"It's not convenient for you to run around with a lot of gold and silver, and it's easy for others to target you." "As for the ticketing shops in the Yun Nation, I have roughly understood them. There are crooks mixed in with the honest folks, and it's very messy."
"With these tractors and national highways, long-distance transportation will be greatly enhanced in the future, and there will be more cases of large transactions in different places.
Therefore, Dayao wants to set up its own bank!
It's called a bank! "
As soon as Ren Baqian's voice fell, everyone's heart skipped a beat as they secretly pondered what he meant.
Normally, those ticket companies wouldn't dare to play tricks on families like theirs. After all, the scale of the ticket shop wasn't big, and it wasn't very strong either.
However, if the person in front of them cheated them of their money, they wouldn't be able to reason with him.
Could it be that the other party wanted to rip off a layer of skin from them?
Ren Baqian looked at everyone's expressions, chuckled, and said, "Everyone, don't worry too much. It's not compulsory. I'm just taking this opportunity to say hello to everyone.
As for this bank, it will be established in Lan City, Pingdu, Wangjing, Suiyuan, Qingping, and Zhuyan. "
Although there were only six cities, five of them covered most of the affluent areas in the Yun Nation.
As for Lan City, this was usually the final destination for these merchants. For the time being, this was enough.
"As for the reputation of the royal family, you can rest assured. I don't care about that little bit of silver.
In addition, the bank would issue paper coupons of varying amounts. The value of a paper coupon was equivalent to the value of the silver indicated on the paper. This aspect would be explained in detail later.
When you deposit gold and silver in the bank, you will get paper certificates of equal value, ranging from one to a thousand taels of silver, which will be enough for you to deal with any kind of situation.
We don't charge you for depositing gold and silver in the bank. Only the delivery of goods in other places would be charged.
The amount of your deposit determines the level of your customer. The higher the level of a customer, the lower the fee for the delivery! "Ren Baqian maintained a faint smile throughout.
Nowadays, bank deposits pay interest.
However, the people in this world had never heard of such a good thing. If he gave them interest, they would probably think that he was plotting something.
After all, these families and merchants didn't believe in free lunches.
Waiving the fees for their deposits was already a great benefit.
Following Ren Baqian's words, everyone had their own thoughts, but no one dared to speak under such circumstances.
He was just thinking about his own thoughts.
Their dealings with others were all through the path of business.
However, the aboriginals would never take the business path. They would always take the knife path.
Therefore, even though Ren Baqian had set up such a ticketing shop, they couldn't help but feel uneasy.
"Everyone, you can't possibly suspect that the royal family covets you for something, right?"
"We wouldn't dare, we wouldn't dare!"
"If you don't dare, then it means that you have doubts …" Ren Baqian teased.
"How could that be? We can still trust the royal family's reputation! "
"That would be great! No matter what you think, the reputation of the royal family is much stronger than those small banks. Moreover, do I covet your money? It's just that it's more convenient for large transactions to circulate. What I see is the whole country. I hope that the emergence of the bank can bring changes to the business model in the future! "
Ren Baqian laughed.
After trying out the convenience of the bank, Ren Baqian believed that they wouldn't reject it.
Even if someone really felt that it was convenient to transport a large amount of gold and silver to trade, Ren Baqian would make them feel that it was inconvenient.
How could there be no bandits in this day and age?
…
The introduction of a "bank," which was actually a "money house," was just the first step.
Next, the salaries of the various ministries and officials would be distributed through the bank. Next, the salaries of the craftsmen and workers would be distributed. According to the original agreement, it was time to distribute some salaries to the prisoners of war so that they could get used to this kind of work.
It was much easier to carry out a task from top to bottom than for others to do it.
Using paper money as the standard was naturally a matter of both advantages and disadvantages.
There was no need to talk about the advantages. Nowadays, a large amount of copper was used as currency in the market, which made Ren Baqian's heart ache.
As for the disadvantages, one would know just by looking at the countries with serious inflation.
However, Ren Baqian already had plans to introduce a gold and silver standard.
Linking the currency to gold and silver would prevent big trouble in the future.
Based on the current social development of this world, it was more suitable to use gold and silver as the standard. There wouldn't be a problem for at least a few decades.
Moreover, when Ren Baqian came to this world, he was curious. The currency used on Earth was precious metal, and it was actually the same in this world.
In particular, when he found out that the humans were exiled from the other side of the Sixty Thousand Mountains, Ren Baqian was even more puzzled about how gold and silver were used as currency.
It wasn't until a recent discovery in the laboratory in the mountains that he made some conjectures.
There was another substance among the gold and silver in this world that was difficult to separate. It was named the singularity, which meant the beginning.
This substance, called the singularity, had a very unique characteristic.
It could absorb the energy released during the transformation of substances, including potential energy, chemical energy, and electrical energy.
The discovery of this strange substance excited everyone in the laboratory, especially the experts in physics, chemistry, and materials science. Each of them immediately became mad scientists and didn't care about anything other than the laboratory every day.
This was a huge discovery when they came to this world.
It was said that according to the people in the laboratory, they often heard them muttering something like "Nobar River."
Ren Baqian couldn't help laughing when he heard this. This group of people seemed to have forgotten something important.
However, it was good that they could do their jobs well.
Although he hadn't conducted any more experiments, after learning about the existence of this substance, Ren Baqian guessed that the use of gold and silver as currency was probably the currency system that humans had on the other side of the Sixty Thousand Mountains.
If that was the case, this substance would probably be very useful!
Huge!
"Alright, everyone. That's all. I've said what I wanted to say. As for the time of the auction, it will be tonight at the small arena in the east of the city. Please be prepared. "Ren Baqian got up and prepared to leave after finishing what he needed to say.
"Your Highness!"
Ren Baqian turned his head and saw a man in his thirties. If he remembered correctly, his name was Chen Qing.
It was very similar to the name of his good friend.
However, what really caught Ren Baqian's attention was that after he revealed some ideas, the Chen family was the first to transport a large amount of food to and from the two places, setting an example for the other families.
Ren Baqian had always liked people who were so sensible and tactful.
"Do you still have any questions?"
"When will this bank start, Your Highness? Our Chen Family trusts Your Highness! "
"Three days later!" Ren Baqian gave him a smile.
How could anyone not like such a sensible person?
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