When a group of bruised and battered profligate sons appeared in front of Meton, Meton couldn't help but smile bitterly and say, "Brothers, I'm sorry!"
"For the sake of a brother, this small injury is nothing." Li Zhen said righteously, but the bruises on his face ruined the atmosphere.
"Brother Mo, this is the payment for the goods this time. It's a pity that Brother Mo gave us a way to make money, but we've let Brother Mo down. I'm afraid we won't be able to cooperate in the future!" Liu Renshi said unwillingly.
To these profligate sons, they had earned thousands of strings of cash in one transaction, and it was legal. This was like a pie falling from the sky. Unfortunately, they had only done it once, and there wouldn't be a next time. How could they be willing to accept this?
"Damn it, the Five Surnames and Seven Hopes are too tyrannical. They actually told my father and made me suffer a beating for nothing," Liu Renshi said indignantly.
The other profligate sons nodded with indignant expressions. They were gnashing their teeth at the Five Surnames and Seven Hopes in their hearts.
"Brother Mo, we're sorry!" The group of profligate sons said in shame.
Meton shook his head and said, "Not at all, I've implicated all of you. I'll remember this favor!"
The group of profligate sons couldn't help but feel delighted. The reason they came to Meton was to make Meton accept this favor. As the saying went, a starving camel was still bigger than a horse. A little bit of money from Mo Jiazi's hands was enough for them to enjoy.
Moreover, the group of profligate sons was quite well-informed. They naturally knew the purpose of the Five Surnames and Seven Hopes. If Mo Jiazi was willing to lower his head, the predicament before them would immediately vanish.
Even if they took a step back, with Princess Changle around, Mo Jiazi wouldn't lose his power in the end. This was also the reason why they were willing to be on good terms with Mo Jiazi.
"Then we won't disturb you anymore!" Liu Renshi cupped his hands and bid farewell. They naturally knew that Mo Jiazi was in a terrible fix right now, so they all cupped their hands and bid farewell.
"I've troubled all of you. Please accept this small token of appreciation!" Meton cupped his hands and said.
"No need! No need! " The group of profligate sons looked like they were rich and overbearing as they waved their hands. Coupled with their bruised and swollen faces, it looked particularly strange.
However, when they saw the rows of brand new bicycles in the courtyard, their eyes immediately widened.
"These are bicycles comparable to wooden oxen and horses!" The group of profligate sons.
Although they had their own bicycles, of course, of course, of course, the bicycles in front of them were. Previously, when they had their own bicycles', they've already made their hearts iten's. of them of of them. Now that they of them had their own bicycles, how ''s of them. of' ''s,'t t't's''t's's's a gift. they've them's's's''t '''s's's''t't't't't t
"Brother Brother't's The group of hedonistic sons were overjoyed. Immediately, each of them held onto a bicycle, unwilling to part with it. Some pushed it with both hands, while Li Zhen and the others used their feet to push the bicycle, laughing and joking as they glided out of the Mo Estate.
As Meton watched the group of silkpants leave, he couldn't help but sigh in his heart. These new aristocratic families were indeed fools. The beating of these silkpants wasn't just for the Five Great Clans and Seven Great Clans to see, but also for him to see.
In this way, not only would he be able to benefit from the Five Surnames and Seven Wangs, but he wouldn't offend Mo Jiazi. It could be said that he was pleasing both sides.
Meton was mentally prepared for the neutrality of the wealthy families in Chang 'an. Moreover, these emerging wealthy families had already helped the Mo Family once, so Meton had nothing to say.
"Boss, what should we do now?" Xu Jie quietly appeared behind Meton.
Meton picked up the banknotes sent by the silkpants and sneered, "With these banknotes, the crisis of the bank in the Village of Mo's Village can be alleviated. The war between us and the Five Great Clans and Seven Great Clans has just begun."
Xu Jie nodded. Since the Five Great Clans and Seven Great Clans encircled the Mo Family, the bank in the Village of Mo's Village was the most affected. Since Mo Jiazi offended the Five Great Clans and Seven Great Clans, the merchants of the Five Great Clans and Seven Great Clans all withdrew their deposits from the Village of Mo's Village. Even the banknote business was transferred to the bank run by the Qian Family.
Fortunately, Meton had already prepared for this. He immediately tightened the banknotes. What's more, the Village of Mo's Village had a large business, so the bank could barely cope with the bank run. With this batch of money, the bank in the Village of Mo's Village could definitely survive for a while.
However, to Meton's surprise, only two days later, a piece of bad news came. There was a large-scale bank run in the Village of Mo's Village.
"I want to withdraw money!"
"I want to exchange the banknotes for cash."
"That's my hard-earned money!"
…
In the East Market, merchants flocked to the bank in the Village of Mo's Village and shouted.
"Everyone, please consider carefully. If you withdraw your deposits now, you will lose a lot of interest. It's a big loss!" One of Mo Jiazi's Younger Brothers promoted loudly.
"As long as we get our capital back, losing some interest is nothing. Who knows when the Village of Mo's Village will go bankrupt? It will be troublesome if we lose all our money." Someone in the crowd encouraged loudly.
"Everyone, please don't listen to the rumors. The Village of Mo's Village has a large business. Besides, it has a deposit of 300,000 yuan in the Imperial Treasury. How can it go bankrupt?" One of Mo Jiazi's Younger Brothers quickly refuted the rumor.
"No matter how big your Village of Mo's Village is, it's useless to offend the Five Great Clans and Seven Great Clans!" People in the crowd disagreed. On one side was the Seven Noble Families, which had been at the top of the pyramid of Huaxia for thousands of years, and on the other side was the Mo family, which had just been revived. It was obvious who was more powerful. When the Seven Noble Families joined forces, even the emperor had to be careful. Mo Jiazi's chances of winning were too small.
