"Brother Jian, separate our Alipay and set up a new subsidiary company."
"Boss Chen, what are you doing?"
"Before this, Alipay was only a platform for our credit guarantee. It played the role of promoting online shopping. "But now that everyone is more at ease with online shopping, I think Alipay can try to open more services. For example, the transfer function. "
After playing in Bei City for a few days, Chen Yu returned to Shencheng.
After making some adjustments to Alipay, the newly established company was officially launched.
Of course, this independence was not just the independence of the company.
The independence of the company's department was too simple.
As long as Chen Yu gave the order, Alipay could be independent.
The independence that Chen Yu needed was for everyone to accept this payment tool.
Because before this, everyone did not have a concept of payment for Alipay.
They only felt that Alipay was a platform for guarantee, and it was not a payment tool.
Therefore, people did not have the idea of transferring money to this platform.
She would use this tool when she was shopping.
In fact, they would not use it voluntarily when shopping, but the platform would force them to use it.
Of course, it was very simple to popularize this idea.
He just needed to open up a series of transfer functions for Alipay.
As long as this function was opened, many people would try it out.
Moreover, they would soon find that such a transfer function was very convenient.
That was because they only needed to know the account number of Alipay, and they could transfer money to the other party.
Especially the intra-station transfer, it was almost instantaneous. Moreover, he could save on a processing fee.
However, the transfer function was easy to open, but it was not just a matter of function.
At the same time, it was also related to banks.
If the user's funds were transferred, where would the money be placed?
He could not place it on the platform, so the funds could only be placed in the bank.
Which bank to cooperate with was the key to the problem.
It was different from the previous online banking business.
The online banking business was only a payment business, and the platform would not store the funds.
Even if it was stored, the funds would be transferred to the other party's bank account after the user paid.
However, if the transfer function was opened, especially the transfer function of the intra-station Alipay account.
In principle, your funds could be kept on Alipay.
Therefore, one or more banks would need to cooperate with this.
Obviously, many people might not realize the amount of money this transfer function would bring.
However, Chen Yu, who was extremely knowledgeable about the future, knew that once this account transfer function was activated, the entire financial system could change.
Therefore, Chen Yu needed to cooperate with a bank that had a certain level of strength and could accept this business at the same time.
The four major banks were naturally very powerful.
However, Chen Yu would not consider them in the first batch.
It wasn't that the four major banks weren't strong enough, but they were too strong.
In the early stages of development, Chen Yu wanted to avoid these giants the most.
Otherwise, if these big banks joined forces, they would definitely have the power to kill the mobile payment system in its early stages.
In fact, the four major banks in the future also had a huge battle with Ali.
They also joined forces to launch a series of payment tools similar to Alipay.
However, at that time, Alipay was already established, and the four major banks could do nothing about it.
Therefore, Chen Yu set his sights on Minsheng Bank.
Minsheng Bank was the only private bank in the country.
Although it was not as strong as the Big Four banks, it was also not as strong as some other state-owned banks.
However, it was more powerful than ordinary local banks.
In addition, before this, Chen Yu had a plan. He had been slowly absorbing Minsheng Bank's shares in the secondary market.
Until now, Chen Yu looked at his account. Huanyu Investment currently held 4.99% of Minsheng Bank's shares.
He only needed 0.01 shares to reach 5%.
After thinking about it, Chen Yu went to Huanyu Investment Co., Ltd.
Huanyu Investment was an investment company under Huanyu Technologies.
It mainly invested in and acquired securities and other interested companies.
At the moment, the person in charge of this area was the godfather of private equity, Zhao Danyang.
In order to poach Zhao Danyang, Chen Yu spent a lot of money.
"Boss Chen, you're here?"
Knowing that Chen Yu had arrived, Zhao Danyang greeted him at the door.
"Don't take it so seriously. I'm just here to take a look. Let's go to your office. Everyone else can leave."
With a wave of his hand, Chen Yu asked the others to walk around.
"Boss Chen, this way please."
He entered Zhao Danyang's office.
In the office, there were six screens arranged in various shapes around Zhao Danyang's desk.
On the screens, there were various stock charts.
"Danyang, no way. You're so professional."
Chen Yu said with a smile.
"Boss Chen, I'm sorry for making you laugh."
Zhao Danyang smiled awkwardly and then said, "Boss Chen, I predict that there will be a big wave of A-shares this year and next year."
"Oh?"
Chen Yu asked curiously, "How do you know?"
"A-shares have been hovering around 1000 points for more than ten years, but the domestic economy has undergone earth-shaking changes. Residents' income has increased substantially, and housing prices have been reaching new highs. At the same time, the domestic Internet has caught up with the global pace and is even in a leading position in many places … "
Speaking of this, Zhao Danyang looked at Chen Yu.
In terms of the Internet, the person in front of him was the biggest contributor.
"Stop flattering me, continue."
"In addition, in terms of manufacturing, we have surpassed the United States and are ranked number one in the world. We are now the world's factory. But even so, our stock market has not moved at all. I think that the current stock market is far behind the real economy. Once the opportunity comes, he will definitely create a huge wave of market. "
"Good analysis."
Chen Yu nodded.
He was indeed the godfather of private equity.
Looking back at his previous life, the biggest bull market for A-shares started in 2005 and 2006.
The market jumped from the lowest point of 998 points to 6124 points, which was a six-fold increase.
For some of the small and medium-sized stocks, the price had increased by tens of times, and some had even increased by hundreds of times.
This was a super bull market in the history of A-shares.
However, Chen Yu did not have the energy to focus on the stock market.
"Okay, the stock market forecast is over. Danyang, let me ask you, how much more money do we need to reach 5% of Minsheng Bank's shares? "
"About 50 million more, but Boss Chen, if we reach 5%, we will raise the paddle."
"I want you to raise the paddle."
Raising the paddle in the stock market meant that when an investor held more than 5% of a listed company's shares, they had to submit a written report to the relevant authorities and notify the listed company. They had to make an announcement and reveal their identity.
Previously, Chen Yu did not have high requirements for Minsheng Bank's shares.
In order to keep a low profile, Chen Yu had always asked Zhao Danyang to keep it below 5%.
But now, for the sake of Alipay, Chen Yu was going to raise the paddle for the first time.
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