Translator: EndlessFantasy Translation Editor: EndlessFantasy Translation Bai Mo
Translator: EndlessFantasy Translation Editor: EndlessFantasy Translation Bai Mo smiled as he sat in the President's office. He was dressed in a slim-fit casual suit. The top two buttons of his white shirt were unbuttoned, and his tie hung loosely around his neck. He looked dignified and unruly at the same time.
The President of Huaxia Bank's A Branch, Shi Changshu, was in the middle of a meeting when he heard Bai Mo's arrival. He was stunned for a moment before he asked his secretary to arrange for Bai Mo to wait in his office. The meeting had to come to an end. Then, he immediately rushed to the office.
Shi Changshu immediately called his secretary over as soon as he stepped into his office before he even entered his office. The secretary's name was Hu Xiao. She had been working for Shi Changshu for many years. She was pretty and had a great figure. However, it would be a huge mistake to think that she was just a pretty face. Her work experience and capabilities were absolutely convincing.
Hu Xiao had just served Bai Mo a cup of high-quality Tieguanyin tea. She slowly exited the President's office and gently closed the beautiful carved wooden door. Just as she turned around, she saw Shi Changshu standing outside the office and waving at her. She nodded her head gently and walked towards Shi Changshu at a moderate pace. She did not appear as anxious as a secretary meeting her boss, nor did she appear as flattering as a subordinate meeting her superior. She was as calm as usual.
This was the reason why Shi Changshu valued Hu Xiao so much. She was able to maintain a calm and steady attitude at all times. She would never do anything unreasonable. Naturally, she would not make any mistakes.
A subordinate who did not make any mistakes might sound unbelievable, but Hu Xiao was such a person.
She walked towards Shi Changshu at a moderate pace and greeted him, "President, are you looking for me?"
Shi Changshu nodded and frowned slightly. He seemed a little uneasy, "Why is he here?"
"I'm not sure. Mr Bai did not mention it to me." Hu Xiao felt a little apologetic. Based on her status, most of the people who came to Shi Changshu for help would first inform her of what they wanted to do and ask for her advice. Hu Xiao would also objectively help them analyze the situation. Of course, she would also dutifully inform Shi Changshu of her analysis and try her best to help him analyze the situation.
It was precisely because of Hu Xiao's importance that he could influence Shi Changshu's decisions that those who came to Shi Changshu for help would try to curry favor with him. Shi Changshu would also find out from Hu Xiao the purpose of the person who was looking for him in advance so that he could be fully prepared.
However, it was strange this time. Bai Mo came to look for Shi Changshu without saying anything. This made Shi Changshu feel slightly uneasy.
In fact, the Bai Clan was not to be trifled with.
Although Bai Zixuan did not have any brothers and Bai Mo was the only son, the Bai Clan was not to be trifled with.
Huaxia Bank was a private bank that had only been established for seventy to eighty years. However, its scale was comparable to that of the national banks now. In fact, it had more gold reserves than many national banks. It was undoubtedly the number one private bank in China. However, this bank was facing bankruptcy after five to six years of operation.
Just as the assets were being evaluated and prepared to be auctioned off, someone signed a long-term contract with the chairman of Huaxia Bank at that time. The long-term contract meant that the contract would be valid as long as Huaxia Bank was still around. Even if Huaxia Bank went bankrupt one day and was acquired by another bank or country, the contract would still be valid.
In fact, just from the time limit alone, this was already an unfair contract, not to mention that the terms in the contract were even more unfair. However, such an unfair contract was actually legal and actually established. Of course, this had something to do with the fact that the chairman of Huaxia Bank had signed the contract at the same time.
No one was willing to be a fool, including the chairman of Huaxia Bank at that time. The reason why he was willing to do so was that the person had a fortune that could rival a country. He had promised to deposit all the fortune in Huaxia Bank and not to ask Huaxia Bank about the use of the fortune for ten years. Needless to say, it was a very risky decision at that time. Huaxia Bank did come back from death because of the huge fortune. However, what if Huaxia Bank was still unable to recover? Then wouldn't this money be wasted?
Therefore, one had to admit that the person at that time had a good eye.
