"Master, is this guy messing with us? We've been waiting for almost ten hours and he still hasn't come out!" Gu Fan said to his master impatiently.
Gu Fan was originally drawing a comic, but his master dragged him back to the club to meet Mitsubishi Xiuyi.
Mitsubishi Xiuyi's butler had asked Boss Jia to wait for a while. Ten hours had passed and Mitsubishi Xiuyi had enough time to take a nap.
"If he wants to vent his anger, you have to let him do it. Otherwise, this deal won't be good!" Boss Jia said calmly. "Besides, didn't we sleep for more than eight hours just now? The air conditioner here is quite comfortable. It's better than the one at home! "
"Hahaha! Since Mr. Jia likes my air conditioner, I'll get someone to send one over to you! " With a burst of laughter, Mitsubishi Xiuyi walked out with two maids and sat opposite Boss Jia.
"Thank you, Mr. Mitsubishi. This is my address. You can send it here!" Boss Jia smiled and wrote down an address on a piece of paper and handed it to Mitsubishi Xiuyi.
Mitsubishi Xiuyi's face darkened when he saw the address. It turned out that the address was in Hua Xia.
Now, the question was, should Mitsubishi Xiuyi send someone to deliver this air conditioner to China?
"Okay! I guarantee it will be delivered within a month! " Mitsubishi Xiuyi smiled stiffly. As the successor of Mitsubishi Financial Group, he could not go back on his words.
Besides, sending an air conditioner to Hua Xia was just a little troublesome. It was enough to trouble his subordinates.
"I wonder why Jia Jun has taken the initiative to look for me this time?" Mitsubishi Xiuyi looked at Jia Yapeng and smiled. "Have you thought it through and decided to sell your shares to Mitsubishi?"
"If Mitsubishi is willing to pay one trillion USD, it's not impossible to buy the Daqian." Boss Jia laughed. He had not seen this guy for a few months, and the price had risen to 1 trillion USD. Mitsubishi Xiuyi's face darkened.
"If that's the case, then why did Jia Jun look for me? You're not here to play with me, are you? "Mitsubishi Xiuyi asked angrily.
"Of course not. It's just that I have a wealth management product with an annual return of 6%. I wonder if Mitsubishi-kun is interested in buying it?" Boss Jia smiled.
"Gulp …" Sanling Xiuyi gulped down the tea in his mouth. Then he realized that it was a cup of hot tea that had just been brewed. Sanling Xiuyi was so hot that he jumped around in front of Boss Jia. After a few minutes, he sat down reluctantly and asked in a hoarse voice, "What did you say? What's the annualized return rate? "
"6%!" Boss Jia laughed.
"What about the risk?" Mitsubishi Xiuyi asked again.
"There's no risk at all. It's 100% safe!" Boss Jia said again.
"You're talking nonsense … I don't believe you … You're lying to me!" Mitsubishi Xiuyi's face reddened. Then, she started cursing, "You liar! You don't even have a license to work in the financial industry. How could you possibly sell wealth management products? I think you're just illegally raising funds and running a Ponzi scheme. Just you wait, I'm going to sue you in court!"
"Mr. Xiuyi, why are you so agitated? I'm here to cooperate with you and sell you this product because I don't have a financial industry license. " Boss Jia said with a smile, "As for whether what I said is true or not, whether it is a scam or not, if you, the No.1 Financial Group of Fuso, can't tell, then I have nothing to say!"
"…" Mitsubishi Xiuyi calmed down and looked at Jia Yapeng suspiciously. Then he licked his lips and said, "Then tell me, what product do you have to sell me?"
"Simple, simple. It's the VIP membership income of Guangying Supermarket!" Boss Jia said with a smile.
"Go on!" Mitsubishi Xiuyi's eyes lit up when he heard the words Guangying Supermarket. He seemed to have caught on to something.
"Our Guangying Supermarket now has 11 million members. Every member pays 2,000 yen a month, which is 24,000 yen a year. The total membership fee is 288,000 yen for 12 years. As for the 11 million members, the total cost for 12 years is 3168 billion yen. "
"If I turn this into a wealth management product with a fixed annual interest rate of 6% for 12 years and a total price of 1,580 billion yen, do you think this product will sell well?" Boss Jia asked with a smile.
"Are you kidding me … A fund like this won't sell well. It'll sweep the entire market!" Mitsubishi Xiuyi had forgotten the pain in his throat. He started to think about the feasibility of the wealth management product that Jia Yapeng had just proposed.
To put it bluntly, Boss Jia was selling his VIP membership income of Guangying Supermarket for 12 years to customers as the income of the wealth management product. In this way, Jia Yapeng could earn a large sum of money in an instant and complete the return of funds that would have taken 12 years. However, the price was that the money earned would be halved.
But this wasn't a loss for Jia Yapeng either. He could get the money back 12 years in advance. Compared to the money in Jia Yapeng's hands, after 12 years, Jia Yapeng's profits would be several times higher. Therefore, Jia Yapeng was naturally willing to do this.
The only thing he had to worry about was whether the members of Guangying Supermarket would continue to pay the membership fee of 2,000 yen every month for 12 years.
Previously, Sanling Xiuyi had wanted to acquire the Da Qian Group, so they had conducted a detailed investigation on the Da Qian VCD players. They knew that the Da Qian Group valued its members' ability to repay their debts. They had conducted a detailed investigation on each member's family background and ability to repay their debts. More than 90% of the members should be able to repay their debts on time for 12 years.
It was enough for more than 90% of its members to be able to repay their loans continuously. After all, those who bought the wealth management product couldn't wait for 12 years before withdrawing their money.
After all, people were always faced with misfortunes and blessings. There were also times when they urgently needed money. Most of the people who bought the fund would withdraw the money a few years in advance. Therefore, the actual amount paid out would not reach the figure of 3168 billion yen. According to Mitsubishi Xiuyi's experience, the actual amount paid out would be about 25 trillion yen.
This risk could be controlled.
The biggest risk was the Daqian Group. If the Daqian Group played any tricks and cut off the repayment after taking the money, Mitsubishi Group, as the distributor of the wealth management product, would be in big trouble.
"I can let the Mitsubishi Group supervise the membership fees and the teams they belong to. At the same time, all of our company's bank transactions in Japan will be handled through the Mitsubishi Bank. The membership fees will be directly collected by the Mitsubishi Bank. If Mitsubishi Bank can't monitor the funds under their control, then just pretend that I didn't come to see you today, Mr. Xiuyi! "
"No, of course we can trust the Daqian Group!" Mitsubishi Xiuyi was relieved when she heard Jia Yapeng's words. That's right. If all of the members' fees went through Mitsubishi Bank, and Mitsubishi Bank could supervise and control the whole process, then Mitsubishi Bank would have nothing to fear.
"Oh right, this is only limited to the current 11 million members. For the new members after Guangying Supermarket, the money will still be …"
"Sigh, there's no need to go through so much trouble. The fund can be issued once a year. When the time comes, we can increase the number of funds issued every month. For you, as long as you can get your money back in advance, isn't that enough?" Mitsubishi Xiuyi immediately said. Boss Jia shrugged his shoulders. He didn't refuse!
Indeed, if all of the members could get their money back 12 years in advance, then he really couldn't refuse.
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