"We can package this into a perfect wealth management product and sell it to our customers!" Mitsubishi Xiuyi said excitedly.
"I'm afraid our bank won't be able to come up with enough cash to buy the entire VIP membership, but we can work together."
"The entire VIP membership will still belong to Daqian, but Mitsubishi Bank will be in charge of packaging and sales. When the time comes, all the cash flow will be handled and monitored by Mitsubishi Bank."
"We can divide the entire fund into 11 million shares, and each share will be priced at 150,000 yen. It will last for 12 years, and the annual yield will be as high as 4%. In the end, we can get 240,000 yen in principal and interest. Of course, he can also withdraw the principal and interest in advance. This is definitely a fund that will attract all consumers, and it will cause a buying frenzy in the market! "
If Mitsubishi Bank took in more funds, the other banks would naturally take in less funds, and Mitsubishi Bank would have an even greater advantage.
In any case, Mitsubishi Xiuyi would never let go of the wealth management product that Boss Jia had delivered to their doorstep.
"Erm, I think I said 6%!" Boss Jia's hand trembled.
"Jia Jun, the riskiest wealth management product in the market now only has an annual yield of 2.2%. Our product can guarantee an annual yield of 4%, which is enough to crush all the other products in the market. There's no need to give such an exaggerated figure like 6%!" Mitsubishi Xiuyi said with a smile.
"I understand. This 2% is Mitsubishi Bank's profit, right?" Boss Jia smiled.
"We are all capitalists, and capitalists want to make money. We can't let go of such a small profit!" Mitsubishi Xiuyi couldn't help but laugh.
"Let's have a pleasant cooperation!" Mitsubishi Xiuyi raised the wine glass in her hand and said to Boss Jia with a smile.
Mitsubishi Xiuyi also couldn't reject Boss Jia's proposal. As Fusang's economy collapsed, the major banks were having a hard time. They all needed a large amount of deposits, so the funds were sold in large quantities.
However, during the economic recession, the interest rate of the funds didn't go up at all. Instead, the interest rate of the loans went straight up.
In other words, there were too many people who wanted to borrow money and too little money in their hands. However, the market was in a slump. Most of the money that was lent out would turn into bad debts … Now, every bank had trillions or even tens of trillions of yen in bad debts. It was impossible to get the money back.
If there was a bank that could launch such a financial management product with a fixed annual yield of 4%, Mitsubishi Bank would be able to absorb a large amount of funds in an instant.
Therefore, Sanling Xiuyi was even more anxious about this deal that had been delivered to her doorstep.
"You're such a bastard capitalist!" Boss Jia shrugged his shoulders and knocked his glass against Mitsubishi Xiuyi's.
"I look forward to working with you!"
— — —
"Actually, I'm a little curious. Why did Boss Jia come to me first for such a good deal? I remember that we had a little conflict in the past!" Mitsubishi Xiuyi asked Boss Jia curiously after the deal was done.
To be honest, Mitsubishi Xiuyi was very confused as to why Jia Yapeng would come to her first. Based on the current situation, Boss Jia would be able to get the treatment of a president no matter which of the four major banks in Fusang he went to. Moreover, they would all want to sign a contract with Boss Jia immediately without any hesitation.
This financial management product was like a life-saving treasure to Fusang Bank, which was currently in a period of economic decline.
Because of the previous incident, Mitsubishi Xiuyi had always felt that Boss Jia was full of schemes for her and the entire Mitsubishi Group. Therefore, Boss Jia definitely wouldn't come to Mitsubishi Group first.
In a few days' time, Mitsubishi Xiuyi would receive the cooperation agreement between Boss Jia and the other banks. Then, she wouldn't even be able to cry.
However, Mitsubishi Xiuyi didn't expect that Jia Yapeng would come to her first.
"There was a great man in Hua Xia. He once said that politics is to make more friends and fewer enemies!" Boss Jia smiled and said, "Politics and business are the same. Isn't that right?"
"I understand now. No wonder Boss Jia was able to achieve so much in just a few years. I'm impressed!" Mitsubishi Xiuyi pondered for a long time before she finally understood what Boss Jia meant. She raised her glass and said with sincere admiration, "From today onwards, Mitsubishi Financial Group is Daqian Group's best friend. Let's toast to our friendship!"
"Cheers!" Boss Jia also raised his glass, and the two glasses clinked again.
"But if that's the case, why does Boss Jia want to offend Sony?" Mitsubishi Xiuyi asked curiously.
"I can be friends with Dragon, Snake, Tiger, and Leopard because I am not interested in eating them. But chicken, duck, and fish are delicious, and they are all my meals. Of course, I can't be friends with them!" Boss Jia laughed.
"Your appetite is so big. You want to swallow the whole of Sony?!" Mitsubishi Xiuyi looked at Boss Jia in shock.
"I don't want to swallow them all. But business competition is unavoidable!" Boss Jia laughed. "I know Mitsubishi Financial Group is also a major shareholder of Sony. If I offend you in the future, please forgive me. Please don't do anything behind my back!"
"My wealth management products are all tied to Daqian Group. Do you think I can bear to kill you?" Mitsubishi Xiuyi rolled her eyes at Jia Yapeng and smiled. "But Mitsubishi Group does not own a lot of shares in Sony. They only own less than 8% of the shares. When the time comes, they can just find an opportunity to withdraw from the company. The real shareholder behind Sony is the biggest problem. If Jia Jun destroys Sony, that person will not let Jia Jun off!"
"Who is it?" Boss Jia paused for a while. He had thought Mitsubishi Financial Group was one of the major shareholders of Sony.
"It is Morgan Stanley from the United States. Don't be fooled by the many trust funds and organizations behind Sony. In fact, 60% of Sony's shares are in the hands of Morgan Stanley. The Morgan family is the real controller of Sony. We are just a figurehead!" No one knew whether Mitsubishi Xiuyi had done it on purpose or not, but she had revealed such important information to Boss Jia.
"I understand now!" Boss Jia nodded. Some of the things that he did not understand before were cleared up after hearing what Mitsubishi Xiuyi said.
"Jia Jun, why don't you stay here tonight? I will treat you well!" Mitsubishi Xiuyi invited Jia Jun as the sky had turned dark.
"No thanks. I still have a dinner appointment!" Boss Jia shook his head. He still has a dinner appointment with Natsume Haruko.
"I see!" Mitsubishi Xiuyi hesitated for a while and then smiled. "I had wanted to give you a gift. But since you are in a hurry to leave, I will not disturb you. However, I will send this gift to Lord Jia's residence. Lord Jia, just remember to sign for it! "
"Thank you, Mr. Xiuyi!" Boss Jia smiled and nodded. He still does not know what this gift was. But he guessed it should be some antiques, famous paintings, luxury cars, etc. Boss Jia smiled and accepted the gift!
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