In the contract that year, the person only wanted 49% of Huaxia Bank's shares and did not participate in the management. In the eyes of outsiders, the 49% of shares belonged to Huaxia Bank. However, only Huaxia Bank knew that no matter when, if the person took away the shares, Huaxia Bank would immediately be left with an empty shell.
Many years had passed, but the person did not appear again. The huge fortune that he had given to Huaxia Bank became the astonishing gold reserves of Huaxia Bank and was quietly stored in the underground vault of Huaxia Bank. The contract that saved Huaxia Bank's life was stored together with the gold in the underground vault of Huaxia Bank.
The person at that time was surnamed Bai. He was none other than Bai Zixuan's grandfather, Bai Mo's great-grandfather.
No one knew where the Bai family got the money, because the Bai family was just an ordinary family now. In fact, it probably had something to do with the character of the Bai family. Compared with the thrilling high society, they preferred to live an ordinary life.
Bai Mo knew about it when he was 20 years old. At that time, Bai Zixuan gave the contract and the seal to Bai Mo. At the same time, he also told him that after the first ten years, the Bai family could use the money as long as they recognized the seal and the Bai family's bloodline. However, it seemed that the Bai family had forgotten about it. In other words, the Bai family for several generations had been used to living an ordinary life. No one had ever gone to Huaxia Bank to take the money. However, the Bai family did not take the money, it did not mean that the money would belong to Huaxia Bank. On the contrary, although the money snowballed in Huaxia Bank, Huaxia Bank began to anxiously hope that the Bai family would come to take the money, but at the same time, they were afraid that the Bai family would come to take the money.
The reason why Huaxia Bank wanted the Bai family to withdraw the money was that it was better to end the pain quickly than to prolong the pain. As long as the Bai family withdrew the money, Huaxia Bank would not have to think about sharing a large portion of the money with the Bai family in the future.
They were afraid that the Bai family would come to take the money because the chairman of Huaxia Bank held 63% of the shares, and the Bai family held 49% of the shares. If the Bai family took the money, it would mean that Huaxia Bank would change hands. Therefore, Huaxia Bank was afraid that the Bai family would come to take the money. If the Bai family really took the money, Huaxia Bank's decades of foundation would be destroyed.
As Huaxia Bank's territory grew bigger, so did the fear. However, the Bai family had not shown up for decades, so Huaxia Bank was a little lucky. Perhaps, the Bai family was already gone.
However, Bai Mo's appearance had completely shattered his luck.
Huaxia Bank was a private bank, but it was also a family business. The first chairman of Huaxia Bank was surnamed Shi, and he was Shi Changshu's grandfather. Unlike the Bai Family, in the past few decades, the Shi Family had prospered and had many descendants. However, they managed their business well. Even though it was a family business, they did not go down the path of three generations of a wealthy family. There were a total of six uncles in Shi Changshu's generation. However, according to their abilities, only three of them were able to become branch managers like Shi Changshu. As for the other three, because they were not very capable, they could only get a small share of the family's assets and live a miserable life.
Five years ago, Shi Changshu could not believe his eyes when Bai Mo appeared in Shi Changshu's office with the seal and the academy's certificate. This was because they had known about the Bai Family since they were young. However, they had never seen the Bai Family before. They even thought that the Bai Family was either dead or a joke that did not exist.
That was why Shi Changshu was speechless for three whole minutes when Bai Mo appeared in front of him in a lifelike manner.
At that time, his mind was completely blank. He even thought that Huaxia Bank would be finished. However, the young man who was not even twenty years old smiled and said, "I'm not here to withdraw money. Secondly, I don't want to know how much the Bai family's assets are in Huaxia Bank. I'm here only to tell you that there are still descendants of the Bai family. "
That was easy.
Moreover, Bai Mo left Huaxia Bank after Shi Changshu and the entire Huaxia Bank verified the authenticity of the seal and certificate. He never appeared again. However, that night, none of the members of the Shi family could sleep. They spent the night in torment.
After that, the Bai family disappeared again.
Bai Mo was just as he said. He did not withdraw any money, nor did he check the only White Diamond account in Huaxia Bank. Just like he said, he never appeared again.
Just like that, another five years passed.
Even though Huaxia Bank had thought of many ways to transfer their assets over the past five years, they were unable to do anything. This was because they were placed under surveillance by the Economic Court the day after Bai Mo's appearance. Under such circumstances, they had no choice but to continue operating Huaxia Bank.
