"Thousands of years of abuse, removed today!" As soon as the imperial court decreed the abolition of the stamp money, countless people praised.
Although everyone had always known about the Yin Money, only those who had personally experienced it would know how terrifying it was. Ever since Mo Magazine had reported on the Yin Money, they had analyzed the Yin Money's essence in depth and exposed the terror that was disguised under the Yin Money's guise. Immediately, the Yin Money was pushed to the forefront of the public's anger. This was the reason why the Yin Money was abolished and the world was praising it.
Many people who were trapped by the stamp money were overjoyed when they heard the news. They gasped for breath, their bodies drenched in sweat, as if they had died and been reborn. If not for the imperial court's decree, they would never have been able to escape the control of the stamp money.
"His Highness the Crown Prince is indeed benevolent. First, he allowed the relay station to send letters, then he abolished the stamp money. Everything he did was beneficial to the country and the people." For a time, everyone praised Li Chengqian. Even the aristocratic families who had suffered great losses couldn't help but secretly praise Li Chengqian. He had indeed made a good move, gaining the support of countless people.
However, in a dark corner, the Ziqian Family was licking their wounds alone. This time, the Ziqian Family had suffered great losses.
"Wu Meiniang!" In the Martial House, Wu Yuanshuang angrily said. He had wanted to collect another sum of stamp money before the news spread, but he didn't expect that it would be ruined by Wu Meiniang.
"At that time, when the Second Miss appeared, we could only retreat." The leader of the thugs said in shame.
"A bunch of trash, you can't even collect a debt!" Wu Yuanqing angrily snorted.
The Martial House housekeeper advised, "Young Master, don't be angry. Now that the Ziqian Family is at the center of the storm, it's better to avoid trouble. Besides, the Second Miss has a problem with the Martial House, and she has the Mo Family behind her.
It was difficult for Wu Yuanshuang's anger to dissipate, but when he thought of the Mo Jiazi behind Wu Meiniang, he couldn't help but feel discouraged.
"Since that's the case, you can take back the remaining three and six percent interest for me without a single cent less." Wu Yuanshuang clenched his teeth. Compared to the stamp money, 36% interest was like a mosquito's leg, but a mosquito's leg was still meat!
"Rest assured, Young Master." The Martial House steward helplessly said. Originally, the Zi Qian family wouldn't even look at a 3% interest rate. But now, it had become the last hope of the Zi Qian family.
"Also, what did the aristocratic families say? Are they willing to lower their interest rates?" Wu Yuanshuang asked the Martial House's housekeeper. The highest interest they could charge was 3% and 6%. This interest rate was not even higher than the interest they received from the aristocratic families.
The Martial House steward felt a little guilty. He evaded the question and said, "Replying to the young master, those aristocratic families are willing to lower their interest rates. But … "
Wu Yuanshuang's heart relaxed. As long as the aristocratic families were willing to lower their interest rates, the Qian Family still had room to profit. He turned his head and asked casually, "But what?"
The Martial House steward lowered his head and said, "The aristocratic families are only willing to reduce the annual interest rate to 36%."
"Is the aristocratic family robbing us? The highest interest we can get is thirty-six percent, but the aristocratic families still want thirty-six percent. Could it be that the Qian Family is going to work for the aristocratic families for free? If that's the case, what's the point of cooperation? Why don't we just go our separate ways? "Wu Yuanshuang said furiously.
The Martial House's housekeeper said expressionlessly, "The aristocratic families said that this is the imperial court's decree. They did not violate it. Even if the Qian Family does not cooperate, they still have to follow the imperial court's decree."
Wu Yuanshuang almost choked to death. These aristocratic families were really ruthless. Even now, they did not forget to peel off the Qian Family's skin.
After a while, Wu Yuanshuang finally calmed down. He helplessly accepted the reality and said, "Go and tell the aristocratic families that the annual interest rate is only for this one time. If the aristocratic families do not lower their interest rates, the Qian Family will return all of their principal and will no longer cooperate with them."
"Yes! Young master! " The Martial House's housekeeper said respectfully. He was not surprised by this result. In front of the powerful aristocratic families, the Qian Family did not have the confidence to resist.
In fact, Wu Yuanshuang had always been proud of his victory over Mo Jiazi in the bank. However, this time, he was beaten back to his original state. Mo Jiazi could directly compete with the aristocratic families and win. Wu Yuanshuang was just a dog raised by the aristocratic families. There was no room for resistance.
"But if we do this, the bank will lose a lot of money!" The Martial House's housekeeper said.
"This money will be borne by the Qian Family." Wu Yuanshuang gritted his teeth and said. Now, the Qian Family was in a precarious situation. The Qian Family had been suppressed by the imperial court. At this time, they certainly could not offend the aristocratic families.
And the reason why he compromised so quickly was that he had a more important matter to deal with, and that was the Flying Money business.
This time, the Ziqian family's printing money business was likely to suffer a total loss. The only way to recover the losses was to rely on the Flying Money business. Moreover, the Flying Money business was the only legitimate business of the Ziqian family, although this business was scolded by countless businessmen for receiving black-hearted money.
"What? The Flying Money is still worth ten percent? Your bank is too evil! " Outside the Chang 'an City bank, a group of merchants gathered in the bank. After hearing the price of the Flying Money, their faces changed.
"Ladies and gentlemen, the bank has always been worth ten percent. We have clearly marked the price and never asked for a random price." Wu Yuanshuang dressed like a noble young master and said loudly. Originally, the Flying Money business had been taken care of by the Martial House's housekeeper. Now that the Flying Money business was in a life and death situation, Wu Yuanshuang did not care about it. He could only come forward to appease the people.
