"A bunch of fools! How could they be played by Mo Jiazi so easily! "Zheng Chang snorted when he heard that the bank run in the Mo Family Village had been reduced.
However, he didn't realize that the "fools" he mentioned were instigated by them to cause the bank run in the Mo Family Village.
"Young master, Mo Jiazi is indeed difficult to deal with, and the Mo Family Village is big enough to support the bank for a long time. However, it doesn't mean that they don't have fatal flaws." A middle-aged man dressed like a shopkeeper said proudly.
This man followed Zheng Chang here. He was Uncle Zheng, the shopkeeper of the Zheng Family. He was in charge of the Zheng Family's secret business and was quite talented in business.
Zheng Chang was suddenly interested and said, "Uncle Zheng, tell me the details."
"The Mo Family Village has a lot of money in the bank, but it's just drinking poison to quench thirst. It's not enough to repay the loan. If the bank can't get the money back, no matter how powerful Mo Jiazi is, he can't do anything about it. Even if he takes out all the 300,000 strings of string of cash in the royal treasury, it won't be enough to fill the hole. "Uncle Zheng said proudly.
"You mean those workshops can't repay the loan?" Zheng Chang's eyes lit up.
Uncle Zheng said proudly, "That's right. The Mo Family Village has the guts to reject us. However, I don't believe that a few ordinary workshops and businesses have the guts to reject us. If they can cooperate with us tactfully, that would be great. If they don't know what's good for them and stand on the Mo Family's side, then don't blame us for being rude."
"Uncle Zheng's plan is really brilliant!"
Zheng Chang couldn't help showing a look of confidence. He didn't believe that everyone was Mo Jiazi and had the guts to refuse them.
In the Fan Family Village in Chang 'an, the shopkeeper and the eldest son of the Fan Family sat opposite each other with a serious look. Who would have thought that they had sent away the lobbyists of the Mo Family and the aristocratic families in such a short time?
"Father, the Mo Family wants to press us for the payment, but the Five Families want us to go back on our words. What should we do?" The eldest son of the Fan Family said anxiously.
When the Fan family was in trouble, they had to rely on the help of the bank in the Mo family village to get through the crisis. But who would have thought that just when their business was getting better, they would encounter a fight between the Mo family and the five families and seven families, which put them in a dilemma.
"When the city gate catches fire, the fish in the moat will suffer!" Shopkeeper Fan said worriedly. He originally wanted to do business honestly, but he didn't expect to encounter so many troubles.
"Father, we are talking about the Five Surnames and Seven Aspirations. Even the famous Village of Mo was forced to retreat under the siege of the Five Surnames and Seven Aspirations. What's more, we are just a small merchant. If the Five Surnames and Seven Aspirations want to destroy us, it will be a piece of cake. I believe that Mo Jiazi will understand our decision." The eldest son of the Fan family gritted his teeth and said.
Shopkeeper Fan suddenly changed his expression and said, "Don't forget that when the Fan family was in trouble, it was the Village of Mo family who helped us. If the Fan family hits the Village of Mo family when it is down, how will the whole Chang 'an City view the Fan family? Who will dare to do business with the Fan family?"
The eldest son of the Fan family said angrily, "If we offend the Village of Mo family, we can still survive. But if we offend the Five Families and Seven Aspirations, we are doomed. Don't forget the lesson of the Village of Mo family."
The business model of the Fan family's business was somewhat similar to that of the Village of Mo family. They both set up businesses in many places. If the Five Families and Seven Aspirations wanted to do something, they could definitely make the Fan family's business collapse in a short time.
Shopkeeper Fan shook his head and said, "Even if we are lucky enough to survive, it will just be the final radiance of the setting sun. If we betray the Village of Mo family, the bank in the Village of Mo family village will definitely go bankrupt. The last time the Fan family was in trouble, it was all thanks to the low-interest loan of the bank. But what about the next time? Who will come to save the Fan family? At that time, the Fan family will be too late to regret. It will be us who will destroy the Great Wall."
"Father, what you mean is that we are on the side of Mo Jiazi. You know, Mo Jiazi has a very small chance of winning." The eldest son of the Fan family frowned and said. The Fan family could not help but be shocked by the power of the Five Families and Seven Aspirations.
Shopkeeper Fan said firmly, "Yes, the Five Families and Seven Aspirations are indeed powerful. If it were an ordinary person, he would have no power to fight back. But Mo Jiazi is different."
"Different?" The eldest son of the Fan family was puzzled.
Shopkeeper Fan let out a long sigh and said, "That's the son of the Mo Family!"
The eldest son of the Fan family was stunned. He did not expect his father's reason to be this. But hearing this, the eldest son of the Fan family inexplicably felt more at ease. Since Mo Jiazi appeared in Chang 'an City, he had created miracles again and again and had never tasted defeat. This time, Mo Jiazi was not without power to fight back. Maybe he could make a comeback.
