Needless to say, there were not many bad people among his fellow countrymen. Under normal circumstances, they valued friendship and were willing to help others. Even Li Zhaokun was not a bad person. They all had a kind and cute side to them.
They were all good people.
However, good people were not necessarily honest people, and bad people were not necessarily people who broke their promises. The good and bad of a person had little to do with their integrity. In fact, many villains or villains had achieved great success because of their integrity in business or politics. They would get what they paid for, and they would get what they paid for. They would take the money of others and eliminate disasters for others.
The most difficult thing to guard against was this kind of honest bad guy. For example, many financial scams usually started with honesty. They used the money of new investors to pay interest and short-term returns to the old investors to create the illusion of making money and then cheat more investors of more investments.
In fact, this kind of person who seemed to be honest but was actually a hypocrite was even more dangerous.
Therefore, people like Li Hui, Li Long, and Chen Yongqiang were similar to Wei Xiaobao. Even though they were cunning, they had a cute side to them.
Back at the hotel, Dong Xuebing went through his thoughts. The logistics and transportation industry could be developed, but not for him. It was for the benefit of the local people.
That night, he met Secretary Wu, who came to visit him.
"Director Li, thank you for your concern for our city's education." Secretary Wu only brought his secretary with him, and he thanked Dong Xuebing.
"Please have some tea." Li He passed the tea that Qi Hua had poured for him. "It's so late. Why are you still up?"
Secretary Wu asked embarrassedly. "Did I disturb your rest?"
"No. Do you have anything else to say?" Li He passed him a cigarette.
"The day before yesterday, President Qi had conveyed your message to me. You said that our city is not suitable for the development of industry. I do not agree with this. Over the past two years, more and more people have returned to their hometown to start their own businesses. I think they are doing quite well." Secretary Wu went straight to the point.
From the bottom of his heart, he still wanted Li He to invest in the local area.
Li He smiled. "What advantages does our city have?"
"Our city is located in the northwest border, with Changhuai River to the south and the Central Plains to the north. The Beijing-Kowloon Railway connects the north and south, and the Shanghai-Fuzhou Railway runs through the east and west. We happen to be at the transportation hub. This is a great opportunity!" Secretary Wu exclaimed.
How could a city that occupied a quarter of the province's arable land and a fifth of the population be lacking?
He was not convinced by Li He's words!
"It's not that we're not doing anything, Secretary Wu. You've misunderstood me. What I mean is that what we need to do now is to build a high wall and accumulate food. We need to lay the foundation for future development," Li He said seriously. "We're all talking about going into the sea, but what's the impetus for going into the sea? It's reform and opening up. The pattern of reform and opening up is from special economic zones to coastal open cities, and then to coastal economic open zones. When will it reach inland cities like ours? What's more, the thing that drives the economy is foreign trade. How can an inland city like ours develop foreign trade? "
He was just short of bluntly saying that a place like theirs didn't have any policies or positions. It wasn't easy for them to bask in the glory of the Huai River, but they didn't even have access to the sea! How can we develop foreign trade?
"What are you trying to say?" Secretary Wu also knew that what Li He said was the truth. The main direction of the economic policy was to encourage exports, and the original closed economy had changed to an open economy.
Li He smiled and said, "What we don't lack the least is people. We can just become human traffickers."
"Human traffickers?" Of course, Secretary Wu knew that Li He was joking, but he didn't understand what Li He was trying to say.
"As long as the education is developed, everything will be developed." Li He explained. "Focus on developing education and export the population."
Secretary Wu was stunned. "Isn't this asking them to go out and work? We don't need to do any work. As long as they are not idiots, they will go out and earn money. "
Secretary Wu thought that Li He was going to come up with some good ideas.
"The quality of the population is called the talent export, and the quality of the population is called the labor export. The quantity of the population is a burden, but the quality of the population is better. When these capable people go out and earn money, they will be able to support their hometown and promote the development of the local economy. " Li He lit another cigarette and continued, "What I'm trying to say is that we should increase our investment in education and let more children go out into the world. Although we're talking about nine-year compulsory education, Secretary Wu, you should know better than me how many people don't graduate from junior high school, and some don't even graduate from primary school. Countless of them. My idea is to at least ensure that a certain proportion of students go to high school and have a place to learn vocational skills … "
"This isn't something that can be done in a day …" Secretary Wu fell into deep thought.
