The Yellow Dog could sense that the person in front of him was different from him due to his Qi Refinement. However, it did not matter to him now.
"Are you also from De Shun Bank? Just now, your people came here. I can't pay you back now, but there's still a month's time. You'll see then! "
The cultivator opposite him smiled and handed over a mid-grade spirit stone! For a Qi Refining cultivator, this was already a considerable amount of wealth!
"Can you tell me more about the De Shun Private Bank?
The reason why I'm giving you this spirit stone is because I want to hear the truth. I don't want you to exaggerate because you owe me a debt. In the cultivation world, there's a saying that goes, 'You have the life to take wealth, but you don't have the life to enjoy it.'
Of course, Yellow Dog understood. He had been in the society for so many years. He was not a fool who stayed in the dojo and did not pay attention to the outside world. Although he had some guesses, he understood the need to tell the truth. In front of a real cultivator, their lives were worthless.
Therefore, he told him everything he knew about De Shun Bank. He was a local and had been in debt for many years, so he knew a lot!
"Have they ever threatened your family because of the debt?" the cultivator asked.
"Never! Because threatening them is useless! My parents are just ordinary people. They can never take out resources from the Cultivation World, not even a single spirit stone! "Yellow Dog answered honestly.
"Is the interest very high?"
"Very high! The interest is 30% a year, and the interest compound! "Yellow Dog was indignant.
"But you knew before you took out the loan?"
"I did, but I didn't expect that I wouldn't be able to pay it back after such a long time. It's been three years, and now I can't delay it anymore …" Yellow Dog said resentfully.
After a series of questions, the cultivator turned and left. Yellow Dog mustered up his courage.
"Master! Are you here to get rid of the evil? I can show you the way! "
The cultivator didn't even turn his head. "The bank might not be evil, and you might not be good. Prepare to sell yourself!"
Seeing that the cultivator left so decisively, Yellow Dog clenched his teeth and walked out of the house. He was at the end of his rope, so he could only fight to the death!
It wasn't that they didn't have a chance. In the Fifth Ring Road, private loans were common, but that was referring to the gold and silver of the mortal world! When it came to things related to cultivation resources, such as spirit stones, the sects were still very strict about it. This was because this was the foundation of the sects' power. They had to rely on this to control the entire mortal world and decide who could go up and who couldn't!
If there were non-governmental organizations lending spirit stones in private, and the cultivation forces did not care about it, over time, the ones who controlled the development of the vast majority of the cultivation world would gradually become these plutocrats. At the very least, they would control a part of it and hold a part of the right to speak. This was not something that the sects and forces wanted to see.
Although many big banks did this kind of business in private, it couldn't be exposed, and it also needed a certain background!
If the people do not raise their heads, the cultivators will not investigate! If there were really people who went all out to report him, it would be very troublesome for the bank. They would need to weigh the benefits of all sides, they would need to build up the power of the sects, they would need to obtain the support of their peers, and they would also need to solve the problem of reporting him!
In fact, in this struggle between the low-level Qi Refinement cultivators and the bank, the one who had the last laugh was usually the bank! This was because they were rich and powerful, and because they also had Qi Refinement cultivators!
Very few people would do such a thing, because it often meant that if they didn't succeed, they wouldn't even have the chance to escape!
Yellow Dog was a one-track mind. He didn't want to sell himself to the bank forever. Even if he didn't have to worry about food and drink, if he didn't have any hope of improving himself, what was the difference between living and being a salted fish?
Previously, his group of scoundrel friends had advised him to just report if it didn't work, and everyone would fight to the death and go their separate ways. However, he had been hesitating. If he took this step, what would happen if he didn't succeed? What kind of revenge would his family suffer?
But now, he didn't care anymore!
It wasn't that he was putting his family in danger, but this was a really good opportunity! Their group could be considered as the local bullies of the Min State Prefecture. Even the slightest movement on the ground couldn't escape their eyes and ears! As far as they knew, three cultivators from large sects had come to the state prefecture recently. They were all at the stage of being young and hot-blooded and nosy. If not, they wouldn't have been able to figure out the ins and outs of these young talents!
It was precisely because they were nosy that they wanted to find trouble for the De Shun Bank. However, the victim was Yellow Dog. If he didn't stand up for him, others couldn't do anything!
But now, they couldn't care so much!
They had to fight and couldn't allow themselves to be captured without putting up a fight! They had hoped that this unfamiliar cultivator would take the initiative to stand up for them, but they didn't expect him to be a coward without any sense of justice!
… Lou Xiaoyi was also depressed!
He thought that it was a simple matter, but it turned out to be more and more complicated!
In this world, there were no pure good people, and no pure bad people!
He knew that Senior Brother Gu Bei was very good to him, but if he didn't pay back the debt before leaving, there was a problem with his character!
Since he was loyal to the sect and had a small loss in his personal integrity, how was he going to settle this debt?
Gu Bei's family was the same. They were a family that released money! Were there any good people who released money? Good people simply couldn't do this business!
However, they strictly followed the rules and didn't do anything that the heavens couldn't tolerate! They clearly told you the interest, but you still borrowed money and didn't pay it back. Who was right and who was wrong?
His main purpose for coming here was to inform the Tian Family that their ancestor, Tian Lijun, was dead and that they shouldn't worry about it. The second reason was for those worthless relics. Because he felt that he was letting Gu Bei down by doing such a simple thing, he wanted to help more. For example, he wanted to solve some mortal world problems!
But now, it seemed that even if they were mortal world problems, in this cultivation world, he, a mere Foundation Establishment cultivator, wouldn't be of much use!
He couldn't stay here forever, and it was even more impossible for him to guarantee the Tian Clan's wealth for several generations just by opening his mouth. Even if he stayed here, would the Tian Clan's bank be able to release spirit stone seals without any scruples?
He had overestimated his own ability! He had also underestimated the complexity of this world and the unfathomability of people's hearts!
What he wasn't sure about now was whether Senior Martial Brother Gu Bei didn't make any arrangements for his funeral because he knew that he owed too many people in Xuanyuan, so he guessed that no one would be willing to help him. Or was it because he had an opinion about his family?
He couldn't figure it out, so he could only cut the Gordian knot and forget about helping this family. As long as they were still in this business, they would never be able to help!
What he should do was to achieve his two obvious goals and then leave!
After thinking through all this, his mood became much more relaxed. He didn't hesitate and went straight to De Shun Bank.
Min Province Prefecture. This place was close to the southern border. The sects and powers here were tangled and complicated. In theory, this should be the territory of the big sect, Qalan, but in reality, Qalan was also very far from here. On the contrary, Wanjing was closer to here. In addition, there were some local snakes and medium-sized powers here, so it was somewhat chaotic.
However, although this place was the Western Regions, it was far beyond the scope of Xuanyuan's influence, so he had to take it easy!
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