"Papa, my piggy bank is full. It can't fit any more!"
On the morning of the second day after they returned from their hometown, Xi Xi ran downstairs. While she was still on the stairs, the little girl's energetic voice could be heard in the living room.
This was the first thing Xi Xi did after she came back. She put her New Year's money into her piggy bank!
In the past years, Murphy would rob the little girl of her money and only leave a few dozen yuan for Xi Xi. Although Murphy did not spend Xi Xi's money, she would deposit it into a separate bank account for Xi Xi.
However, this year was different! Xi Xi, who was already six and a half years old, had a little self-awareness!
Although she was still very dependent on her parents, the little girl had begun to consciously separate her money and her things clearly. Therefore, when she was in her hometown, when Mo Fei said that she wanted to take away her New Year's money, she refused to give it to her mother!
"You're still young. It's not safe to carry so much money with you. What if you lose it?" Murphy tried to scare her. "Or, what if the big bad wolf hears that you have so much money and steals your money on the way?"
Xi Xi was not that stupid. She giggled and said, "The big bad wolf won't steal money! It will only eat people! "
However, what her mother said made sense! Xi Xi was also worried that she would lose so much money!
Last year, the uncles in the village made a lot of money because the road was repaired. The red packets they gave to Xi Xi and Tong Tong were much thicker. After all, they were the children of Yang Yi, who had done them a great favor! (Of course, Yang Yi would only give their children more New Year's money.)
Xi Xi was worried about keeping so much money by herself.
What should she do?
In the end, Xi Xi decided to entrust her father with her money and let him take care of it for her!
What was the difference between this and letting her mother take it away?
But Xi Xi trusted her father! The little girl believed that her father would not take her money and not return it. Her father did not let her down. After returning home, he took out all of Xi Xi's red envelopes and asked her to save them.
However, the problem now was that Xi Xi's piggy bank was already full of money. After Xi Xi stuffed a few bills into it, it couldn't hold anymore!
…
"The piggy bank is full?" Yang Yi looked at Xi Xi nodding her little head like a chick pecking at rice. He smiled and said, "What are you going to do? Daddy will buy you another piggy bank? Or do you want me to take all the money out and deposit it in the bank for you? "
There were already three piggy banks in Xixi's room. They were all the pocket money she had saved up.
"Why do you want to deposit money in the bank?" The little girl couldn't sit still. She propped her two little arms on the sofa and swung back and forth like a swing. She held back her energy and asked her father curiously.
"Because if you leave the money at home, it will still be the same amount no matter how many years pass. If you deposit it in the bank, the bank will give you interest. If you deposit it for a long time, when you withdraw it in the future, it will be much more than if you leave it at home!" Yang Yi smiled and said to Xi Xi.
Although it wasn't a very good idea to deposit money in the bank, it was indeed the most suitable way for children to manage their finances at this stage.
"Will it increase?" Xi Xi couldn't help but stop what she was doing. She looked at her father with her mouth open in surprise.
Yang Yi simply took the large whiteboard that he usually used to teach Xi Xi at home. He calculated on it for Xi Xi. Using intuitive numbers, he demonstrated to the little girl how much extra money she would receive after three years of deposit of a thousand yuan in the bank.
It just so happened that this was also a small mathematics lesson for Xi Xi.
"Three years of fixed deposit and withdrawal, the bank will give 2.75% interest. This sentence means that for a hundred yuan, we can get 2.75% interest every year. Then if we have a thousand yuan, how much interest will we get every year? "Yang Yi asked with a smile.
Xi Xi had just learned the law of multiplication and division in mathematics and hadn't learned how to use it flexibly. Therefore, the little girl blinked her beautiful long eyelashes and whispered, "A thousand yuan … a thousand yuan …" However, she still couldn't understand.
"Isn't a thousand yuan equivalent to ten hundred yuan bills?" Yang Yi drew the image of a hundred yuan bill on the whiteboard with a few strokes and then wrote "x10" next to it.
Xi Xi nodded her little head hurriedly. This was more intuitive, so she immediately understood.
"Then, a thousand yuan, the interest for a year is 2.75 x10, which is 27.50 yuan. Is that right? " In order to let Xi Xi understand this multiplication operation, Yang Yi even wrote down the process of the operation for Xi Xi to see.
Xi Xi looked at it attentively and forgot to speak. Now that Xi Xi also received a large amount of new information, her brain seemed to be a little overwhelmed.
After calculating the interest of a thousand yuan for three years for Xi Xi again, Yang Yi gave a number. "82.5. In other words, if you deposit a thousand yuan in the bank and withdraw it after three years, you will have an extra eighty yuan!"
"Wow!" Xi Xi clasped her two little hands in front of her, her two eyes emitting little stars as she exclaimed softly. He didn't know if she felt that the extra money was a lot or if she felt that her father was amazing.
Of course, Yang Yi didn't care about the small interest of the bank, but Xi Xi didn't have such a concept. She only felt that her money could be increased by putting it in the bank, which was indeed a good thing!
"PaPa, then, then I don't want the piggy bank anymore. I want to save all the money!" The little girl recovered from the complicated mathematical operation, happily took her father's hand, and couldn't wait to say.
"Then we have to take out all the money first!" Yang Yi smiled and said, "Calculate how much money you have in total now!"
Yang Yi went upstairs and took down the three pink piggy banks with Xi Xi. Yang Yi held one in each hand, and Xi Xi, who followed her father, also held one in her arms. In addition, she was happily holding a small bag of money — this was her New Year's money.
They began to work. On the big table in the side hall, they opened the piggy bank and took out all the money inside.
It had to be said that Xi Xi did save a lot of money in the past few years, although part of it had been deposited in the bank by Murphy. The scattered banknotes taken out from the three piggy banks piled up into a small mountain.
"So much! PaPa, look, so much! "Xi Xi excitedly stepped on the chair, waved her small hands to her father, and giggled.
Yang Yi just smiled and didn't say anything. Most of Xi Xi's money was scattered pocket money. One yuan and five yuan accounted for most of it, and there was also a part of "big banknotes" — ten yuan, twenty yuan, fifty yuan. It did seem "a lot", but in fact …
"How do I count it?" Yang Yi didn't intend to do everything for Xi Xi. He smiled and guided her, "First, you have to classify the money. For example, put a hundred yuan note in this one, and a fifty yuan note in this one … You have to smooth and tidy each note, so that it will be more convenient to count later!"
Xi Xi listened attentively. Although her father didn't help her count, Xi Xi felt very motivated to organize these small amounts of money.
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