"Loan?" Xia Ruofei couldn't help but be taken aback.
To be honest, it was a coincidence that Xia Ruofei could own a company with more than a billion yuan in assets. At that time, he just got the Ring-Tu space. He just wanted to make more money to improve his life. He didn't expect the company to grow.
In fact, Xia Ruofei wasn't a qualified company manager. His philosophy was different from ordinary businessmen. He even had the simple idea of being debt-free.
In addition, the core competitiveness of the Taoyuan Company actually came from the Ring-Tu space. The operating cost was very low. In the early stage, it hadn't reached the point where it needed loans to develop.
Therefore, Xia Ruofei didn't take the initiative to seek loans.
Feng Jing couldn't help but feel a little funny. However, she definitely had to protect Xia Ruofei's authority in the high-level meeting. Therefore, Feng Jing thought about it and said, "Chairman, the most important thing for the development of a company is capital. If you have money, you can expand in minutes and turn the bank's money into the company's total assets. Although the debt ratio has increased, the company's scale has expanded."
In fact, most companies operated like this. Otherwise, if they were to rely on their own money to expand production and scale like Xia Ruofei, how long would it take for the company to develop?
Dong Yun also said, "Chairman, many companies have debt ratios of more than 50%. Some even have debt ratios of 70% to 80%. As long as the capital chain remains healthy, the bank is happy to lend us money."
Xia Ruofei nodded thoughtfully and asked, "Is there any difficulty in applying for a loan?"
"With our zero debt and so many high-quality assets, there shouldn't be any problems with the loan review." Feng Jing said, "In fact, President Zhou of ICBC told me half-jokingly that if every company was like us, the bank would close!"
Pang Hao also said with a smile, "President Zhou also asked me if we needed a loan!"
The employees of the Taoyuan Company were paid by ICBC. The company's account was also opened by ICBC. Therefore, the relationship with ICBC had always been quite good.
Xia Ruofei scratched his head and said with a smile, "Are there still banks rushing to give you money these days?"
"That depends on who it is!" Pang Hao said, "As long as one's brain isn't damaged, he or she can see the development prospects of the Taoyuan Company. The bank will definitely not make a loss by lending us a loan, not to mention that we have many high-quality assets as collateral."
Xia Ruofei was no longer prejudiced against loans. He thought for a while and asked, "If we apply for a loan from ICBC, how much do you think we can get?"
Pang Hao said, "500 million is definitely not a problem! As long as we work hard to coordinate, there shouldn't be a problem even if it's six or seven hundred million or even eight hundred million! "
"So many!" Xia Ruofei couldn't help but be shocked.
Xue Jinshan said proudly, "Chairman, just the mortgage of the Taoyuan Pharmaceutical Factory alone would not be a problem to borrow 500 million yuan. The Yuji Ointment project is simply a hen that lays golden eggs!"
Xia Ruofei glanced at Xue Jinshan and teased, "I was wondering why Old Xue was so boastful! He opened his mouth and talked about a project worth more than a billion yuan, like a nouveau riche! "
Everyone couldn't help but laugh when they heard that. They were naturally in a good mood, because they could already tell that Xia Ruofei had been persuaded.
Sure enough, Xia Ruofei thought for a while and said, "Regarding the expansion of the branch factory, we can do some preliminary research. I need to see the detailed plan and budget, including the initial one-time investment, the subsequent funding requirements, and the time of payment, etc.! After all, this is a project that involves so much money! "
Xia Ruofei didn't want to cause problems with the company's capital chain because of his aggressive strategy. Even if the company went bankrupt, he could still live freely for the rest of his life. After all, the company was built by him, and now there were hundreds of people under him who depended on the company for their livelihood!
Xia Ruofei's request was very reasonable. Xue Jinshan said excitedly, "No problem! Chairman, I will do it as soon as possible! "
Xia Ruofei nodded and said, "Mm! If the plan is feasible, I will personally talk to the government and try to get more land! "
"Thank you, Chairman!" Xue Jinshan was even more reassured when he heard that.
Xia Ruofei looked around at everyone and said, "You guys won't ask for more money, right? Good fellow! After this meeting, I will owe the bank a few hundred million yuan … "
"Hahaha …" Everyone laughed at the same time.
In fact, Xia Ruofei was just joking. If the pharmaceutical factory expansion plan was implemented, the company's total assets would more than double, and the annual revenue would increase greatly. When that time came, who would care about a few hundred million yuan in external debt?
