"Three hundred thousand strings of cash!"
Not only was the whole Chang 'an in an uproar, but even Li Shimin was stunned when he heard the news.
Pande said respectfully, "Your Majesty, the Mo Family Village has already put up a banner. I think it's true."
"This guy!" Li Shimin couldn't help but smile bitterly. He didn't believe that Meton would give in so easily, but he didn't expect him to win so easily. Not only did he easily raise one hundred thousand strings of cash, but he also raised three hundred thousand strings of cash, which was the amount he handed to the palace treasury!
"Does this mean that Mo Jiazi didn't spend a single bit of money?" Li Shimin suddenly realized.
The son of the Mo family had sent three hundred thousand strings of cash to the palace's treasury, and he had received another three hundred thousand strings of cash as a deposit. This meant that the Mo family had not spent a single cent and had obtained a bank for free.
Although the Mo Family Village solved the financial crisis, the people got the interest of the money, and the palace treasury had an extra three hundred thousand strings of cash, Li Shimin always felt that he had been cheated by Mo Jiazi.
Not only were the outsiders amazed, but even Shen Hongcai, who held such a big fortune, felt that it was extremely hot. He had handled so much money before, but the three hundred thousand strings of cash was the Mo Family Village's money, and he didn't need to pay a single cent of interest, so he felt safe leaving it in the bank.
But now the three hundred thousand strings of cash was not the Mo Family Village's money, but the people's money. According to the lowest interest rate of 3% per year, he had to pay nine thousand strings of cash a year. Besides, some people had saved a lot of money for five years, so the annual interest alone was more than ten thousand strings of cash.
"More than ten thousand strings of cash!" Shen Hongcai suddenly felt great pressure. There were not many people in Chang 'an who had more than ten thousand strings of cash, but the annual interest paid by the bank of the Mo Family Village was like building a family of ten thousand strings of cash in Chang' an. What worried him more was that the people who came to the bank of the Mo Family Village didn't reduce, and the bank had to pay more interest.
However, when he collected 100,000 strings of cash, he had already asked Meton if he wanted to stop collecting stamp money, but the reply he received was to continue.
When he received 200,000 strings of cash and 300,000 strings of cash, Meton's reply continued.
"Meton, you can't accept anymore stamp money," Shen Hongcai directly visited the Mo clan and directly suggested to Meton.
Meton looked at Shen Hongcai in confusion and said, "What's wrong? Is the bank's vault full?"
Shen Hongcai snorted coldly and said, "Of course not. The silver vault built by the Gongshu Family is huge. Even if we store 300,000 strings of cash, it will take less than 5% of the space."
Meton waved his hand and said, "That's it. The bank is a place to store money. How can such a large vault be a decoration?"
Shen Hongcai was so angry that he laughed and said, "300,000 strings of cash is stamp money, and the interest is at least 3%. But the annual interest has already reached 10,000 strings of cash. If it goes on like this, the Mo Family Village will collapse."
Even the imperial court would argue with the extra payment of 10,000 strings of cash every year, let alone the Mo Family Village, which was just a village.
Meton shook his head and said, "The annual interest of 10,000 strings of cash is nothing. The Mo Family Village can afford it. And since the Mo Family borrows stamp money from the people, if they run out, they won't borrow anymore. And it won't be so easy to borrow again next time. "
The philosophy of the Mo Family was Love with Impartiality. Since they wanted to benefit the people, they must benefit everyone. If some people benefited and some people coveted it, it would be criticized. It was not good for the reputation of the Mo Family, and it was not the purpose of the Mo Family.
Shen Hongcai said earnestly, "Up to now, the Mo Family Village has received nearly 400,000 strings of cash. The Old Man was afraid of causing panic, so he didn't publicize it. With such a huge amount of money in the bank, which will even surpass the national treasury one day, aren't you afraid of being coveted by the people? You know, public opinion can melt gold. Even if you can protect the bank for a while, you can't protect it forever."
Shen Hongcai was very direct. As the saying goes, money moves people's hearts. The vault of the Mo Family Village Bank could certainly prevent the thieves, but how could it stop the imperial court? With such a huge amount of money in the bank, Shen Hongcai felt like he was sitting at the crater of a volcano.
With such a huge amount of money in front of him, no one could resist the temptation unless he was a saint. He was afraid that the bank of the Mo Family Village would be slaughtered like a fat sheep one day.
Meton couldn't help but sneer, "Do you think that the Mo Family Village can protect itself by not receiving the money? The bank is a place to manage money, and it can never escape the covetous eyes of outsiders. "
Shen Hongcai couldn't help but be silent. He had just been the manager of the bank, but he had received countless flattery and solicitations, much more than when he was a doctor of the Imperial College.
"Now the bank of the Mo Family Village is like a child walking in the downtown with a gold bar. How do you think we can protect the bank?" Meton asked seriously.
Shen Hongcai's face suddenly dripped with sweat, and a trace of panic appeared on his face. After hearing Meton's words, he suddenly realized that the bank was in the teeth of the storm.
However, the bank was the future of the school of mathematics, and he couldn't give it up no matter what. Suddenly, he fixed his eyes on Merton, "Since you have seen the result, you must have a way, right?"
Meton couldn't help but smile proudly, "A child walking in the downtown with a gold bar will naturally be coveted by countless people. But if the child is holding the gold bar of the people in the downtown, the people in the downtown will not be a threat, but will be the child's guards. This is the best way."
Shen Hongcai's whole body trembled, and a light flashed in his eyes. He suddenly understood Meton's arrangement in his heart.
"In this case, we can't stop the deposit business." Shen Hongcai said meaningfully.
Meton smiled confidently, "When all the people in Chang 'an City deposit their money in the bank, they will be guarded by all the people in the city. If anyone dares to touch the bank, he or she will have to consider the consequences of angering all the people in the city."
Shen Hongcai was suddenly enlightened, and his original worries were swept away. Now he didn't dislike the deposit, but hoped that more and more people would deposit their money in the bank of the Mo Family Village.
"But the more money the bank receives, the higher the interest will be. I'm afraid that even the Mo Family Village can't bear it!" Shen Hongcai frowned and said.
The interest of 10,000 strings of cash was nothing for the Mo Family Village, but what about 20,000 strings of cash, 30,000 strings of cash, or even higher interest?
Meton waved his hand indifferently. Since ancient times, as long as the banks and money houses didn't court disaster, there had never been a case of losing money and going bankrupt.
"How can this problem baffle the Headmaster of the Academy? But how about you and I write the answer on the palm of our hands at the same time and publish it together?" Meton said playfully.
Shen Hongcai changed his previous hesitation, laughed, and wrote a few words on the palm of his hand.
Meton did the same. They opened the palm of their hands at the same time, looked at each other, and burst into laughter at the same time. One wrote "Deposit Money" on the palm of their hands, and the other wrote "Loan".
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