Li He said, "Thank you very much. Sorry to trouble you, Mr. Zhang."
”
Zhang Peilin said, "This is what we should do. We should be the ones expressing our gratitude. Chairman Li is so concerned about the lives of our workers, he is really a role model for us. I'm very touched. "
"It's too serious." Li He continued, "I believe that as long as your company can complete the current project, we will have more opportunities to cooperate in the future. I am very confident in the development of road and bridge construction and real estate. "
Zhang Peilin smiled and said, "As far as I know, Golden Deer Corporation's current business seems to be focused on industrial exports. Wasn't there a saying in Pujiang? If you wanted to leave, you had to find Mr. Yu. There are so many state-owned factories in Pujiang, and every year we count on Mr. Yu to help us earn foreign exchange. "
As far as he knew, Golden Deer Corporation was only doing this project on a whim. He had even seen Yu Dehua's annoyed expression. Yu Dehua had once expressed his disappointment during the negotiations that this might be a loss-making project.
Therefore, he felt that after the Golden Deer Corporation's project was completed, they might not necessarily continue to engage in land development related business. Deepening cooperation was still up for discussion.
Yu Dehua frowned. He wasn't too happy with Zhang Peilin's words. He was clearly underestimating Li He!
Underestimating Li He was the same as underestimating him!
He had already come to this realization!
He wanted to let this Zhang fellow know that Li He didn't care about Golden Deer's business and that he, Yu Dehua, was still the true leader of Golden Deer!
This was a very strange thought.
He only said, "I think you've misunderstood, Mr. Zhang. Not only is Mr. Li the chairman of Golden Deer Group, but he is also the chairman of Yuanda Group. We are a diversified industrial group, and import and export revenue is only a very small proportion of our total revenue. Let's put it this way. The Merchant Bank that had just opened in Pujiang was Mr. Li's property. Of course, it also includes the hotel we are currently in and the Hong Kong Zhongji Road & Bridge Company that built this hotel. "
Zhang Peilin and the others looked at each other and saw the shock on each other's faces.
Yuan Da Group!
Zhongji Road Bridge!
Four Seas Hotel!
Trade Bank!
Golden Deer Corporation
Every name resounded like thunder in Zhang Peilin's ears!
This was such a big industry! Zhongji Road Bridge is a Hong Kong listed company! He had participated in many subcontracting and general contracting projects in the country, and everyone in the construction industry knew about him! Yuanda Group and Golden Deer Group were currently in contact, and they couldn't be more familiar with each other!
The Four Seas Hotel was one of the best hotels in the country, not to mention Pujiang! From the south to the north, one could almost see the familiar signboard of the Four Seas Hotel or the Four Seas Restaurant in the bustling city centers of major cities!
As for the Merchant Bank, it had recently caused a huge commotion in Pujiang. At least within the banking industry, everyone knew about it!
No one knew where this stupid bank came from, but it used the slogan of "no collateral, no guarantee" to provide loans to export enterprises in Renminbi and foreign exchange!
Furthermore, the loan requirements were surprisingly simple. As long as one had a foreign trade contract and had more than one year of business qualifications, they could get a loan from the Commercial Bank!
Most importantly, the procedures were too simple!
Moreover, the approval had never taken more than three days!
This caused a huge uproar in the banking industry!
In the export enterprises, especially the small and medium-sized enterprises, it was like a stone that caused a thousand ripples!
Not to mention the Renminbi loans, just the bait of foreign exchange loans was enough to make many business operators scramble for it!
With foreign exchange loans, they could import advanced equipment, materials, and spare parts, eliminate outdated production capacity, and improve the quality of their products! Having high quality products was not enough. They still needed to use foreign exchange to participate in various exhibitions and advertise everywhere!
There were too many uses for foreign exchange!
But there were too many people in the banking industry who wanted to laugh at them. The loan approval process of the Commercial Bank was like a joke!
The risk precautions were practically non-existent!
There were no risk control measures at all!
As long as they filled in the application materials, there was no need to go to the field for a loan of less than 10,000 yuan!
10,000 USD was USD!
At the very least, they should go to the customer's place of business to do a field investigation!
Faced with all kinds of doubts, the General Manager of the Commercial Bank, Huang Bingxin, said no!
He did not hide it in public. "We have money, and we can do whatever we want! We are willing to use 100 billion USD in losses to establish and make up for China's credit reporting system! "
Of course, 100 billion USD was an exaggeration. After the investigations and predictions of many domestic and foreign experts, 200 million USD in losses was enough for the Commercial Bank to go bankrupt!
Of course, it was because they had money!
In a short span of two months, the Commercial Bank had released 200 million USD in foreign exchange loans and 100 million RMB loans!
The market finally knew that this small local bank in Hong Kong was not joking!
This was all Li He's idea. Small loans had already been proven to be feasible in the future. If commercial banks could abandon their previous prejudice against foreign exchange loans and correctly grasp the changing trends of the market, they could make it a new source of profit growth.
And more importantly, the large amounts of RMB in his hands now had a place to go. Finally, it did not have to be piled up in the basement of his house.
He wanted to help the small and medium-sized enterprises in China. He was already prepared for a high rate of bad debts. He did not even care about losses. Of course, it was impossible for this to be a loss. In the future, a large number of high-quality customers in China's banking industry would come from these small and medium-sized private enterprises.
The moon waxed and waned, and jade could not hide its flaws. In the transition from a planned economy to a market economy, there would always be some dishonest people. But he could not wrongly kill those honest people because of these dishonest people.
If he did not grab hold of these high-quality customers now, once the four big banks reacted, the Commercial Bank would have no place to stand!
Therefore, he was not afraid of short-term losses!
Everyone looked at Li He, who was peacefully drinking tea at the side, and the way they looked at him changed.
Zhang Peilin said excitedly, "I didn't expect this. I really didn't expect this."
He had originally thought that the two of them would have equal status, but because the other party was a Hong Kong investor and an owner of the company, his attitude was a little gentler. Only then did he realize that the two of them were not equal at all. The other party was a giant, and the Construction Engineering Group was just a small ant.
"You're too kind." Li He really could not treat the future 500 strong company as a small ant. He pointed to the teacup and said, "Please have some tea."
He did not realize that he needed people to look up to him more and more.
Perhaps one day, he would be able to drink like his father, Li Zhaokun, and find the taste of Dugu Qiubai.
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