Shen Hongcai looked at the scene in front of him with an embarrassed face. When the bank run was about to start, he found that he had underestimated people's hearts. The deposit that he had calculated to be quite safe might not last long.
"Boss!" Shen Hongcai came to the carriage across the street with a serious face. When the curtain was lifted, Meton's face was revealed.
"How long can the bank of Village of Mo's Village last?" Meton asked calmly.
Shen Hongcai said with a serious face, "We have already expected this. We have already transferred a large amount of cash from the Village of Mo's Village. However, according to the scale, if it continues to worsen, we can only last five days at most."
"Five days!" Meton couldn't help but be silent for a while.
Shen Hongcai couldn't help but explain, "The bank of Village of Mo's Village has been making good profits. Now the only shortcoming is that the money that has been loaned out cannot be collected in a short time. That's why the situation today is like this."
"In your opinion, how should we solve this problem?" Meton asked.
Shen Hongcai said seriously, "The bank has also rehearsed this situation. There are two ways to solve it. One is to ask those workshops to collect their loans. As long as the money that has been loaned out by the bank is collected, the current dilemma will be easily solved."
Meton shook his head and said, "These workshops borrowed money from the Village of Mo's Village because of the lack of funds. And most of the money has been used up. Even if we ask them to collect their loans now, I'm afraid that they won't be able to get much back."
"Then there is only the second way, that is to raise the interest to keep the depositors!" Shen Hongcai said seriously. As long as the interest was enough, people would be willing to do it even if there were risks. It was the same principle as printing money.
"It's just drinking poison to quench thirst." Meton shook his head and said. If he raised the interest too high, of course he could keep the depositors, but the interest would definitely drag down the Village of Mo's Village.
"Boss, what do you mean?" Shen Hongcai asked.
"Ask the workshops to collect their loans as usual. If they are willing to pay back in advance, they can reduce the interest appropriately. If they don't have the money, don't force them." Merton said. If he could get more money, Meton would certainly accept it.
Shen Hongcai nodded and kept it in mind.
"As for the interest of the deposits, do we really need to raise it?" Meton looked at the crowd who were anxious to withdraw money and couldn't help but frown.
"How much do you think we should raise it?" Shen Hongcai asked.
Meton shook his head and said, "Not raise it, but lower it. Don't you think the interest of the deposits is too high? "
"Lower it?" Shen Hongcai couldn't help but open his eyes wide and looked at Meton in disbelief.
Meton nodded and said, "Yes, from now on, the current deposit will be set at 3%. The interest for one year is 1.5%, 2% for two years, 3.5% for three years, 3.5% for four years and 3.5% for five years. "
"So low?" Shen Hongcai couldn't help but frown. The interest of 3% for a current deposit was almost negligible for three to five months.
But the interest of the other years was lowered a lot. Even the highest interest for four years and five years was the same as that for three years. In this way, the income of saving money was much less.
Meton sneered and said, "If you want a higher interest, you can also raise it to 5% for four years and five years. But there is a stipulation, that is, you can't withdraw it before the time. You can't withdraw it in advance."
Shen Hongcai didn't understand Meton's plan until now. He gritted his teeth and said, "Then we'll do as you say."
Soon, the Bank of the Village Mo released a new announcement, which immediately caused an uproar among the people who came to withdraw money.
"Lower the interest!"
No one had expected that the son of the Mo Family would lower the interest rate when the Mo Family needed money the most.
"What about our previous passbooks?" A depositor asked loudly.
Shen Hongcai said loudly, "The previous passbooks are calculated according to the stipulated interest. From now on, all deposits will be settled according to the new interest."
"Mo Jiazi is crazy. He doesn't want to raise the interest and let us save money. Why does he lower the interest?" So many people came to run the bank because they were afraid that the Bank of the Village Mo's Village would go bankrupt. More people thought that even if they lost a little interest, they could force Mo Jiazi to raise the interest rate and then they could make more money.
But they didn't expect that Mo Jiazi would do the opposite. Instead of raising the interest rate, he lowered it by nearly half, which made their little calculations fail.
"Then what should we do? We have already lost a lot of money when we withdraw money now. If we save money in the future, we won't get such a high interest rate. "A citizen exclaimed.
"It seems that we have really hurt Mo Jiazi's heart. Originally, Mo Jiazi only needed to borrow 100,000 strings of cash. But when he saw that we saved more and more money, he still took it all even if the interest was high. But we withdrew money when Mo Jiazi needed it the most. "A merchant looked up and sighed.
"Isn't Mo Jiazi afraid that we will all withdraw money and make the bank go bankrupt?" An old landlord said angrily.
A merchant at the side said sarcastically, "Then what are you doing now? Come out and watch the fun! Besides, who said that Mo Jiazi will definitely lose? He is the miracle maker Mo Jiazi. He has never lost a single battle. "
"Yeah, and there are still 300,000 strings of cash in the royal treasury, plus the wealth of the Village Mo's Village …" The more people said, the more hesitant they became. They felt that if they withdrew money now, they would lose too much. Besides, they wouldn't get such a high interest rate in the future.
Many people retreated. Mo Jiazi's reputation of never losing a single battle, plus the strong backing of the Village Mo's Village, made many people more confident in Mo Jiazi. Plus, they were afraid of losing money, so they chose to wait and see.
Shen Hongcai couldn't help but widen his eyes when he saw that the crowd had been greatly reduced. Who would have thought that the problem that had given him such a headache would actually be solved by Moton in such an inconceivable way?
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