Moreover, when they took out a mortgage, it was not without conditions. They needed to mortgage real estate. Even if they had the support of the Five Families and Seven Aspirations, their debts could be delayed for a while, but not for a lifetime. Sooner or later, they would have to pay it back.
"Then I'm afraid that the Five Families and Seven Aspirations will suppress our Fan family." The eldest son of the Fan family said with a look of resignation.
Shopkeeper Fan snorted and said, "Last time, I was weak and did not have the courage to make a decisive decision. But today, it is the moment of life and death for the Fan family. I will let those aristocratic families know that even if we are small merchants, we have the right to say no."
As time went by, it was getting closer and closer to the time when the Five Families and Seven Aspirations would give the ultimatum. The whole Chang 'an City had a feeling that a storm was coming.
Shopkeeper Shen of the Village Mo Bank and Uncle Zheng of the Zheng family were the busiest people in Chang 'an City. They were constantly rushing to and fro between the big merchants to lobby.
"These idiots, don't they know that if the lips are gone, the teeth will be cold? If the Village Mo Bank collapses, they will be like fish on the chopping board. Sooner or later, they will become the food in the mouth of others. "Shen Hongcai was busy all morning and returned to the bank in the Village Mo Bank with nothing.
Although the workshops did not express their opinions, he had obviously felt alienated. Obviously, they had turned to the aristocratic families. More importantly, he did not get back much of the money that he had lent. Although there were some workshops in Chang 'an City that stood firmly on the side of the Village Mo Bank, these workshops had spent all the money of the Village Mo Bank and had no spare money to pay back the loans.
"If I had not been benevolent and added a clause that if the bank thinks that the borrower has no ability to pay back the loan, the bank can call in the loan in advance. If so, today's trouble would not have happened." Shen Hongcai looked at the stack of mortgage deeds in his hand and could not help but say angrily.
Meton had once proposed this, but unfortunately, he vehemently rejected it. Now it seemed that Meton had the foresight. It was probably necessary to add this clause to the loan agreement in the future. Of course, the most important thing now was to get through the current hurdle, otherwise there would be no future.
"Shopkeeper Shen!" Suddenly, a hearty voice interrupted Shen Hongcai. He saw a figure that made him gnash his teeth in anger appear in the hall.
"Shopkeeper Fan!" Shen Hongcai said somewhat unkindly. The bank of the Village Mo Bank had saved the Fan's Business from disaster. He did not expect that the Fan's Business would be closed and refused to meet him when he visited recently.
Shopkeeper Fan laughed and said, "Shopkeeper Shen, please don't blame me. I have been busy raising money recently, so I had no choice but to see you. Now that I have raised enough money, I came to pay back the loan as soon as possible."
"I came to pay back the loan!" Shen Hongcai could not help but be stunned and looked at Shopkeeper Fan in disbelief. Shopkeeper Fan had been on the side of the aristocratic families before, and even refused to meet him when he visited. Why did he suddenly come to pay the loan in person?
"These are the banknotes for the Fan's loan. Please check them." Shopkeeper Fan waved his hand and took out a large stack of banknotes from his arms, and put them in front of Shen Hongcai.
"The Fan's have to pay back all the loans at once. What about my business?" As the head shopkeeper of the bank of the Village Mo Bank, he was familiar with the flow of the major businesses. The Fan's business had indeed improved, but it was not enough to pay back all the loans at once.
Shopkeeper Fan smiled bitterly and said, "Shopkeeper Shen, you must be joking. There will be no more Fan's Business in the future. I have already sold the Fan's Business in the past few days. It just so happens that I have a lot of money to spend on my retirement."
The reason why Shopkeeper Fan had closed the door and refused to meet him was to numb the people around him and sell the business. After this incident, Shopkeeper Fan was somewhat disheartened, so he took the opportunity to sell the business and avoid this whirlpool.
Shen Hongcai could not help but stand up solemnly. He solemnly bowed to Shopkeeper Fan and said, "The Mo family will always remember Brother Fan's friendship!"
Shopkeeper Fan waved his hand disappointedly and left. He had been in the business world all his life, but in the end, he found that the so-called wealth was nothing in front of power. The Fan's Business had no background. Even if it escaped this disaster, it would end up as a fish on the chopping block in the future. He was lucky to be able to escape unscathed.
After Shopkeeper Fan left, many businesses came to pay back the loans one after another. However, most of them did not show up at all. Even in the bank of the Village Mo Bank, they were not short of money.
There were loyal businessmen, but more of them were people who knew how to sail according to the wind. Now that the aristocratic families were in full swing, the businessmen naturally knew where to lean.
As the loans were gradually unable to be collected, and the citizens kept running the banks, rumors began to spread in Chang 'an City.
"The bank of the Village Mo Bank is going to close down!"
For a moment, the news spread through the streets and alleys.
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