"That's too expensive! It's always worth a hundred copper coins. The business has been difficult in recent years. After the bank's tax, we will lose money. "A merchant with a local accent frowned.
Wu Yuanshuang said loudly, "I heard that you have a northwest accent. I don't know where you are from."
The merchant cupped his fists and said, "Thank you for your inquiry. I am from Lanzhou."
Wu Yuanshuang nodded and said, "Lanzhou is about 1,300 miles away from Chang 'an City. The journey back and forth is tiring. As far as I know, even the fastest carriage may take three days. During these three days, anything can happen. Compared to the money, it is worth it to ensure that nothing goes wrong."
The Lanzhou merchant shook his head and said, "Although it is safe, the price is too high. Why don't I exchange it for banknotes and bring it back? Anyway, banknotes are hard currency in Lanzhou. "
After three years of development, the influence of banknotes had gradually increased. Banknotes were light and thin, easy to carry and keep. They were popular among merchants and could be used in Lanzhou.
As the Lanzhou merchant left, many merchants in the Village Mo's bank also left. For them, it was troublesome to use banknotes, but it was nothing compared to the ten percent commission.
"Can you give us a discount? After all, it is too expensive compared to the commission of the Village Mo's bank." Many merchants who still stayed in the bank frowned and said. It was hard to accept that the banknotes of the Village Mo's bank were worth ten percent commission.
The hometown of these merchants was quite far from Chang 'an City. Few locals knew about banknotes. Even if they managed to exchange them with other merchants, they would have to pay a high price.
"Do you know that there are only ten banks in the Village Mo's bank, which are distributed around Chang 'an and Luoyang? But banks that can exchange Flying Money are all over the Tang dynasty. Wu Yuanshuang gritted his teeth and said. He knew that although these merchants wanted to use Flying Money to remit money, they were reluctant to pay the high commission. As long as he didn't reduce the price, these merchants had to use it. Otherwise, they would take too much risk on the way back home. After all, merchants who were murdered for money were often on the headlines of Mo's and Confucian's journals every year.
The recent Confucian's journals even mentioned the cases of merchants being murdered for money on the way. It was the work of Zi Qian's family. On the surface, they reminded the merchants to pay attention to safety, but in fact, they created panic and secretly promoted the business of Flying Money.
When the merchants were in a dilemma, a piece of news suddenly came. It immediately caused a sensation among the merchants and they all rushed forward.
"What? The Village Mo's bank has opened the bank transfer business of the whole Longhai Line? The commission is still 1%." Wu Yuanshuang also got the news, which almost made him faint.
Many merchants were ecstatic when they heard the news. The whole Longhai Line spanned from east to west, at least 200 miles from north to south. In this way, the Guanzhong area, including the whole Central Plains, was under the influence of the bank of the Village Mo's bank. Although the south of the Yangtze River was developed, the Central Plains was still the economic center of the Tang dynasty. The bank of the Village Mo's bank could be said to have the most prosperous area of the Tang dynasty in one fell swoop.
"That's impossible! Zi Qian's family has never received the news that Mo Jiazi is building a bank. " It was well known that the reason why the bank of the Village Mo's bank developed so slowly was that he would build the safest bank wherever he went. That was why he won the trust of the merchants.
The steward of the Martial Mansion said, "It is said that it is a new safe developed by the Gongshu's family. One is the ordinary civilian version, which is said to be very popular once it was launched. The other is the enhanced commercial version. They once came to the bank to sell it, but the price was too high and was rejected by the young master."
Wu Yuanshuang suddenly realized that the Gongqian's family was doing business without capital. The bank on the surface was just an empty shell. How could they use the expensive safe?
However, the bank of the Village Mo's family used what the Gongqian's family didn't use. The commercial version of the safe was extremely heavy and sturdy, which greatly increased the safety factor. That was why the bank of the Village Mo's bank could expand rapidly and directly open the whole Longhai Line, which caused great competition to the Flying Money business.
Seeing that one-third of the merchants were suddenly gone, Wu Yuanshuang couldn't help gnashing his teeth and saying, "Mo Jiazi!"
The steward of the Martial Mansion smiled bitterly and said, "Young master, Mo Jiazi is preparing for the Mo Skill Exhibition and the Firearms Supervisor's expedition to the west. This time, the person in charge of the expansion of the bank of the Village Mo's family is the second young lady."
"Wu Meiniang!" A trace of hatred flashed in Wu Yuanshuang's eyes. He had never thought that Wu Meiniang, who was abandoned and chased out of the family, would become a big problem for the Gongqian's family. She had repeatedly gone against him.
"Young master, what should we do now?" The steward of the Martial Mansion asked.
"What else can we do?" Wu Yuanshuang said with grief and indignation. He immediately walked out of the bank and said loudly, "The Flying Money business will be 50% off at the end of the year. From today onwards, the Flying Money business will be worth 50% off."
Even if the bank of the Village Mo's family had opened the Longhai Line, the bank had the advantage of being spread all over the world. Once the Flying Money business was reduced, he believed that many people would choose to use it.
"It's worth 50% off!" Many merchants couldn't help but feel a rush of excitement. Although the 50% off was painful to the merchants, it was still within the acceptable range.
Seeing that many merchants chose to stay, Wu Yuanshuang breathed a sigh of relief. However, before he could be happy for too long, another piece of news came, which immediately poured a bucket of cold water on him.
"His Highness the Crown Prince has opened the bank's bank's bank's bank's bank's bank's money order business. It's also worth 1% off."
When the merchants heard this, they couldn't help but be stunned. Then, they rushed out in an uproar. Soon, there was no one left in the bank.
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