Chapter 247
Words:1952Update:22/06/30 09:59:40
The next morning, Feng Yu received a call from Fu Guangzheng in his hotel room. Feng Yu rejected Fu Guangzheng's offer to accompany him and said that he wants to shop by himself. He will look for Fu Guangzheng if he needs anything else.
When Feng Yu left the hotel, he hailed a taxi and sat in the back seat. He looked back and saw a car following him. Feng Yu had a smirk on his face.
I was afraid that you will not follow me. If you follow me, it means that you are hooked! Such a simple plan is only used against greedy people!
Fu Rongjing's men saw Feng Yu entering the HSBC bank and immediately went to the side of the street to call him. This news strengthened Fu Rongjing's confidence to buy Rubles.
"Hello, Sir. How can I help you?" A young man dressed like a real estate agent in the future ran up to Feng Yu.
"Can we speak in English?" Feng Yu asked in English. He could understand most of Cantonese, but he does not know how to speak it. He might as well speak in English. Anyway, Hong Kong's basic education now includes English.
"No problem, Sir." The young man replied in English.
"Ok. I have some Rubles in your bank. Can you help me change them to USD?"
Feng Yu also wanted to change his Rubles as soon as possible. If Rubles depreciated, Feng Yu would suffer losses.
"No problem, Sir. How many Rubles do you want to change? I will bring you to the foreign exchange counter over there." The young man was a little disappointed. But he still wanted to persuade this customer to invest in the financial products he recommended and earn some commission.
Feng Yu did not follow the young man. He said to the young man: "Call your manager out. I can't do this at the counter. I have more than 400 million Rubles that I want to change to USD!"
The young man was stunned. Big client! Big client! How could he make this person his client? If he could persuade him to invest even 10 million RMB in a financial product, the commission he would get would not be a small amount!
"What are you waiting for? Hurry up and go." Feng Yu said unhappily.
"Ah, Sir, please follow me. I will bring you to the manager's office!"
"Su Jiarong, why are you not on duty at the lobby?!" A man who looked like a leader stopped Feng Yu and the bank staff.
"Leader, I'll take this gentleman upstairs to see the manager."
"Nonsense, can anyone see the manager? How long have you been at HSBC? You don't even know these basic rules? " The team leader looked at Feng Yu's age and attire and knew that he was definitely not a big client. How could a small client casually meet the manager? Also, this Su Jiarong doesn't know how to do things. I'm the team leader, but Su Jiarong actually didn't treat me to a meal even once!
"Leader, this gentleman is a big client."
"Pfft ~ ~ ~ Big client. You've gone crazy thinking about big clients. You think this kind of poor guy is a big client? What can he buy? Funds, insurance, or something else? Could he come up with a million? The team leader curled his lips and said.
Su Jiarong's face turned red, but he does not dare to tell Feng Yu that Feng Yu wants to exchange more than 400 million Rubles. If not, this customer will be snatched away. Even if Feng Yu does not want to buy financial products, the transaction fees will be high.
Just as Feng Yu was about to reprimand the team leader, he saw a familiar face walking over.
"Manager Zhou."
Manager Zhou heard someone calling his name and looked around. He saw Feng Yu waving at him.
This person looks familiar. He is so young … … Ah … … Isn't this Mr. Feng from China? He had taken a 50 million HKD loan from the bank, and he was the one who signed the contract with Mr. Feng in China.
"Mr. Feng, why didn't you call me when you came to HSBC? Did you lose my name card?" Manager Zhou joked.
"Hahaha … … If you lost your name card, I will not dare to come to HSBC." Feng Yu laughed.
"Manager Zhou." The team leader and Su Jiarong greeted.
"What's going on? Why are both of you receiving Mr. Feng?" Manager Zhou frowned. Can't they see there are other customers in the bank?
The team leader heard Feng Yu greeting Manager Zhou and knew Feng Yu is really a big boss. Manager Zhou will never greet a small boss so warmly. Damn! A big boss dressed like a country bumpkin to toy with us? But since Feng Yu is a big boss, we must keep him in our hands.
"Su Jiarong, did you hear that? Go and receive other customers. Stop following me!" The team leader shouted at Su Jiarong.
Su Jiarong's chest was heaving up and down. He is furious. I came here first, and this big client is mine!
Feng Yu said. "Su Jiarong is in charge of receiving me. What are you doing?"
The team leader's smile froze. What are you doing?
He saw Manager Zhou stared at him and quickly left. Losing commission is a small matter. But if he is fired by Manager Zhou, other banks will not want him. His losses will be huge.
"Mr. Feng, what business are you here for? You can just give me a call." Manager Zhou said enthusiastically. He is curious what kind of business made Feng Yu travel from China to Hong Kong HSBC Bank personally.
"I want to convert all my Rubles to USD."
"That's easy. Xiao Su, can you help Mr. Feng with this?"
"Manager Zhou, Mr. Feng's Rubles is a bit too much."
Manager Zhou knew that Feng Yu can get a 50 million RMB loan from HSBC, and his business must be big. Feng Yu should be exchanging more than 1 million USD. Feng Yu wants to go upstairs to the VIP room?
"Mr. Feng, how much Rubles do you want to exchange?"
"Around 400 million." Feng Yu replied casually.
"Four, more than four hundred million?" Manager Zhou was also stunned for a while. But he was a leader and had seen lots of money. He immediately reacted and brought Feng Yu upstairs. He was only a Deputy Manager, and he could not make the decision for such a large sum.
"Xiao Su, you go and receive other customers. You will get the commission for Mr. Feng."
With Manager Zhou's promise, Su Jiarong left with a smile on his face. He does not need to do any work and can still get a high commission. Seems like he must be more proactive the next time someone comes in.
… …
"Mr. Feng, if we convert Rubles to USD, there will be a certain difference in the exchange rate. Do you understand?"
Feng Yu nodded. No matter if it is now or in the future, there will be a certain difference. But it is hard to say who will benefit from it.
"Because Mr. Feng wants to convert Rubles to USD and not HKD, we will charge a 2% handling fee. The minimum fee is 50 HKD."
Feng Yu frowned. Why is the handling fee so high? He remembered that in his previous life, the handling fee for exchanging foreign currencies is only 1%. Is it so high in Hong Kong now?
"Is it too high? I remember someone told me it is 1% handling fee. Also, you had already charged me the difference in the exchange rate. Why are you still charging me such a high handling fee? I should consider going to Standard Chartered Bank. "
At this time, the bank manager said: "Mr. Feng, all the banks in Hong Kong charge the same handling fee for exchanging foreign currencies. It is all 2%. Since Mr. Feng has such a large amount, I can give Mr. Feng a discount. How about 1.7%? "
"Fine. Help me convert all the Rubles in my account to USD. How long do you need before I can use the USD in my account?" Feng Yu had saved more than 1 million Rubles.
"No more than an hour. Please wait for a while. I will get someone to prepare the contract documents."
Half an hour later, Feng Yu walked out of HSBC Bank. All the Rubles in his account had been converted to USD. Feng Yu was relieved. He was no longer worried.
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