In the last three years, the Ziqian family had been in a glorious period. Although the bank of the Village Mo's Village came into being and caused the Ziqian family's money printing business to suffer a great loss, the Ziqian family had secretly learned another way to make money from the bank of the Village Mo's Village. That was the modified version of the bill of exchange business — Flying Money.
After several years of development, the bank of the Village Mo's Village had only increased to 10 banks, whose coverage was mainly around the Longhai Line. However, in the Tang dynasty, there were so many banks that needed the bill of exchange business that the bank of the Village Mo's Village couldn't handle.
However, Wu Yuanshuang cooperated with the local banks of the Ziqian family to carry out the Flying Money business together. As long as the money was transferred locally, it could be withdrawn from all over the Tang dynasty. It was extremely convenient and greatly reduced the trouble of carrying money for traveling merchants. Of course, the price was not cheap and was worth a 10% discount.
Although such a high discount made the traveling merchants' hearts bleed, it was the exclusive business of the Ziqian family. There was no other business except for the Ziqian family. Although the traveling merchants were reluctant, they had to accept it reluctantly.
"Young Master, this is the account book of this year. Please have a look!" In the Martial Mansion, the steward of the Martial Mansion respectfully presented the account book to Wu Yuanshuang, who was the leader. Now that the New Year was approaching, the account books of the Ziqian family in all places were summarized and summarized the income of the year.
Looking at the huge amount of money in the account book, Wu Yuanshuang couldn't help but show a complacent smile and said, "Good. Mo Jiazi never thought that the business he designed for the bank of the Village Mo's Village would be used by the Ziqian family and make a lot of money for the Ziqian family every year."
The bank was originally the exclusive property of the Ziqian family. However, Mo Jiazi came out of nowhere and created the bank of the Village Mo's Village, which greatly damaged the image of the Ziqian family and caused the Ziqian family to be criticized for printing money. However, Wu Yuanshuang forcibly made the Ziqian family go one step further under the unfavorable situation of the Ziqian family, and the income of the Ziqian family increased instead of decreased. Wu Yuanshuang naturally had the right to be proud.
"It's all thanks to your great foresight!" The steward of the Martial Mansion complimented.
"Yes, continue to operate the Flying Money business. This time, I will let the bank of Village Mo suffer the consequences of its own actions."
Wu Yuanshuang couldn't help but smile complacently. Unlike the aristocratic families and the other hundred families, the Ziqian family didn't care about face at all. As long as it was something useful to Mo Jiazi, the Ziqian family would take it all. They even wanted to use Mo Jiazi's tricks to deal with Mo Jiazi. They wanted to walk the same path as Mo Jiazi, leaving Mo Jiazi with no way out.
"Young Master, don't worry! This lowly one understands. "The Martial House's housekeeper laughed mischievously.
"Other than the Flying Money business, don't forget that the Zi Qian business is the foundation of the Zi Qian family." Wu Yuanshuang said.
The Martial House's housekeeper said complacently, "Don't worry, young master. Now there are only ten banks in Village Mo, and they can only protect ten cities. However, there are so many cities in the Tang dynasty, and they are all in the bag of my Zi Qian family."
The Martial House's housekeeper said, and handed over another thick account book with both hands. In the cities where there was no bank in Village Mo, the Zi Qian family's Zi Qian business was still doing well, and it was constantly earning huge wealth for the Zi Qian family. Even in the cities where there was a bank in Village Mo, the Zi Qian family's Zi Qian business was still strong.
Wu Yuanshuang took the account book and saw the sky-high wealth in the end. He didn't show any excitement, but said with a painful face, "It's a pity that most of the money will be given to the aristocratic families. Everyone thinks that the Zi Qian family is a vampire gadfly, but they don't know that the real vampire gadflies are those aristocratic families who are high above the masses and think of themselves as noble. "
If other people were here, they would definitely exclaim. No one would have thought that the noble aristocratic families and the filthy Zi Qian family would be so deeply involved.
The Martial House's housekeeper said helplessly, "Everyone curses the Zi Qian family's Zi Qian family for having too high interest, but they don't know that the aristocratic families also lend the Zi Qian family their Zi Qian family's Zi Qian family's Zi Qian family's Flying Money business needs the help of the aristocratic families. We are also helpless!"
Wu Yuanshuang sighed in his heart. It must be known that the Zi Qian family had such huge profits, so naturally, there would be violence to collect the Zi Qian family's Zi Qian family. Without the protection of the government, the Zi Qian family would be in a difficult position.
The Zi Qian family and the aristocratic families cooperated with each other. The Zi Qian family would get the protection and collect the high amount of Zi Qian's Zi Qian family, while the aristocratic families would not only get the reputation of purity, but also get a lot of profit. Both families would benefit.
