Meton continued, "When the bank is being built, the Gongshu Family will be asked to design the most secure and sturdy vault for the Mo Family! This is to ensure our safety. "
"The Gongshu Family!"
Everyone looked at each other. No one had expected Mo Jiazi to ask the Gongshu Family, a strong rival of the Mo Family, to build a vault for the Mo Family.
"Young master, that is the Gongshu Family!" Li Yi couldn't help but remind him.
"So what? Don't they want to do this business?" Meton was confused.
Seeing that Meton was pretending to be confused, Li Yi said worriedly, "What if the Gongshu Family has an accident when they see the money …"
Although Li Yi didn't finish his words, everyone could understand Li Yi's concern. There were too many things that could happen when people saw the money. The Gongshu Family was indeed good at making locks, which was recognized by the world. However, money could move people's hearts. No one could guarantee that the Gongshu Family and the Mo Family were competitors, so no one could guarantee that the Gongshu Family wouldn't leave a backdoor for the Mo Family.
Meton explained, "Not to mention that the Gongshu Family is specialized in this field, you can guarantee that the Gongshu Family won't be able to crack the vault designed by the Mo Family!"
Everyone was silent.
"Also, the vault is so precise that even the Gongshu Family can't crack it. If even the Gongshu Family can't crack it, then the vault will be the safest place. Of course, the Mo Family will still need to review and build the vault themselves." Meton stated his requirements, and everyone nodded slightly. This was a good plan.
Li Yi nodded seriously, "Although the Gongshu Family and the Mo Family don't get along well, they also care about their reputation. I don't think they will ruin their own reputation."
Meton nodded. With the reputation and excellent skills of the Gongshu Family and the supervision of the Mo Family, they could build the safest vault. In his mind, the bank was a very important part of the Mo Family, and they couldn't afford to lose it. This was why he planned to let the Gongshu Family design the vault.
"The Mo Family is going to build three banks at the same time, one in Chang 'an, one in Luoyang, and one in the Mo Family. Mo Jiazi, if you want to go to Luoyang, you can go to the bank in Luoyang with the receipt. After you arrive, you can withdraw the money from the bank in Luoyang to buy the goods. In this way, there won't need to send many people to escort the money, which will greatly facilitate the transaction process."
Moton was using the concept of flying money in the middle of the Tang Dynasty. Flying money was prevalent in the Tang and Song Dynasties, and it was similar to money transfers now. Although it was extremely backward in the eyes of later generations, it was already an advanced concept in this era where transportation was inconvenient.
"It's very convenient!"
One-armed Uncle Wang nodded in agreement. When he escorted the money back from Luoyang, it was a thrilling journey, so he naturally knew the risks of escorting money. If the Mo Family opened banks in the three places, the number of escorts would be greatly reduced, and the costs and risks would be reduced. Moreover, Mo Jiazi could reduce the inconvenience of carrying a large amount of money. From this point of view, the bank was indeed very convenient.
Xu Jie had an idea, "Boss, can you allow other merchants to use the bank in the Mo Family Village? If so, even if the Mo Family Village charges some fees, these merchants would be willing to accept it. Moreover, the Mo Family Village receives money from both Chang 'an and Luoyang at the same time. They don't need to spend capital or escort, and can receive money on the spot."
He used to be a merchant, so he naturally knew how inconvenient it was for merchants to carry money. If the bank in the Mo Family Village was open to the public, those merchants would definitely flock to it. After all, he was always on tenterhooks when carrying money. If the bank in the Mo Family Village allowed other merchants to use flying money, it would not only be convenient for merchants, but also the Mo Family Village would make a lot of profits. It was really killing two birds with one stone.
Meton looked at Xu Jie with appreciation and nodded, "Now the bank has just been established. We can allow merchants who cooperate with the Mo Family Village to use it, and the fee is set at 1% of the value."
Xu Jie felt a little regretful at once, but he also understood that Meton was right.
Meton certainly knew Xu Jie's idea, so he said loudly, "Boss Xu, don't feel regretful. When the bank is running well, the Mo Family Village will no longer set the threshold. In the future, the bank in the Mo Family Village will be opened all over the Tang dynasty, and merchants will not need to carry money to and fro. What a grand occasion it will be!"
Xu Jie was shocked. If so, it would be the best blessing for merchants.
In the future, the bank's most profitable business was lending, and the transfer fee was very little. However, Meton found that in this era, transportation was inconvenient and people carried heavy money, which was extremely inconvenient and unsafe. On the contrary, the transfer fee was probably the bank's biggest profit. 1% of the value was 1%.
Compared with the risk and cost of carrying money, it was extremely cost-effective. But for the Mo Family Village, 1% of the profit, and the turnover period was short, and there were many businesses. The bank was simply sitting there and making huge profits.
Seeing this, Master Li could not help but sigh, "Since ancient times, banks have been making a living by printing money, but they have been trying their best to squeeze other people's money. But the Mo Family Village is helping others to make profits and achieve a win-win situation. In this way, it is obvious who is better. If the whole world is like the Mo Family Village, I am afraid that the day of world harmony is not far away!"
Although the Mo Family Village earned money from merchants, it also saved more money for merchants. A gentleman who loved money earned it in a proper way. This was what he admired most about Mo Jiazi.
Meton heard this and was moved, "In this case, why don't you summarize the successful methods of the Mo Family Village and form a model of the Mo Family Village, and let the whole world know about it. Isn't that great?"
"The model of the Mo Family Village!" Master Li suddenly brightened up.
He believed that the whole world would be very curious about the Mo Family Village, the world's number one village. If he could spread the model of the Mo Family Village, countless villages in the world would benefit from it. In this way, countless people in the world would benefit from it.
"You can write anything, including the matter about the bank that we are discussing today?" Master Li asked.
Meton nodded and said, "As long as you don't reveal the secret skill of the Mo Family, it is fine! Besides, if the bank is established, what happened today will not be a secret. But the bank is a new thing, and it is uncertain whether it will succeed or not. If someone uses this method and loses money, Master Li, please don't blame me. "
Master Li suddenly smiled bitterly and dismissed this idea. Many things in other people's hands and in Meton's hands were simply two different results. It was safer for him to honestly spread the successful experience of the Mo Family Village that could be replicated.
At this point, the Round Table Conference of the Eight Years of Zhen Guan officially ended.
Meton waved his hand and the crowd left. He was going to welcome the first person who came to learn the model of the Mo Family Village, Chang 'an County Magistrate Su Luosheng.
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