No, no …
As soon as Yan Guilai finished speaking, You Zai shook his head decisively and said, "You treat me as a brother, so I can't ignore it. How about this … you lend me three hundred million taels of gold, and the annual interest rate will be the usual five percent!"
Five percent?
Hearing You Zai's words, Yan Guilai shook his head and said, "If it's five percent, you can go to the bank to get a loan. Why take it from me? What kind of friend are you if you do this? "
After a pause, Yan Guilai said, "Besides, is three hundred million taels of gold enough? Don't you need other precious metals to refine weapons? Don't you need to pay for the refining fees? "
With a wry smile, You Zai said, "If all the fees are included, hehe … I'm afraid you'll have to lend me all the money I gave you. How can I …"
Hearing You Zai's words, Yan Guilai was too lazy to explain. He waved his hand and took out ten big boxes. He smiled and said, "Why not? If you want to use them, just take them. Anyway, they're just a pile in my hands. They're useless."
Looking at the ten big boxes with shining eyes, You Zai's breathing suddenly became rapid.
With one billion taels of gold and one billion taels of gold, his million-strong army could be equipped with the best Emperor Weapon sets.
In addition to the materials and resources accumulated over the years, he could even equip all the soldiers with Emperor Weapon weapons.
In this way, You Zai's million-man army would become the most powerful army of the Human Clan in a single leap. Even if they were to face the three Demon Clans — the Rhinoceros Clan, the Hippopotamus Clan, and the War Elephant Clan, they would not be at a disadvantage.
You Zai clenched his teeth and said, "You Zai can't refuse my little brother's kindness. As for the interest rate, let's calculate it at five percent per year!"
Waving his hand, Yan Guilai said, "You don't have to pay so much. If you really want to thank me, I'm willing to use this fifty percent interest to remove the word 'little'."
Remove the word 'little'?
You Zai looked at Yan Guilai in confusion. He really didn't understand what it meant to remove the word 'little'.
Nodding, Yan Guilai said seriously, "A brother is a brother. Why add the word 'little'? Maybe you don't feel it, but to me, it's very harsh and awkward! "
Hearing Yan Guilai's words, You Zai patted his head and said with a smile, "It's my fault, my fault … I shouldn't call you Little brother."
As he spoke, You Zai looked at Yan Gui Lai sincerely and said, "As the saying goes, blood brothers should settle accounts clearly. No matter what, five percent interest is a must."
Waving his hand, Yan Guilai said, "With your identity as one of the Seven Great Generals of the human race, you can definitely get a loan of one billion taels of gold with five percent interest. Therefore … I can't accept five percent interest. Otherwise, what kind of brother are you?"
Hearing Yan Guilai's words, You Zai couldn't help but frown.
Indeed, as Yan Guilai said, with his identity and status, he could get a loan no matter where he went, and the interest wouldn't be higher than five percent.
After thinking for a while, You Zai said, "Alright, since you think highly of me, and I'm indeed a little short of money, then I'll calculate the interest at three percent."
Looking at You Zai's determined look, Yan Guilai turned to Liu Yan and said with a bitter smile, "There's actually such a thing in this world. Don't you think it's strange?"
Hearing Yan Guilai's words and looking at Yan Guilai's bitter little face, Liu Yan smiled sweetly and said, "Yes, it's really strange. The one who borrows money desperately wants to give a high interest, the one who borrows money desperately wants to give up interest, and in the end … the one who borrows money has to beg for only three percent interest. It's ridiculous."
Yan Guilai nodded in agreement and said, "But it's true. Everything is true. If you didn't see it with your own eyes, you'd think we were bragging, right?"
Looking at Yan Guilai with admiration, Liu Yan said with reverence, "Only people like you, who truly think for all of humanity, would do such a seemingly absurd thing."
Looking at Yan Guilai with admiration, Liu Yan said with incomparable sincerity, "To be able to know great heroes like you, great heroes, Liu Yan has no regrets in this life!"
Nodding, You Zai said, "That's right. Brother Yan, you're truly one of us to be able to see the greater good and do everything for the greater good of humanity."
While speaking, You Zai opened a box and took out thirty million taels of gold notes, handing it to Yan Guilai.
Looking at You Zai in confusion, and then looking at the stack of notes, Yan Guilai asked in confusion, "What's this for? It's for spending! "
Shaking his head, You Zai said, "No, no, no … the rules of the Universe World are like this. When borrowing money, you have to pay the first year's interest."
Nodding, Liu Yan said, "That's true. Don't tell me you're not going to accept this money?"
Facing Liu Yan's question, Yan Guilai couldn't help but roll his eyes and said, "Why wouldn't I accept it? Since we've agreed on it, let's do it according to the agreement. Being unreasonable will only waste each other's time."
Pa!
Clapping his hands fiercely, You Zai said with a carefree smile, "Yes, yes, yes … those who do great things should do this. Our time is incomparably precious. If we pretend to be sincere and refuse, we'll only break the rules and mess up the order."
Taking the thirty million gold notes, Yan Guilai said with a bitter smile, "I've realized that this thirty million gold notes every year is enough for me to eat."
While speaking, Yan Guilai looked at Liu Yan and said meaningfully, "Aiya, so much money … I wonder how many cups of wine a certain someone needs to drink to make me bankrupt."
Pfft …
Hearing Yan Guilai's sarcastic words, You Zai couldn't help but laugh. Just the interest alone was thirty million a year. Liu Yan would have to drink three hundred thousand cups of wine to earn that much as a tip.
The problem was, how long would it take for Liu Yan to drink three hundred thousand cups of wine? Even if she drank thirty cups a day, it would take ten thousand days, nearly thirty years, to finish!
As for the money to buy wine, You Zai said that he didn't need to spend any money. All Yan Guilai's expenses in the Golden Phoenix Restaurant would be free of charge! In his lifetime, he wouldn't be able to make Yan Guilai bankrupt.
In reality, Liu Yan had to drink for thirty years before she could take away thirty million taels of gold as a tip. However, in thirty years, Yan Gui Lai's interest alone would be thirty million taels of gold.
Looking at Yan Guilai's funny face, You Zai couldn't help but feel moved. He smiled and said, "Right, speaking of which … do you have any silver?"
Silver?
Looking at You Zai in confusion, Yan Guilai shook his head.
Seeing this, You Zai couldn't help but feel disappointed.
After all, in order to forge King Weapons and Emperor Weapons, gold and silver were indispensable.
Now, the problem of gold was solved, but the shortage of silver was still very big and almost impossible to make up for.
Looking at You Zai's disappointed face, Yan Guilai said helplessly, "I'm sorry, I really don't have much silver. That thing's value isn't high, so I didn't hoard much."
Not high?
Nodding, You Zai said, "Indeed, the exchange rate between silver and gold is one hundred to one. However, in terms of importance, silver is actually more important than gold in forging weapons."
Shaking his head, Yan Guilai said, "The point is, I really don't have much silver. It's difficult to prepare a large amount for you."
Hearing Yan Guilai's words, Liu Yan nodded with relief and said, "Well … although it still sounds harsh, at least you're being humble."
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