"This year's dividend must be done beautifully, and try to send it to the aristocratic families before the New Year!" Wu Yuanshuang suppressed the pain in his heart and waved his hand. In front of the common people, the Zi Qian family was a man-eating wolf, but in front of the aristocratic families, the Zi Qian family was a watchdog, wagging its tail when it saw its master.
"Young master, don't worry, this lowly one is already preparing it." The Martial House's housekeeper noted it down.
Suddenly, a servant hurriedly came in with a secret letter. Wu Yuanshuang opened it and read it, and couldn't help but be shocked. He cried out involuntarily, "Does the heavens want my Zi Qian family to die?"
"Young master, what's wrong?" The housekeeper quickly asked.
Wu Yuanshuang said in a daze, "His Highness the Crown Prince is establishing a relay bank, and in the future, all the relay stations under the heavens will become banks. Compared to the relay stations, the Zi Qian family's bank is like an ant trying to shake a tree."
"Then what about the Zi Qian family's Flying Money business?" The housekeeper asked in shock. Only ten Village Ink Village banks would naturally not pose a threat to the Zi Qian family's Flying Money business, but the relay station bank was different. With the terrifying network of the relay station, once the relay station bank was implemented, the Zi Qian family's Flying Money business would definitely become a joke.
Wu Yuanshuang anxiously said, "This is not the worst, the relay station bank can also supervise all the banks under the heavens, especially the rule that they are not allowed to lend out Zi Qian, and the annual interest of private loans cannot exceed 3% and 6%."
What really worried him was this. Once they were prohibited from lending out Zi Qian, the Zi Qian family's end would come. In the eyes of the Zi Qian family, the annual interest of 3% and 6% was simply sending off beggars.
"3% and 6%, the amount of money the aristocratic families have loaned us is more than this!" The Martial House housekeeper said sadly.
Wu Yuanshuang's face was ashen, "This time, the Crown Prince is forcing the Zi Qian family to the brink of death!"
He had just taken over the Zi Qian family for three years, and under his leadership, the Zi Qian family could be said to be thriving day by day, and the situation was great. However, just as he was feeling complacent, the situation suddenly took a turn for the worse, and the Zi Qian family suddenly fell from the peak to the bottom.
"This shouldn't be! Why would the Crown Prince suppress the Zi Qian family for no reason? Why would the aristocratic families agree? You have to know that we send large amounts of money to the aristocratic families every year. " The housekeeper said in disbelief. Once the Zi Qian family suffered losses, then wouldn't the aristocratic families also suffer losses?
"Isn't it because of Mo Jiazi!" Wu Yuanshuang gritted his teeth and said.
"How is this possible? Didn't I hear that Mo Jiazi and the Crown Prince have become enemies? Why would they join forces to deal with the Zi Qian family?" The Martial House housekeeper was puzzled.
"The two of them are indeed enemies, and Mo Jiazi provoked the Crown Prince with words. In anger, the Crown Prince opened a courier bank, and prepared to control the bank in the village of the Mo family. The Zi Qian family is just a fish in the moat!" Wu Yuanshuang said angrily.
"Then what should we do? That's the Crown Prince! The Zi Qian family has disciples, what can they do? "The Martial House housekeeper said helplessly. The Zi Qian family thought that there was nothing in the world that could not be done with money, but for a few people, money was powerless in front of them, such as Mo Jiazi, the Crown Prince, and of course, the Emperor.
"No, there is still hope." Wu Yuanshuang said unwillingly, "Since the Crown Prince has already sided with the aristocratic families, then the aristocratic families will naturally have influence on him. The Five Hopeful Seven Families are the leaders of the aristocratic families, maybe they can change the Crown Prince's mind. Quick! Prepare a generous gift immediately, no! Bring the bonus this time as well, I want to see the Patriarch personally. "
Wu Yuanshuang's face was anxious, as if he was grasping at a life-saving straw. He did not believe that the aristocratic families that valued profits the most would abandon them.
Chang An City, Zheng Family's courtyard.
"Junior Wu Yuanshuang greets Uncle Zheng and Brother Zheng!" Wu Yuanshuang respectfully handed over the gift list in his hand to the Patriarchs of the Zheng Family.
The Patriarch of the Zheng Family did not move, and Zheng Chang took the list and handed it to the Patriarch of the Zheng Family.
"The Old Man did not misjudge you, my nephew. Under your leadership, the bank business has achieved such impressive results." The Patriarch of the Zheng Family looked at the gift list in his hand, and his eyelids twitched. He laughed and praised without hesitation.
Wu Yuanshuang's report was too beautiful, and it could be said that it was the most generous income for the Zi Qian family in history. This was already more than half of the Zheng Family's income, and the Patriarch of the Zheng Family was very satisfied.