Shi Changshu often wondered how Bai Mo would appear in these five years. Would he be arrogant or cautious? However, he never thought that the Bai Family, who appeared and disappeared like ghosts, would reappear so suddenly that he was at a loss for what to do.
Why was he here this time?
Shi Changshu took a deep breath and tried to calm himself down.
No one could remain calm when they knew that someone was holding them by the neck. Even Shi Changshu, who had been in the business world for many years, could not remain calm. He stood in front of the carved door for a long time before he opened it and walked in.
It had been five years, and the handsome young man from back then had become more and more mature. He was standing in front of the floor-to-ceiling glass window, holding a teacup and looking at the bustling city.
"Mr Bai." Shi Changshu looked at Bai Mo's back and put on a professional smile.
Bai Mo turned around and looked at Shi Changshu, who was standing at the door. He smiled politely and said, "Mr Shi, long time no see."
"Yes, five years have passed in the blink of an eye." Although Shi Changshu was a businessman, the Shi family was a scholarly family. Therefore, he had a scholarly temperament in his bones.
"I finally know why the banks are built so high." Bai Mo turned his face away once more. He lowered his eyes and blew at the white steam rising from the cup. He then lifted the cup to his lips and took a sip.
"Why?" Shi Changshu walked to Bai Mo's side and looked at the bustling city with him.
Bai Mo did not answer Shi Changshu's question. He smiled and said, "Mr Shi, don't you want to know why I'm here?"
"Since you're here, I'm sure you'll tell me even if I don't ask. Why should I be so impatient?" Bai Mo had a calming effect on Shi Changshu. Although Shi Changshu was anxious before he entered the office, he did not know why he suddenly calmed down when he stood beside Bai Mo.
"How about this, I'll reassure you first." Bai Mo chuckled and said, "I won't take the money away, never. As long as we work well together, I believe that the money will always be in the Huaxia Bank. It can be used to save the lives of the Huaxia Bank. "
Shi Changshu was stunned by Bai Mo's words. It seemed like this gentle young man was not as innocent and naive as he appeared to be. That was because he seemed to have noticed something from Bai Mo's mysterious smile.
However, Shi Changshu did not say anything. He was not a young man, nor was he a newbie in the business world. Of course, he did not mind Bai Mo's words. It did not matter if Bai Mo knew something that would harm the Huaxia Bank. After all, Shi Changshu was confident that he could deal with a young man like him.
"Thank you, Mr Bai." Although Shi Changshu was displeased by Bai Mo's words, he did not show it on his face. Instead, he turned around and walked towards his large desk with a smile on his face. As he walked, he extended his hand to the chair beside the desk and said, "Please take a seat, Mr Bai."
Bai Mo stood in the same spot and looked at Shi Changshu quietly. He did not sit down. He smiled and looked at the few chairs. Then, he walked to the sofa in the reception area and sat on it elegantly. His slender legs were crossed elegantly, and his slender hands were holding the cup of tea and placed it on his knees. There was still a smile on his face.
Shi Changshu, who was standing beside his desk, was slightly taken aback. He had not expected this outcome. Bai Mo did not sit in his designated seat. Instead, he returned to the sofa and sat down. It looked like a normal action, but Shi Changshu did not think it was normal at all.
Most people who came to him for help would have a master-slave mentality. He was Shi Changshu, the master, and the person who came to him for help would be the subordinate. Even if they did not have such a mentality, they would more or less have such a mentality after sitting opposite Shi Changshu.
This was a normal phenomenon. When two people sat across from each other, the one with the higher seat would be psychologically superior to the one with the lower seat. Even if the two sides talked on equal terms at the beginning, in the end, they would be more or less affected by the psychological cues and make some deviations in their judgments.
Today, he invited Bai Mo to sit opposite him as usual. However, to his surprise, Bai Mo sat on the sofa in the reception area, which was ten meters away from him. Bai Mo was still looking at him with a smile.
Shi Changshu could not sit in his own chair and talk to Bai Mo at such a distance. It would be disadvantageous for him to catch Bai Mo's expression. However, he could not drag a chair to sit opposite Bai Mo because there was a short sofa beside Bai Mo. It would be too abrupt if he dragged a chair over.
