"What? Mo Jiazi gave money to the Fan family?" The second master of the Ziqian family suddenly stood up and stared in disbelief at Shopkeeper Yao, who had come to report.
The Fan firm was the prey that the Ziqian family had spent a lot of effort to find. Who would have thought that Mo Jiazi would intercept them?
"Mo Jiazi wants to go against the Ziqian family! Send a letter to the Fan family and tell them that the interest can be renegotiated. "The second master of the Ziqian family said gloomily. After Mo Jiazi's interference, the Ziqian family would probably earn less.
Shopkeeper Yao shook his head and said, "It's no use. Mo Jiazi directly quoted an annual interest of six percent. The Fan family has already borrowed seven thousand five hundred strings of coins."
"Six percent annual interest!" The second master of the Ziqian family trembled and looked at Shopkeeper Yao in disbelief.
Shopkeeper Yao bitterly nodded his head. Back then, when Mo Jiazi offered a yearly interest rate of 6%, everyone thought it was a joke. However, Mo Jiazi turned them all into a joke.
"Mo Jiazi wants to take revenge on the Ziqian family!" The second master of the Ziqian family suddenly understood Mo Jiazi's plan. Perhaps Mo Jiazi had already guessed that the Ziqian family was behind the fake banknote case. Although there was no evidence, the Mo family sometimes didn't need evidence.
"Master, what should we do?" Shopkeeper Yao said in fear. He had also been involved in the fake banknote case.
The second master of the Ziqian family said with a serious face, "My Ziqian family has been passed down for thousands of years. How can we be shaken by a newly revived Mo Jiazi? He has no money at all. His money is the money given to him by the people of Chang 'an. Now he is using it to give money. How can the people be willing to accept this? Immediately spread the news to the people of Chang' an. As long as the people withdraw their savings, Mo Jiazi will be exposed."
The reason why Mo Jiazi had spare money to lend to others was because he had a large amount of savings. Without these savings, Mo Jiazi would not have the capital to get involved in the money business.
Shopkeeper Yao shook his head and said, "Second Boss, the money that the commoners give to the Mo Family has an annual interest of 3%, while the money that the Mo Family gives to the Fan Family has an annual interest of 6%. That's double the profit, which is more than enough to guarantee the benefits of those bumpkins. Moreover, if those bumpkins were to withdraw their savings now, they would lose three times the profit. I'm afraid not many people would be willing to do that.
At first, the citizens of Chang 'an were extremely disgusted by the Mo family's deposit money. Later, when they heard that the annual interest was only six percent, they all cheered. Only the Mo family had profits, so they naturally would not miss the interest. Moreover, if the Mo family withdrew money before the due date, they would suddenly lose so much profit. Wasn't it robbing money from their pockets? For the citizens who usually wanted to spend a penny as if it were two halves, this was simply worse than death.
"These peasants!" The Second master of the Zi Qian family said angrily. It was these peasants that they looked down on and bullied wantonly that had forced the Zi Qian family into a dead end.
"Is Mo Jiazi not afraid of lending out all his money and walking into the danger of a lack of money again?" the Second master of the Zi Qian family said angrily.
Shopkeeper Yao smiled bitterly and said, "Mo Jiazi gave the Fan family a bill of exchange for 7,500 strings of cash. As long as the Fan family does not use all of it, the money will still be in the bank. Furthermore, the Fan family has to guarantee that all future transactions will be carried out in the bank. Coupled with the banknotes issued by the Mo family, I'm afraid that they will not use 500,000 strings of cash."
The Fan family's business scope was mostly in Chang 'an and Luoyang. Unless the Fan family withdrew all of their cash, the money would only be transferred from the left hand to the right hand of the bank. The Fan family was naturally happy to do so. Firstly, the transaction was safe. Secondly, it would reduce the trouble of escorting money. Thirdly, they could curry favor with the bank and borrow money smoothly in the future.
"In addition, the business circle of Chang 'an is also surging with undercurrents. Firstly, the interest of 6% per year is too tempting. Secondly, there has been a rumor in the business circle that if they deposit their money in the bank of the Village Mo's Village today, when they are in trouble in the future, the bank of the Village Mo's Village will lend a helping hand. "Shopkeeper Yao revealed another piece of news that made the Second master of the Zi Qian family angry.
Chang 'an was a city with an extremely strong business atmosphere. The real rich were not the ordinary people, but the big businessmen. Most of them had a lot of money in their hands, and at the same time, they were the group of people who were most in need of money. The interest of 6% per year was simply a great blessing.
Besides, even if you were not in need of money now, you could guarantee that you would not be in need of money in the future. If you did not build a good relationship with the bank now, it would be difficult for you to ask for help in the future when you were in trouble. However, if you deposited your money in the bank or used the bank's bill of exchange service, it would bring you benefits and build a good relationship with the bank in the future.
All along, businessmen had been selfish and valued money very much. It was impossible for them to lend their money to others to get through the difficulties. The same was true for the Fan family. Therefore, this gave the Zi Qian family an opportunity to slowly set up a trap to trap them.
However, the appearance of the bank of the Village Mo's Village changed this situation. Businessmen did not trust each other, but they believed in Mo Jiazi. If ordinary businessmen deposited their money in the bank, they could get the interest of 3% per year. Although the businessmen who were in need of money paid 6% per year, they could get through the difficulties. However, Mo Jiazi could make money by doing nothing.
The bank of the Village Mo's Village played the role of an intermediary between the ordinary people and the businessmen. It directly integrated the funds of the whole Chang 'an, which would be a very powerful force.
"The bank!" The Second master of the Zi Qian family said sadly. He had thought that he had overestimated the bank and even snatched the food from the tiger's mouth from Mo Jiazi. However, he did not expect that he had underestimated the potential of the bank.
When the son of the Mo Family revealed the entire layout of the bank, even he couldn't help but exclaim in admiration. He originally thought that banknotes were already the pinnacle of reputation and credibility. When the bank's deposit and loan business were revealed, everyone couldn't help but be amazed. And the source of all of this was the reputation and credibility that the Qian Family had abandoned.
"Boss, what should we do?" Shopkeeper Yao asked anxiously.
The Second master of the Zi Qian family looked ferocious and said while gnashing his teeth, "Since the bank has become a big trouble, we can only destroy it."
"Destroy the bank? But boss, the bank is heavily guarded. It is not only protected by the mechanism of the Gongshu family, but also adjacent to the palace. I am afraid that it is difficult to do it! "Shopkeeper Yao shook his head and said.
Even if they wanted to, no one had the guts to do it. Mo Jiazi had built the bank's headquarters in the position closest to the palace. Perhaps even the craziest robbers would have to retreat. This was also the reason why no one dared to do anything to the bank even though they knew that there were 500,000 strings of cash in the bank's headquarters.
The Second master of the Zi Qian family could not help but twitch his face and said fiercely, "If it is close to the palace, then let the people in the palace destroy it. Mo Jiazi is smart all his life, but this time he is stupid. He does not know that the tallest tree in the forest will be destroyed by the wind. The Mo family has so much money, I am afraid that it has become a thorn in many people's eyes."
Shopkeeper Yao suddenly understood. The interests behind the Zi Qian family were inextricably linked. How could those people sit still when they saw that their interests were robbed by Mo Jiazi? In addition, the Mo family had many enemies. It seemed that those people were not willing to let Mo Jiazi grow.
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