good.
That is, Far Away must be doing the right thing. If they do it, we will follow immediately. Even if we can't get the most out of it, we must at least get some. But I don't think those who follow the trend will have a good ending.
The core of a company is still its own originality.
Since we can expand our B2B business and have a global foundation, why must we work hard on B2C and C2C?
Once we expand our B2B business to become the world's number one, Hua Xia's small and medium-sized enterprises will be our potential partners.
At that time, we can compete with Far Away. Even if we lose in the C segment, we still have hope of growing stronger. We will not be like Tencent, who changed their name. "
After he finished, someone disagreed. "Far Away is not the one following the trend. We are the ones who started the C segment first. From the start, we were already very strong in the C segment. We were so strong that we became the biggest in Asia. Now, just because Far Away is doing it, we should stop doing it? You said that Ali's core is B2B. I don't deny this, but I also don't admit it. Diversification is the trend. Relying on a single business to break into the giant sector is still lacking … "
"That's all in the future. Let's take care of the present first!" The person who spoke earlier snorted. "Now, Ali's business is shrinking to the point of running out of food. At this time, is it really necessary to not consider the actual situation and still think about future expansion? If you ask me, Ali should have stuck to its own path from the start and not be influenced by Far Away. At this time, investing heavily in logistics and other industries. If we have this ability, there is naturally no need to say more. But if we don't have this ability, we should not pretend to be strong at our own cost. "
"That's not right …"
"…"
In the meeting room, the opinions of the executives were divided.
Some felt that they could avoid the competition with Far Away and play to their strengths.
Far Away did not do B2B business. There was no room for competition. Ali could shrink its strength in other areas and invest its limited funds into the already strong industry. This would create more profits.
Some also felt that Far Away did not do it now, but it did not mean that it would not do it in the future.
If they gave in now, they would not be able to give in in the future.
While Far Away did not do it big, Ali was the right choice. At least there would not be no room for expansion in the future.
Everyone argued that both sides were right, and not long after, the two sides began to quarrel.
After a while, Ma Yun interrupted with a headache. "What everyone said actually makes sense. Far Away would naturally be fine if they are satisfied with the current situation.
But do you think this is possible?
Not possible!
Li Dong's ambition did not disappear. Instead, it grew.
So, at this time, we must not let it go. Otherwise, Far Away will not be restrained and will become stronger and stronger.
At that time, we really have no way out.
Internet finance still needs to be done. Otherwise, Alipay will be replaced sooner or later. In the end, it will become our own payment software for internal use. It will no longer be the socialized financial payment system that occupies a very high market share. "
"But …" Someone questioned again. "But we can't get a license at the moment. If we force it, it is very likely that Far Away will have something on us. That is even more inappropriate."
Ma Yun gently knocked on the table. After a while, he said, "We can't do it, but there are always people who can. Bailian, Huarun, Suning … These offline giants all have the ability to do it. If there is really no other way, then choose one or a few companies to cooperate with. In any case, if we can not give up, then don't give up. If we give up a piece of the market today, tomorrow we will give up another piece. You may think that we are cutting our flesh to stop losses, but in fact, the flesh will only be cut more and more. In the end, even our bones will be slowly chewed by Li Dong. "
When this was said, many people nodded in agreement.
The executive who first refuted Ma Yun sighed and said, "In that case, the chairman must follow up, even if it means that the newly independent Alipay will encounter the distribution of profits again."
Ma Yun was silent for a moment and said slowly, "I don't want that to happen either, but we can't lose this piece. If we lose it, we will have more trouble in the future!"
"…"
Everyone was speechless. In the end, many people sighed in their hearts. Now, Ali could not do anything alone.
They also did not know what would happen to Ali in the end.
If Far Away really defeated Ali like how they defeated Tencent, then how should they go and choose?
With these messy thoughts, even though the meeting was still going on, many people were a little distracted.
Seeing this scene, Ma Yun frowned even more.
At the same time, he could not help but think of Li Dong. What was that guy thinking next?
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