After hesitating for a while, Shi Changshu walked to the sofa beside Bai Mo and sat down. Unknowingly, the distance between the two narrowed. They were now on equal footing, but Shi Changshu was not used to it.
"Mr. Shi, you have a lot of good tea here," Bai Mo smiled as he took another sip of tea, then placed the teacup on the table. He did not plan to beat around the bush with Shi Changshu. After all, he was no match for Shi Changshu when it came to foresight. Shi Changshu was about the same age as Bai Mo. Bai Mo did not think that Shi Changshu's age was an exaggeration. Since Shi Changshu was able to get to where he was today, he was definitely not someone to be trifled with. It was better to be straightforward when dealing with someone like him.
"If Mr. Bai likes it, you can bring some back with you," Shi Changshu was not in a hurry. He continued to chat with Bai Mo.
"Huaxia Bank has invested some funds into Fate, right? Or should I say, Mr. Shi has invested some of the funds from the branch in A City into Fate? "Bai Mo was still smiling, but his words were not easy to deal with.
Shi Changshu's hands trembled. How did Bai Mo know about this? However, Shi Changshu was Shi Changshu. There was no way he would be intimidated by Bai Mo's words. He immediately laughed, "Fate is such a popular game. It will definitely become the mainstay of the virtual economy in the future. I'm sure that I'm not the only one. Any businessman with the slightest bit of foresight would not give up on investing in Fate."
"Of course," Bai Mo nodded, "That's why I want to withdraw some money to invest in Fate as well."
Shi Changshu was finally relieved. He thought that Bai Mo was looking for him for something important, but it turned out that Bai Mo only wanted to withdraw some money to invest in Fate. Shi Changshu's smile became more sincere, "That's not a problem. I'll arrange for someone to help Mr. Bai. How much would Mr. Bai like to invest?"
"49% of Huaxia's shares. All the assets under the Bai Family's name. " Bai Mo was still smiling, but Shi Changshu's expression changed when he heard the words that came out of Bai Mo's mouth.
He frowned, "Mr. Bai, how much did you say?"
"I said all of it." Bai Mo was still smiling, as if what he said was nothing more than a trivial matter.
"Mr. Bai! Didn't you just tell me that you'll never withdraw the money? " Shi Changshu knew that he was losing his composure, and was even a little impulsive. But who would be able to remain calm after hearing such news? He even felt a little angry. He was already so old, but he was still being played by this kid!
"That's right. That's only if Mr. Shi treats me with sincerity," Bai Mo was not affected by Shi Changshu's anger.
"I'm not sincere? I don't think I've spoken to Mr. Bai since I entered the office. What sincerity? "
"Are you being sincere?"
Shi Changshu was embarrassed by Bai Mo's rhetorical question. He suddenly laughed coldly, "Mr. Bai, there's no need to scare me like this. Do you know how much money is in this?"
Bai Mo shook his head honestly, "I don't know."
Shi Changshu could not help but mock, "How dare you invest all your money into Fate if you don't know? Do you think that I'm a three-year-old child who can be scared? There's no such fool in this world who doesn't look at the consequences. "
"Back then, when the Bai Family invested their money into Huaxia Bank, didn't they look at the consequences as well?" Bai Mo replied calmly to Shi Changshu's mockery.
Shi Changshu was speechless. He could only stare blankly at Bai Mo. He stared silently at Bai Mo's face, as if he was trying to figure out how much of Bai Mo's words were true. However, Bai Mo was still smiling from the moment he entered the office. Shi Changshu could not guess what Bai Mo was thinking.
In the end, Shi Changshu sighed, "Let's not beat around the bush. What do you want me to do, Mr. Bai?"
Bai Mo seemed to have laughed after hearing Shi Changshu's words. He took out two pieces of paper from his suit and placed them on the coffee table, "What I want is very simple. I just want you to stop the loans to these two families and demand payment from them."
Shi Changshu picked up the two pieces of paper. There were two names written on them. One was Lei Man, and the other was Yi Zhong. As the president, Shi Changshu was naturally not familiar with the process of loans. He could only ask Bai Mo to take a seat while he made a call to the credit department. It did not take long for the credit department to report back. However, the call was received by Hu Xiao outside the office. She then made a call to Shi Changshu.
