Outside the shiny bronze door of the Harris Wizard Bank, the guards stood with their backs straight, guarding the door. Many of the tables were painted in dark blue, with bronze lines around the edges and bronze numbers on the back. When the wizards entered, they politely bowed and gave a simple guide.
Walking into the hall, the different functional areas could be clearly seen at the door.
This tall marble hall provided hundreds of different service counters. Sitting behind these long counters were all wizard staff wearing the same uniform. All the male staff had short hair or long hair tied into a ponytail, while the female staff had their long hair tied up behind their heads and wore the same hairnet. They looked very energetic.
Today was not Sunday, but the students of Hogwarts were arranged to come to this spacious hall. During breakfast, Alan announced that the bank was open for business today, and all the students of Hogwarts would be given a free bank account. Although many of the young wizards felt that their headmaster was abusing his position for personal gain, many of them were suspicious of him.
As a matter of fact, the students were not allowed to leave. They were arranged to sit in the seats in the hall where the Traceless Expansion Spell was cast. They sat together with the wizards who were under the umbrella and who were close to Harris. This was to make up the number of people for today's press conference.
The Harris Wizard TV Station did not seem to be affected by the recent ban in some foreign countries. Several live broadcast cameras were pointed at Hermione and Hibiscus Chinensis on the podium from various angles. Compared to when the TV station was first established, the media people also prepared a few cameras and began to capture the expressions of the audience under the podium.
"Dear viewers in front of the TV, we have just seen the appearance and basic plan of the Harris Wizard Bank through the camera. About its internal operation, we are very fortunate to invite the CEO of the Umbrella Society, who is also the planner of the Harris Bank, Miss Hermione Granger, to accept our interview." Hibiscus Chinensis elegantly stretched her hand to the side, and Hermione walked up to the podium of the press conference. Although she was still a student, at this time, she could naturally show a natural and confident smile and raised her hand to greet the audience under the stage and behind the camera lens.
"Miss Granger, Bonjour! As we all know, before Harris Wizard Bank was established, Gringotte was the only bank in the magic world. So, if you want to compete with Gringotte, which has gained the trust and recognition of the wizards, can you tell us what advantages Harris Bank has? " As a professional host and a member of Harris, Hibiscus Chinensis had prepared an interview script in advance to match the content that Hermione wanted to express.
"Of course, Madam Dracul. In fact, the operation of our bank is different from the traditional Gringotte Wizard Bank of the fairies. After we refer to the financial business of the Muggle, we have been given more functions. Although we still provide customers with the traditional business of saving personal wealth, it is no longer the main business." Hermione's blunt remarks showed that she thought Muggle was ahead of the wizards in the financial field.
Hibiscus Chinensis raised the microphone and continued to ask, "Miss Granger, can you give us a little explanation? You know, many of the wizards in the audience and behind the TV don't know much about Muggle's financial business."
"Of course, Harris Wizard Bank will be based on the intelligence of Muggle's central bank and policy bank. It will carry out some currency detection and adopt different policies according to the economic development of different periods. From an overall macroscopic regulation of the magic world's economy, it will cooperate with the Ministry of Magic to formulate and implement economic policies, directly or indirectly engage in policy financing activities, and act as a financial institution for the Ministry of Magic to develop the economy, promote social progress, and carry out macroeconomic management." Hermione took out a brochure made by Harris Bank and showed it in front of the camera. "You can get this brochure from Harris Bank. It explains the bank's business and management in detail. If you still don't understand and want to know more, you can go to the bank's inquiry office. Our bank staff will patiently answer your questions."
"So many businesses … Miss Granger, please answer some questions for our audience who can't see the brochure in front of the TV. How much will Harris Wizard Bank charge? I mean, it doesn't sound like a profit structure … "On the podium, Hibiscus Chinensis asked the question that the wizards in front of the screen would be most concerned about.
"That's not the case. As I said before, the traditional savings service still exists. Other than using the traditional vault model of the Gringotte Wizard Bank in the Wizard World, we will charge a management fee and the safety of the things you store in it will be guaranteed. Other than the client and the wizards authorized by him, no one can take things that don't belong to him from these vaults." Hermione turned the brochure to the savings page. "Now, Harris Wizard Bank itself is engaged in business. Its main business scope is to absorb wizards' deposits, issue loans, and invest in financial management. As long as the wizards choose our new savings model and put their gold directly in our bank instead of their personal vaults, then in fact, Harris Wizard Bank will not charge customers any fees. Instead, it will pay you a proportional interest based on whether you choose a fixed deposit or a current deposit. This is because we will let the customers use the gold deposited in the bank under a reasonable and safe ratio to cooperate with the Ministry of Magic or Hogwarts to invest in the development of the magic world. This will speed up the progress of our wizard world …"
The wizards who had been living in the wizard world for a long time had never seen the Muggle business before. It made them gasp. Although there was no lack of similar loan projects in the financial field of the magic world, most of them were similar to the Muggle Medieval and Muggle Renaissance personal models that were not professional and rigorous and had all kinds of strange treaties.
"Miss Granger, everyone is very familiar with the traditional Gringotte operation … But I don't understand the new model very well. I'm sure many of our audience in front of the TV are like me. They don't understand this …" Hibiscus Chinensis made a puzzled look and asked in a very sincere tone, "If the bank uses the customer's funds, then when the customer needs to withdraw money, won't they run out of money? Also, if a wizard who has a fixed deposit meets with an emergency, won't they be unable to withdraw their money? "
"Of course not. As I said above, this will be within a reasonable and safe range. The Muggle has many years of experience in this business. The experts from the Umbrella and the Ministry of Magic have formulated similar regulations based on the actual situation in the magic world. If a customer needs money urgently, of course, he can withdraw his original wealth, but the bank will pay the amount he withdraws according to the current interest rate." Hermione said as she took out a pendant from her collar and showed it to the audience in front of the camera. "After the communication between Miss Ravenclaw and her chosen, Allen Harris …" Hermione said a little uncomfortably. Strictly speaking, it was not a lie. "Harris Wizard Bank has also cooperated with the Temple of Ravenclaw. Using this omniscient mark, when you deposit non-monetary wealth into the bank, the bank will give you this pendant. The pendant stores encrypted information and records the amount of money you have deposited. Also, with the assistance of the Temple of Ravenclaw and the protection of Miss Ravenclaw's divine power, the bank's customers will no longer have to worry about being falsely claimed. Of course, if you are a follower of Miss Ravenclaw, you can also use this pendant to directly pray to Miss Ravenclaw."
A wizard dressed as a follower of the Temple of Ravenclaw used a magic hookah to magnify the pendant held by Hermione. The pendant was very beautiful. Its shape represented the Omniscient Eye of Family Harris. It was paired with a thin bronze necklace. Of course, after the bank implemented this policy, the pendant was bound to be associated with money and wealth and the Goddess. (Author's note: Just like the Omniscient Eye on the dollar.)
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