Wu Yuanshuang nodded and said, "This is all thanks to Uncle Zheng's years of care, how can I take credit?"
"Brother Wu is too modest! Brother Wu is only 20 years old, yet you are already in charge of the Zi Qian family, and you are also in contact with the world's banks to make money spread all over the world. This achievement can be said to be unparalleled in the world, and even Mo Jiazi is far from it. "Zheng Chang had a flattering expression.
Wu Yuanshuang could not help but show a trace of pride. The thing he was most proud of was that he was better than Mo Jiazi in the bank business, and now that Zheng Chang mentioned it, he could not help but feel happy.
However, Wu Yuanshuang's expression darkened, and he said, "However, when one reaches the peak, there will be a decline. Although the Zi Qian family was prosperous, now it is facing a disaster. Today, I am here to ask for help."
"Oh! Brother Wu, what problem do you have, please tell me. There are not many problems in the world that the Five Families and Seven Hopes cannot solve. "Zheng Chang waved his hand and said proudly.
"I am here for the matter of the Crown Prince's relay bank!" Wu Yuanshuang said seriously.
Immediately, the Zheng Clan Head's expression became serious, and Zheng Chang's expression was even more embarrassed. He had just said that there was not a problem in the world that the Five Families and Seven Hopes could not solve. However, when it came to the imperial family, it was a forbidden area for the Five Families and Seven Hopes, and their influence was extremely limited.
"Nephew Wu, don't be too greedy. The Qian Family is not the only family that can run the bank. With the Village Mo Bank, it doesn't matter if there is another Courier Station Bank." The head of the Zheng Family frowned.
"That's right! Brother Wu, if the Crown Prince wants to run a bank, we can't stop him! "Zheng Chang covered up.
"If the Crown Prince personally runs a relay bank, wouldn't that be competing with the people? In this way, the Zi Qian family's new Flying Money business will be destroyed, and I am afraid that next year will not be as profitable as this year." Wu Yuanshuang half pleaded, half threatened. He believed that with the greedy nature of the aristocratic families, they would definitely help the Zi Qian family.
However, to his disappointment, the Zheng Clan Head was unmoved and said, "Nephew Wu, don't be mistaken. The Crown Prince's actions are not against the Zi Qian family, but to control the Village Ink Bank and suppress Mo Jiazi."
"But Mo Jiazi is unscathed, and my Zi Qian family is the fish in the moat. What kind of justice is this!" Wu Yuanshuang said with grief and indignation.
The Zheng Clan Head was silent. He naturally knew that the reason why Li Chengqian targeted the Zi Qian family was to gain merit and reputation. Mo Jiazi's reputation was out there, and there was no evidence that could be used against him, so he could only take it slowly. The Zi Qian family was the Crown Prince's way to gain merit quickly.
However, Wu Yuanshuang did not know that the aristocratic families indeed valued benefits the most. Only greater benefits could make them give up benefits. This time, the aristocratic families were investing in the current crown prince, the future emperor, which was related to the future of the five families. Although the Zi Qian family could bring in a lot of money, compared with the future of the aristocratic families, it was somewhat insignificant.
Zheng Chang wanted to say something but stopped. Finally, he sighed and advised, "In my opinion, Brother Wu is a little biased. The reputation of the Zi Qian family is not good. Now is the time for the Zi Qian family to clean up. From now on, the Zi Qian family will go from the dark to the open. Why not?"
Wu Yuanshuang sneered and said, "In the open, Mo Jiazi pays 300,000 strings of cash to the national treasury. How much does the Zi Qian family have to pay? 400,000 strings of cash! 500,000 strings of cash. Once the Zi Qian family pays so much money, I am afraid that they will only exist in name! "
"The Zi Qian family has to think clearly. If you miss this village, you will not have this opportunity. With the Flying Money business all over the Tang dynasty and the interest of 3% and 6%, the Zi Qian family's future achievements will not be inferior to the Mo family." The head of the Zheng family reminded.
Wu Yuanshuang said with a bitter face, "Thirty-six percent, this is the lowest interest rate the Qian Family has ever seen. Now, it is the highest interest the Qian Family has ever seen. Even if this Wu is willing, the Qian Family behind this Wu will not be willing."
"Brother Wu is in charge of the Qian family and is afraid of a little opposition. You should know that since ancient times, no one has not been able to make decisions and turn the tide. Although we do not like Mo Jiazi, we have to admit that Mo Jiazi's control of the Mo family village is unparalleled. It is because of this that the Mo family was revived. Brother Wu, if you want the Zi Qian family to prosper, you must act decisively."
Wu Yuanshuang looked ashamed and said, "I have only been in charge of the Qian family for three years. In terms of control, I am not as good as Mo Jiazi. Once I force it, I am afraid that the whole Zi Qian family will fall apart. At that time, I am afraid that it will be counterproductive."