Shi Changshu only responded with 'yes' and 'yes' throughout the call. Bai Mo could not guess what Hu Xiao said to him. However, judging from Shi Changshu's serious expression, it was probably not good news.
Bai Mo sat quietly on the sofa, twirling his fingers around the teacup as he observed Shi Changshu's expression. No one could tell what he was thinking.
After a while, Shi Changshu put down the phone and looked down at the two pieces of paper. After looking at them for a while, he raised his head and walked towards Bai Mo. As he walked, he smiled even more affectionately, "Aiya, aiya, my subordinates are slow. Sorry to keep you waiting, Mr. Bai. Please don't be angry."
"Don't mention it."
Shi Changshu walked from his desk to the sofa where Bai Mo was sitting. Although he was smiling along the way, his gaze was fixed on Bai Mo's face. He observed his expression quietly, afraid that he would miss any clues. He wanted to know what Bai Mo was thinking. However, he was disappointed. Bai Mo was still as calm as ever. He was not anxious, nor was he excited. It was as if Shi Changshu's call had nothing to do with him.
Such calmness would more or less affect Shi Changshu's judgment. He sat down and placed the two pieces of paper on the table. After pondering for a while, he smiled and said, "Mr. Bai, I've asked the credit department to check. These two people have indeed taken a loan from our bank. The amount is not small. I'm just curious. Do these two people have a grudge against you? "
Bai Mo blinked, "What's wrong? Does this have anything to do with what I asked Mr. Shi to do? "
"This …"
"Or are you saying that Mr. Shi is not a banker, but a superman who wants to save the world? If I say that I have a grudge against them, Mr. Shi will stand up for me immediately. If I say that I don't, Mr. Shi will advise me to be lenient whenever possible. Moreover, they are not related to me in any way. "Bai Mo smiled casually," Is that so? "
Shi Changshu smiled awkwardly, "Mr. Bai, you must be joking."
"I just like to joke. Mr. Shi, please don't take it to heart." Bai Mo squinted his beautiful eyes. No one could tell what he was thinking.
Shi Changshu heaved a sigh of relief. Bai Mo was not an easy opponent. He originally wanted to sound him out and find out what kind of grudge he had with these two people and what he was going to do. But now, it seemed like it was impossible. Bai Mo's mouth was even tighter than the vault of a bank. It was impossible to find out anything from him.
After thinking for a while, he felt that it was better not to beat around the bush with this young man. Although he did not want to admit it, he had to admit that it did not feel good to have someone choking him. "The loan for these two people is actually a little troublesome."
"Oh?"
"Their loan was guaranteed by the He Corporation. The entire process was legal. If we were to forcefully take back their loan, we would definitely offend the He Corporation …" Shi Changshu said as he stared at Bai Mo. However, he realized that Bai Mo seemed to be distracted. It was as if he was not paying attention to him. Shi Changshu was a little angry when he saw Bai Mo's expression. However, he had no choice but to lower his head. Given his current situation, he could not fall out with Bai Mo. He could only coax the young man and make him back off. "Mr Bai, you might not know this, but we are very close partners with the He Corporation. Furthermore, we have a few projects that we are working on. If we were to fall out over such a small matter, I'm afraid …"
Bai Mo did not look at Shi Changshu. His gaze was fixed on the huge floor-to-ceiling glass window.
Luxurious high-rise buildings could be seen everywhere in this city. The prosperous life was filled with the smell of money. However, although there were many high-rise buildings in this city, there were not many skyscrapers like the Huaxia Bank. When he looked out of the window, he saw the entire city beneath his feet. He suddenly understood why so many people were crazy about money. In fact, it was not because of the allure of money. It was the feeling of being high and mighty and looking down on everyone else that was too fascinating.
An insignificant person like him who had been buried in the dust might not be able to understand how those high and mighty people were obsessed with this feeling. However, he believed that he could understand the feeling of being in a living hell when the cornerstone of this high and mighty collapsed.
He vaguely remembered that when he was 12 or 13 years old, he saw on television that he could build all kinds of buildings with matchsticks. He excitedly tried it out. He chose a very difficult target — the Eiffel Tower. He did not remember how many matchsticks he used. Apart from eating, sleeping, and going to school, he spent all his energy on building the Eiffel Tower. He spent an entire semester on it. Just when his painstaking work was about to be completed, the Eiffel Tower collapsed completely in a few seconds because of a small mistake.
