Divine Card Creator

Programmer Lu Ming transmigrated into another world where cultivation and technology exist. There are countless type of cultivaton profession in that world: Sword Cultivator, Illusionist, Archer, Energy Warrior, Elementalist, etc.
Lu Ming is transmigrated into the body of the lowest ranked "One-Star" Card Maker sis-con teenager who is also named Lu Ming, who died of overwork after he is frightened by loan shark to meet some guest with special hobbies if he can't pay back his loan.
Now Lu Ming will have to make money to pay back his loan and avoid meeting with some guest with special hobbies.