"Once the foundation is established, there is nothing to be afraid of." Li He also knew that his words were a little hollow. For many places, not to mention increasing the investment in education, they couldn't even pay the basic salary of the teachers. The amount of the teacher's salary was huge, the duration, and the scope was so wide that it was unprecedented in the 40 years since the founding of China.
Some places didn't have the money, but they couldn't afford to pay.
Some places had the money, but the money was invested in other places that could easily show results. After all, the return on education was too slow!
Seeing that Secretary Wu was silent, Li He thought for a moment and continued, "This 30 million is the first installment, mainly used for the renovation of school buildings and teacher subsidies. I hope to see results in one place. After the results are achieved in one place, we will try to run it in a second place. If there is a second place, there will be a third place."
"How do you see the results?"
Li He said, "It mainly depends on the quantitative indicators, such as the enrollment rate of school-age children, junior high school enrollment rate, and university enrollment rate. These can't be faked. The students have names and names, so it will be clear as soon as we do some research."
Although the method was crude, it couldn't be too demanding.
"I agree on this point."
"If there are students who really don't want to continue studying and want to go out into the world, what should we do? Therefore, we have to increase the level of vocational education as soon as possible. "Everyone understood this point, so Li He didn't waste any effort to explain.
"It's all a long-term plan!" Secretary Wu sighed. They were all shadows that could be seen but not touched. It was beautifully drawn, but the results were unknown.
Li He gave Qi Hua a look, and Qi Hua handed a report to Secretary Wu. He smiled and said, "This is a business plan that we made. See if Secretary Wu is interested."
"Huh? 'Feasibility Plan for Vigorously Developing Our City's Logistics Industry'. "Secretary Wu looked at Li He suspiciously, then roughly read through it. He smiled and said," It's good to be a driver! "
Everyone knew that it was good to be a driver. After all, it was the most popular job in the newspaper, and it was the best choice for girls to marry.
Li He said helplessly, "If they really can't continue studying, it's not a bad idea for them to be drivers."
Secretary Wu asked, "You mean to let them borrow money from you and let them buy cars?"
"That's it." Li He nodded in agreement. In order to quickly develop the local logistics army, he had to borrow money. It was different from the previous loan for BMW cars. That loan could only be used to buy BMW microcards, but this loan didn't matter, and they could buy any car.
"The interest rate of the loan is 10% above the benchmark interest rate of the People's Bank of China. This is acceptable." Secretary Wu carefully read some of the terms this time, and there was nothing unacceptable. After all, business was business, and it was understandable to borrow money with some interest. "But isn't the down payment too high? More than ten thousand, more than twenty thousand … "
Qi Hua smiled and said, "The main risk is borne by the Commercial Bank. After all, a truck will cost fifty to sixty thousand, and the cheapest microcard will cost twenty to thirty thousand. Moreover, according to our estimates, there must be a lot of people who want to buy cars, but we can't apply for one million. We have to approve one million people, right? If that's the case, we won't be able to handle it. The threshold must be set. We can do it step by step later. "
"Then let's go back and have a meeting. This is really a good suggestion." Secretary Wu said and stood up excitedly.
"Qi Hua, help me see Secretary Wu off."
Li He didn't follow him downstairs.
When Qi Hua came back, he found that Li He was rubbing his head and asked curiously, "Mr. Li, isn't this too risky?"
"Nonsense, I'm afraid that the default rate is too high, and then I won't even have a place to cry." Li He could definitely imagine that there must be a lot of people driving away, not paying back the loan, paying a down payment of ten thousand, and getting a car for nothing, it was very worth it.
If there was a GPS, it would be easier to control, and they could clearly know the location of the car. Of course, it was only a little better, because even if they found the car, it would be useless, because the other party was dead set on not paying back the money and not giving the car, unless they forced it. Even if they forced it, they could fight with their whole family, who was afraid of who?
Then, it would definitely be another unscrupulous enterprise bullying consumers to hype up.
Therefore, this was a test of the Commercial Bank's risk control ability, not everyone who could pay the down payment could get a loan.
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