Using the bank's money to develop the company, using the bank's money to make money for themselves, and only paying a little interest, how good would that be!
Other companies couldn't wait to get more loans!
After Feng Jing laughed, she said embarrassedly, "Chairman, Supervisor Cao on the farm has mentioned to me a few times that he also hopes to expand the scale of the plantation …"
Cao Tieshu wasn't considered a senior in the company. He was only the supervisor of Taoyuan Vegetables, so he didn't attend the meeting. However, he had looked for Feng Jing a few times to talk about the problem of the farm's production capacity.
Xia Ruofei said helplessly, "It's not impossible to expand the scale of the farm, but it has to be connected to the existing land. This may involve coordination with different villages and towns. You guys should come up with a plan first. If it's feasible, then contact them first!"
Then, Xia Ruofei reminded them, "With so many projects at once, we will use too much money. You must pay attention to the health of the capital chain. Pang Hao, you must plan every expenditure well. Don't be in a hurry to collapse!"
"Understood!" Pang Hao said, "Chairman, as long as the bank loans are successful, our capital chain will not have a problem!"
Xia Ruofei nodded and asked, "Is there anything else to spend money on?"
Everyone smiled and shook their heads.
Xia Ruofei had been away for more than a month, and many of their plans and ideas could only wait for him to come back. Therefore, they were all asking for money at the meeting.
Xia Ruofei closed the notebook and said, "If there is nothing else, then the meeting is adjourned! I am going to the headquarters to take a look! Manager Feng and Director Dong, if you are free, please accompany me there! "
"Okay!" Feng Jing and Dong Yun replied at the same time.
The company's senior management walked out of the meeting room in a line. Everyone was rubbing their hands together, and their morale was very high.
If all the topics in today's meeting could be implemented, there was no doubt that the Taoyuan Company would welcome a great opportunity to take off.
As the company's senior management, their status would naturally rise.
Xia Ruofei, Dong Yun, and Dong Yun went back to the office to put down their things and then went downstairs together.
The security guard sent a veteran named Xie Bing to wait downstairs in a Mercedes-Benz. Xia Ruofei and Feng Jing naturally sat in the back seat, and Dong Yun sat in the front passenger seat.
After getting in the car, Xia Ruofei thought for a while and said, "Boss Dong, go back and buy a few small cars for the company's directors and above. Aren't we going to buy buses soon? Let's plan it together! "
Before Dong Yun could say anything, Feng Jing said, "Chairman, the company's demand for cars is not particularly urgent. We also …"
Xia Ruofei waved his hand and said, "The car also represents the face of the company. Now the company's only presentable car is this Mercedes-Benz. In the future, you will have to deal with the government and banks. You can't always use a car, right?"
Feng Jing couldn't refute Xia Ruofei's words. In fact, Feng Jing also knew that it was necessary to equip a car. Not only was it for the company's face, but it was also related to the enthusiasm of the senior management. But since the meeting had just confirmed that they would need so much money, Feng Jing felt that the car issue could be delayed.
Dong Yun saw that Feng Jing didn't object again, so she nodded and said, "Okay!"
Then she asked, "Chairman, what car should we equip?"
Xia Ruofei thought for a while and said, "Mercedes-Benz S-Class! This car is not bad as a business car! "
Dong Yun raised her eyebrows and said, "That's a few million yuan expenditure all of a sudden!"
There were five or six people above the company's director level, including Xue Jinshan from the pharmaceutical factory. As for the imported Mercedes-Benz S-Class, even the S350 would cost more than a million yuan. If it was the Mercedes-Benz S600, it would cost two or three million yuan.
Xia Ruofei said with a smile, "Hundreds of millions will be spent soon. Do you still care about a few million yuan? Don't worry! If the company's funds are tight, I will continue to invest. I don't dare to say too much, but one or two hundred million yuan is not a problem! "
Xia Ruofei's overseas account had tens of millions of dollars. In addition, there were tens of millions of cash in his domestic account, but he didn't have any investment channels.
Through the morning meeting, Xia Ruofei's thoughts had also changed. It was too much of a loss to put money in the bank to bear interest. It was better to invest it in the company's development.
Of course, he also had to leave enough money to ensure his financial freedom. In layman's terms, when spending money, he only needed to consider his personal preferences, not the thickness of his wallet.