Even now, Bai Mo could still remember how he felt when the Eiffel Tower collapsed. He stood there in a daze, his mind completely blank. It was as if time had stopped, and he could not even breathe. Then, an indescribable pain came from his left chest. He fell from the chair, his whole body trembling, but he couldn't cry.
That feeling was probably called 'living hell'.
He picked up his teacup and thought to himself, 'If I take out all the money, will it be the same for Shi Changshu and Huaxia Bank as it was when the Eiffel Tower collapsed?' Living hell? Or even worse.
However, no matter what, it did not seem to have much to do with Bai Mo.
"Mr. Shi, what's that building over there?" Bai Mo suddenly raised his hand and pointed at another skyscraper that was about the same height as the Huaxia Bank. Just like that, he easily interrupted Shi Changshu's nagging.
Shi Changshu was confused by Bai Mo's words. However, he subconsciously turned his head and looked in the direction Bai Mo was pointing at. However, when he saw the skyscraper Bai Mo was pointing at, his face subconsciously showed a hint of disdain. "It's the Empire State Building. It's the Hua Er Bank building."
Hua Er Bank and Huaxia Bank don't look at the difference of only one word, but the two are sworn enemies. They were established at about the same time, and the speed of development is about the same. Now they have become indispensable big crocodiles in China's banking industry. Their strength was almost the same, and their ranking was about the same. The two banks were indeed trying their best to step on each other. Shi Changshu and the president of the Hua Er Bank branch in A City were old acquaintances. However, after years of business battles, of course, their friendship was long gone.
Therefore, it was no wonder that he subconsciously showed such emotions when Bai Mo asked about it.
"Oh, so this is what the Empire State Building looks like from above." Bai Mo smiled gently, then lowered his head and took a sip of tea. He then said softly to Shi Changshu, "This is the first time I've seen the Empire State Building from this height. It's really beautiful."
"If the Huaxia Bank had been built a little higher back then, Mr. Bai, the Empire State Building's roof might have looked different to you now," Shi Changshu replied humbly, but there was a hint of hostility in his tone.
Bai Mo laughed.
Ever since Bai Mo entered Shi Changshu's office, he had been wearing a faint smile on his face. Shi Changshu was taken aback by Bai Mo's sudden laughter. "Did I say something wrong that amused you, Mr Bai?" Shi Changshu asked cautiously.
Bai Mo shook his head, then looked at Shi Changshu with a pair of deep black eyes, "I just thought that if I withdraw all my money and deposit it in Hua Er Bank, would the president of Hua Er Bank say the same thing to me? That's all, nothing else. "
Bai Mo said this casually, as if he was joking.
However, Shi Changshu's expression changed when he heard Bai Muchuan's words. "Mr Bai …"
"Mr. Shi, don't you think it's funny?" Bai Mo ignored the change in Shi Changshu's expression and continued to smile at the man. Shi Changshu felt suffocated by Bai Mo's playful question. He looked at Bai Mo, he did not know if Bai Mo was serious or not. He only knew that if Bai Mo withdrew the money, then he was finished. If Bai Mo withdrew the money and deposited it in Hua Er Bank, then Hua Er Bank would be finished.
His father would never allow such a thing to happen, and he would never allow such a thing to happen!
Therefore, no matter what, he had to fulfill Bai Mo's request. Even if there would be some friction with He Group, it was still better than the entire financial building collapsing, right?
Shi Changshu sat there for a while before he regained his composure. He chuckled softly and said, "I also think that the merits of these two people's loans are unclear. I would like to thank Mr. Bai for his efforts in running Huaxia Bank. Of course, this is also Mr. Bai being responsible for his own assets. I would like to ask Mr. Bai to continue supervising our work in the future."
Bai Mo just sat on the sofa, the smile on his face never leaving his face.
He turned his head and looked outside. The sun was glaring, the light reflected on the glass of the Empire State Building. Bai Mo thought that this was probably the light of money and power. (To be continued.) If you like this work, you are welcome to come to qidian.com to vote for me. Your support is my biggest motivation.)
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