Wu Yuanshuang knew the nature of the Zi Qian family. If he could bring benefits to the Zi Qian family, he could naturally become the leader. But once he damaged the interests of the Zi Qian family, he would be abandoned.
The head of the Zheng family advised, "In the beginning, when Mo Jiazi used the Secret Skill of Living Fish to enter Chang 'an City, there must be some people who questioned it. Now, in the entire Mo family village, everyone is convinced by Mo Jiazi. The Old Man used to know Brother Wu and asked him to say a few words. The Zi Qian family has been hiding in the dark, which is not a long-term solution. If Nephew Wu can clear the name of the Zi Qian family, not only will the Zi Qian family prosper, but you can also become an influential figure in the court like Mo Jiazi and become the new generation of Master of Hundred Schools."
"The new generation of Master of Hundred Schools!" Wu Yuanshuang could not help but be fascinated. Everyone knew that the Tang dynasty had reappeared in the Debate of Hundred Schools of Thought. Anyone with insight would strive to be the best among them. Naturally, Mo Jiazi was the best among them. When he thought that he might become a Master of Hundred Schools of Thought on par with Mo Jiazi, how could he not be excited? "
"The Mo family has the support of a world-renowned reputation, so they might be able to keep the wealth in their hands. As for the Ziqian family, whose reputation is not good, once they walk out into the open, wouldn't they become a lamb waiting to be slaughtered, a fish on the chopping board, at the mercy of others? Today it is the Crown Prince, tomorrow it will be His Majesty. Sooner or later, the Zi Qian family will be squeezed dry and have no value. "Wu Yuanshuang shook his head with difficulty.
How could Wu Yuanshuang not know that this was an opportunity to clear the name of the Zi Qian family? However, the Zi Qian family hiding in the dark had long been afraid of the light, not to mention that most of the Zi Qian family's wealth was bloody. Once they were liquidated, their fate would be extremely miserable.
"Brother Wu, are you willing to see the Zi Qian family's inheritance be cut off?" Zheng Kuai provoked.
"Cut off the inheritance?" Wu Yuanshuang laughed and said, "Brother Zheng is born in an aristocratic family, but you don't understand people's hearts. In this world, there are countless greedy and arrogant people who think highly of themselves. They are mediocre and indolent, but they want to get rich overnight. The Village Mo bank and the post bank that is about to be built are indeed rich, but they have a special characteristic. If they want to get a loan, they need collateral, and those greedy people will never be satisfied."
"As long as human greed is still there, the Zi Qian family's inheritance will never be cut off." Wu Yuanshuang said firmly.
The Zheng father and son were silent, looking at Wu Yuanshuang who cupped his hands and bade farewell.
"I didn't expect that this idiot could resist the temptation to clear the name of the Zi Qian family and refuse to let the Zi Qian family surface." The head of the Zheng family said regretfully.
Zheng Kuai was puzzled and said, "Father? Are the Zi Qian family's banks all over the country not all the Zi Qian family has? "
For the Flying Money business, the Zi Qian family had spent a lot of manpower, material and financial resources. It had just taken shape, and this amount of wealth was an astronomical figure in the eyes of the aristocratic families.
The head of the Zheng family sneered and said, "The Zi Qian family has been passed down for thousands of years, how can it only have this amount of wealth? For a long time, the Zi Qian family has been doing business without capital. They would rather use the high-interest money of the aristocratic families to lend money than use their own capital. Every year, the Zi Qian family would send large amounts of interest to the aristocratic families, and naturally, they would keep a lot of money in their hands.
According to the Zheng family's plan, once the Zi Qian family started to clear their name, the hidden wealth would definitely surface. At that time, the hidden wealth of the Zi Qian family would definitely become a fat piece of meat in the mouths of the aristocratic families. But they didn't expect Wu Yuanshuang to resist the temptation and refuse to clear their name, causing the aristocratic families' plans to be in vain.
Outside the Zheng family's courtyard, Wu Yuanshuang looked back at the magnificent courtyard, and couldn't help but let out a cold snort and said, "The world thinks that the Zi Qian family is greedy and enslaved by money. How could they not know that the most precious thing of the Zi Qian family is his wealth? How could this young master risk the Zi Qian family's wealth for the sake of the so-called false reputation of the new generation of Philosophers?"
As a member of the Zi Qian family, he was the most sensitive to wealth, and naturally noticed the greed of the aristocratic families for the Zi Qian family's wealth.
"Besides, as long as this young master can protect this young master's position and wealth, so what if the Zi Qian family declines? Why should this young master risk reforming?" Wu Yuanshuang smiled evilly.
Selfish, greedy, cold-blooded, and selfish, Wu Yuanshuang was the real Zi Qian family.
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