"Of course, the crisis of Village Mo was extremely dangerous this time. We should also learn from it and take it as a warning!" Meton said seriously.
Everyone sat up straight at once. The crisis of Village Mo was too thrilling. If it were not for Meton's efforts to turn the tide, Village Mo would have suffered a great loss.
"Don't worry, young master. This time, we will act prudently." Li Yi said with a lingering fear.
If Village Mo was really defeated by him, the revival of the Mo family would be ruined, and he would be the biggest sinner of the Mo family.
Meton shook his head and said, "Prudential means conservative. Now the Tang dynasty is peaceful and honest, which is a great opportunity for the development of Village Mo. If we don't seize this opportunity, I am afraid that Village Mo will soon disappear from other villages."
Xu Jie nodded involuntarily. The previous measures of Village Mo were indeed a little radical, but the general direction was right. If Village Mo had acted prudently, it would not have been so large-scale. If Village Mo was not so large-scale, how could it deserve the title of the First Village in the World and be inspected by His Majesty?
"So what do you mean?" Li Yi was in a dilemma. He was now in a dilemma and hesitated.
"Last year, I said that Village Mo was open to the outside world. That is to say, mistakes are allowed in Village Mo. Uncle Li, you don't need to blame yourself." Meton comforted him.
Li Yi's face became a little better.
"But Village Mo should avoid mistakes as much as possible. The term of office of the village head is three years. Uncle Li, you should make a three-year plan for the expansion of Village Mo. It will be divided into three years, and you should complete it step by step. If you find any mistakes, you can correct them in time. This is called the three-year plan of Village Mo!" Meton imitated the five-year plan of later generations without hesitation. Nowadays, Village Mo adopted collective economy. The three-year plan was very suitable for the reality of Village Mo. Meanwhile, it could be used as a standard to judge the success or failure of governing the village.
"Young master, you are so wise!" Li Yi's eyes suddenly brightened. Meton's words instantly gave him the inspiration of governing Village Mo. If they acted according to the plan, they could avoid the same mistakes again.
"This is one of the reasons. The second reason is the money donated by the villagers before the Spring Festival!" Meton said seriously.
"Young Master, don't worry about it. Young Master has led the Village Mo to a better life. You have distributed houses to the villagers for free. The villagers have long remembered that. This is just a small token of appreciation from the villagers. Moreover, the Village Mo belongs to all the villagers!" Li Yi quickly said.
Modun shook his head and said, "Public is public, private is private. This is the salary that the villagers deserve. How can the village take it with a clear conscience? I even heard that many villagers donated the betrothal money to the village. Even the marriage was postponed a lot, and some of the marriages were even canceled. "
Li Yi's expression instantly became unnatural as he said, "That's because the other party doesn't have the fortune!"
When Village Mo was in crisis, many villagers took out all their savings to support Village Mo. Many families postponed their wedding because they didn't have any betrothal gifts. Many short-sighted people thought Village Mo was doomed to fail, so they took the initiative to cancel the marriage. Now Village Mo had survived the crisis. Many people regretted it and wanted to continue the marriage, but they were flatly rejected by Village Mo.
Village Mo also heard about this. He nodded and said, "It's good that you know your character. But one of the reasons is that Village Mo couldn't afford betrothal gifts. It is the most important thing for Village Mo to solve the problem of bachelors in Village Mo. This is the promise I made when I led Village Mo out. It is also the most important task for Village Chief."
Li Yi couldn't help but feel embarrassed. He nodded and said, "Young master, don't worry. Old Man will be the matchmaker for the rest of the villagers who want to get married."
Teacher Li laughed and said, "Brother Li, you can write this into the three-year plan."
Everyone couldn't help but smile. Of course, they knew it was a joke. Now Village Mo was on the right track. They were afraid that they couldn't find a wife.
"Of course, betrothal gifts can't be less. Village Mo won't use any of the villagers' money. All of it will be returned to the villagers." Meton said firmly.
Everyone couldn't help but be silent. They all knew that Village Mo was short of cash recently. All the money was used for the most important things. There was not so much money in the account.
Meton looked around and said, "Although Village Mo can't afford so much money in a short time, I'm going to prepare a bank in the village. All the money donated by the villagers will be used as deposits. If anyone needs money, they can withdraw it at any time."
Li Yi's eyes suddenly brightened. After all, there were not many villagers in Village Mo who needed money. If only a small part of the villagers withdrew money, it would not affect Village Mo at all. In this way, the villagers' money would not be reduced, and Village Mo could continue to use the money.
"This is a good idea!" Xu Jie nodded slowly.
"Bank! Is Village Mo going to print money? " Teacher Li's face suddenly changed. Print money was a usury, and it was the main way for the bank to make a profit. What's more, the interest of print money would often lead people to ruin their families. Teacher Li hated this kind of behavior the most. How could Teacher Li not think about setting up a bank in Village Mo?
The other people also looked unnatural. Obviously, they also knew that the bank had a bad reputation. In fact, the bank had a bad reputation. It was notorious for taking advantage of people's difficulties, hitting people when they were down, and colluding with brothels and gambling houses. No one knew how many families had been harmed by it and their families had been ruined. In the Tang dynasty, the bank's reputation could be said to be extremely bad. Only a desperate person would ask a tiger for its skin.
Moton hurriedly shook his head and said, "Of course, the bank of the Village Mo would not do such a wicked thing. Now that the business of the Village Mo is getting bigger and bigger, there is more and more money in circulation. How can ordinary people resist such a temptation? That's why there was such a vicious incident like Accountant Liu. After thinking about it, I've decided to set up a bank to manage the money of the Village Mo. The bank will be responsible for the payment of wages, the expenditure of the village, and even the business transactions of the Village Mo will be handled by the bank. In this way, we can prevent the incident of Accountant Liu from happening again."
As the number of workers in Village Mo increased, the volume of trading continued to expand. It was more and more necessary to set up a bank to manage money. In addition, the villagers' donation of money and the vicious incident of Accountant Liu made Meton determined to set up a bank.
"Boss, you are wise!" Xu Jie clapped the table and praised. In this way, all the transactions related to money would be handled by the bank, and no one else would touch the money at all. It not only greatly reduced the burden of the shopkeepers, but also prevented many shopkeepers from being blinded by greed and running away with money.
Only then did Master Li's face soften. Although the bank had a bad reputation, he still believed that Meton would not do such things as usury.
Meton nodded and said, "Of course the bank has a bad reputation. If Village Mo continues to use the name of bank, I'm afraid it will be regarded as jackals of the same tribe. Most of the settlement in Village Mo is in silver. How about changing the name to bank?"
"Bank!"
Master Li pondered for a moment and could not help but nod. Silver was also the main currency of the Tang dynasty. The word "bank" referred to trading houses, and the name "trading house" was very appropriate.
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