Seeing Xia Ruofei say so, Dong Yun didn't have any concerns. She nodded and said, "Understood. I will make a car purchase plan for you as soon as possible!"
"En, thank you for your hard work!" Xia Ruofei said, "After the company moves, there may be a short period of chaos. You'll have to work hard as the CEO during this period of time to coordinate between the various departments. Straighten out the daily management of the company as soon as possible!"
"No problem. This is my job!" Dong Yun said.
Soon, the car arrived at the new headquarters building of the Taoyuan Company.
Xia Ruofei saw from afar that the words "Hengli Building" that were originally posted on the outer wall of the building had been removed. Instead, it was replaced by the new words "Taoyuan Building" and the logo of the Taoyuan Company on the roof. It was very eye-catching from afar.
It was still daytime. Xia Ruofei believed that at night, with the addition of the lighting effects, he might be able to see the logo of the Taoyuan Building from afar.
The building had been emptied. The car slowly slowed down at the entrance of the underground parking lot. Before the car stopped, the parking pole was raised.
Xia Ruofei noticed that the person guarding the parking lot was also a veteran of the security department of Taoyuan Farm. Xia Ruofei still vaguely remembered his name.
"Xie Bing, was that Shen Yuanwu?" Xia Ruofei asked.
"Yes, Boss Xia!" Xie Bing replied as he drove the car into the underground parking lot. "We take turns to guard. The building hasn't been put into use yet, so the security force doesn't need too many people."
After two expansions, the security department now had more than 30 people.
However, Xia Ruofei felt that the manpower was getting more and more tight. This was because the security department was in charge of the pharmaceutical factory. Now that there was another building, the security department's pressure was unimaginable.
Xia Ruofei thought for a while and said to Feng Jing, "Manager Feng, I'm going to expand the security department. According to the current staffing, it's too hard for the brothers, and it's easy for them to make mistakes!"
Feng Jing nodded in agreement, "I think it's okay!"
Xia Ruofei said, "For the time being, the security department should have 150 to 200 people! Also, include the fleet. I'll talk to Ye Linyun and Lei Hu later. We'll prioritize the veterans! "
Many veterans had been drivers in the army. Whether it was in charge of security or driving, there was no problem. It might be a little difficult to recruit veteran drivers because the bus required an A certificate, but it was definitely not a problem to recruit drivers for small cars.
Although Feng Jing felt that this number was a little too much, she thought for a while and did not raise any objections.
As the building was not in use yet, the underground parking lot was quite spacious. Xie Bing parked the car near the elevator.
Xia Ruofei and the other two took the elevator upstairs, while Xie Bing waited in the car.
"Chairman, where should we start?" Feng Jing asked.
"Let's start from the bottom!" Xia Ruofei said.
The Taoyuan Company was using the 10th to 15th floors, which they had acquired from Power Construction Company. The 1st to 9th floors, which they had bought from Bojun Real Estate, were temporarily unused.
"Okay!" Feng Jing said.
The three of them went up to the 10th floor.
This was actually a spare floor. But compared to the 9th floor, the 10th floor was decorated in the same style as the floors above. The office space and cables were all in place. When the company expanded in the future, they could use the 10th floor directly after purchasing the office equipment.
Xia Ruofei looked very seriously. He asked about the model of the cable, the cement paint, the brand of the wallpaper, etc. He also asked about the specific results of the environmental impact assessment.
The three of them looked and chatted as they walked up the stairs.
The 11th and 12th floors were the marketing department's territory. The e-commerce department was also arranged here.
The 13th floor was for the finance and security departments.
The 14th floor was arranged for the vice president's office. Of course, it was still empty. The administrative department was also arranged on this floor.
As for the 15th floor, it was divided into two. The largest part was Xia Ruofei's chairman's office, and the other part was the president's office. Beside Feng Jing's office, there was also a space for the president's office staff.
The directors of each department had their own office on the floor of their respective department. Because of the ample space, the directors also had spacious offices. Of course, it could not be compared to Xia Ruofei and Feng Jing's large offices.
When they saw the vice president's office on the 14th floor, Xia Ruofei said meaningfully, "I hope this office won't be empty for too long! Everyone needs to work hard! "
Of the three people present, one was the chairman and the other was the president. Naturally, they did not need to "work hard" to fight for the position of vice president. Xia Ruofei's meaning was very clear.
Dong Yun's eyes flashed with a strong fighting spirit. She could not help but feel her blood boiling.
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