This person was Feng Yu's colleague in Feng Yu's previous life. He had made a lot of money in the past few years when the financial market was doing well.
Zhang Ruiqiang and Feng Yu often say that they should have bought a house in the past, and they would not be left with nothing now.
Feng Yu can only remind Zhang Ruiqiang. As for whether Zhang Ruiqiang will listen to him, Feng Yu does not care. If it is the same as Feng Yu's previous life, and he does not have anything left, then he is unlucky.
"Eh, eh, eh. Wait a minute." Zhang Xiaowei grabbed Feng Yu's arm.
Feng Yu frowned. "What else do you want?"
Grabbing someone's arm and not letting him go is forbidden in their industry. This is considered a physical altercation, and it will attract the police.
"Brother, you also think it is suitable to buy a house now?" Zhang Xiaowei looked at Feng Yu suspiciously. "Don't tell me you are here to sell your house and are trying to poach our clients?"
Now, it is not only financial brokers who need to poach their clients. Real estate agents are also working hard.
Also, they are considered direct competitors as they want their clients to pass their money to them. But Zhang Xiaowei really wants to buy a house now. He has been dating his girlfriend for 3 years, and they can get married after buying a house.
But the financial market is doing well now, and he feels that buying a house is not worth it. If the property prices drop, he will suffer losses. He still has to take on a lot of bank loans, and he has no money to invest in stocks.
Didn't the government say that they will regulate the property prices and the market? Although it is just talk, what if it is implemented? If the government comes up with some affordable housing, he will suffer losses.
If he invests in stocks now, even if he is conservative, he can still make a lot in a year. Zhang Ruiqiang wanted to earn a few more years, and he might not even need a mortgage. He can buy a house in Shanghai with the full payment.
He can buy a two-bedroom apartment, and he can also bring his parents over from their hometown to enjoy the city life.
Feng Yu slapped Zhang Xiaowei's hand away. "If I am a real estate agent, do you think I will dress so unprofessionally?"
Zhang Xiaowei looks at Feng Yu. Indeed, this person's clothes fit him well, but he does not look like a real estate agent. According to their industry's rules, he is also unprofessional.
Unfortunately, he had been in Shanghai for so many years, but he still couldn't recognize what brand of clothes the man in front of him was wearing.
Judging from the attitude of the man before him, he seemed to be a person of high status. His eyes were filled with confidence, and he was definitely a rich man.
Could it be that this person wasn't a real estate agent, but the boss of a real estate agency? Or a real estate developer?
No, that's not right. How can a real estate developer be so young? He looks like he's in his thirties. Aren't those developers all balding middle-aged men with big bellies?
"Then what do you do?"
"Me? A retail investor." Feng Yu said with a smile.
Individual investors? Judging from his appearance, even if he was a retail investor, he was a super retail investor!
"Since you are also investing in stocks, you should know the current situation of the stock market. If you don't buy stocks, why would you buy a house? Can the increase in housing prices be comparable to the increase in stocks? "
"Brother, I advise you to buy stocks. Is it because your previous trader quit? Leave it to me. I'll handle the market for you. I guarantee you'll make money! "Zhang Xiaowei patted his chest.
"Moreover, three months ago, the stock index was less than 1,000 points. What about now? It's 1,500 points now! It's only less than three months, and it's a bull market now. If you quit now, you will suffer a big loss! "
Zhang Xiaowei kept persuading Feng Yu with a pained look on his face. He thought to himself. If Feng Yu can really buy a house with three months' earnings, even if it's only the down payment, then Feng Yu must have a lot of funds. He might even have a few million!
If Zhang Xiaowei can get a big client like Feng Yu, his income will increase by a lot. When that happens, Zhang Xiaowei can buy a house or continue to invest in stocks.
"Oh? Then what stocks do you think will surely rise if I buy them now? "Feng Yu asked.
The bear market in China had just ended, and with the stimulus from the government, a large amount of funds entered the stock market, and the stock market started to rise.
In Feng Yu's previous life, this was also the time when the stock index went from less than 1,000 points to more than 6,000 points at the end of 2007!
In this bull market, unless it was someone who was extremely unlucky, everyone basically made money. The only difference was how much they made.
But among these companies, there were some outstanding companies that had increased by more than 10 times. Of course, there were also some lousy companies that did not increase and even fell. These were the companies that had problems with their operations.
"Electrical appliances, chemicals, etc. are not bad." Zhang Xiaowei saw Feng Yu is interested and immediately becomes energetic. He is ready to show off his eloquence. He must get this client!
"What you said is not bad, but I think the increase in construction, steel, etc. will be higher. But I still suggest you to buy a house. This will be more stable and suitable for people of your age. "
"Bro, I only need to say one thing, and you will know how much of a loss it is for you to buy a house. Our investment philosophy is double growth. You can retire in 10 years' time. "
"For example, if the annual returns are 25%, you can earn 9.3 times in 10 years. If the annual returns are 35%, it will be 21.11 times in 10 years. If the annual returns are 50%, it will be 57.67 times in 10 years. If the annual returns are 100%, it will be 1024 times in 10 years! If the annual returns are 100%, you only need to earn 6% every month. Based on the current market, you should be able to earn more than this! "
Feng Yu looks at Zhang Xiaowei weirdly. In his previous life, Feng Yu had told this to his clients more than once. But there is a paradox in this. You cannot touch the returns and must keep investing, and you must not lose money.
Of course, many people will be fooled by this. If you can earn more than 1,000 times in 10 years, then if you invest 100,000 RMB, you will become a billionaire in 10 years' time.
Who can guarantee that they will earn money every month? Who can guarantee that they can earn so much every month? Also, how many people can earn 100 million RMB with 100,000 RMB in the stock market?
Of course, people will lower their expectations. They will think that they will not be able to earn that much in 10 years. But they can earn 50% every year. Ten years later, it will be 50 times, and 100,000 RMB will become 5 million RMB!
At the very least, I can earn 10 times in 10 years. 1 million RMB is not bad.
Many people were fooled by this and invested in the stock market. In the end, some of them made money and quit. But most of them did not have time to react, and the stock market plunged. Those who quit at this time also made money, and those who lost money entered the market with their money. But those who lost money entered the market during the 2008 bear market.
Feng Yu looks at Zhang Xiaowei and asked: "How long do you think this bull market will last? Since when did you see a bull market lasting 10 years? What if the market suddenly turns into a bear market, and there is no time to escape? Never mind. I will buy a house. I will buy a house and get a wife! "
Feng Yu does not care if Zhang Xiaowei will listen to his advice.
Many people were jumping into the stock market with bloodshot eyes.
… …
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