One day later, in the Cross Wind Union Bank …
After a day of practical tests, Li Yao was very satisfied with the performance of the Mystic Skeleton Battlesuit. What he needed to do next was to craft a special version of the 'Unparalleled Extension' according to his own tactical features and the features of the Mystic Skeleton Battlesuit.
Even without the Unparalleled Extension, Li Yao was confident that he could fight a strong enemy of the Yuanying level with the enhancement of Black Wing!
After retrieving the Mystic Skeleton Battlesuit, he had only one purpose left in the Cross Wind Space Zone — to borrow money!
For someone of his level, the resources that he consumed for training every day were beyond the imagination of ordinary people.
The Glorious Sunlight Group was in the phase of rapid development, and the capital chain was very tight. Besides, although he was the chairman of the board of directors of the Glorious Sunlight Group, he could not use the money of the group for his own training. After all, he had to be responsible for the other shareholders.
Going public was undoubtedly the best way to raise funds.
With the scale of the Glorious Sunlight Group and its future prospects, it was more than easy to go public.
However, Li Yao did not intend to do that.
Once the company went public, its shares would be even more dispersed, and he might not be able to keep the absolute control.
Besides, after the company went public, the financial reports and business status of the group would have to be published regularly, and it would be subject to countless audits and inspections.
Sparkle was Li Yao's greatest trump card, and it had consumed a lot of resources of the Glorious Sunlight Group. Professionals would be able to find out the gaping hole in the company's accounts after a simple investigation.
Li Yao did not want Sparkle to be exposed to the public, at least not right now.
He did not want to go public, but he wanted to raise a lot of funds for his own training. While Li Yao was having a headache, the Cross Wind Union Bank, which he had cooperated with before, proposed a very tempting proposal.
"President Zhao. I've only been in space for a short time. Although I've heard of 'Cultivation Bonds' before, I don't know much about them. Please enlighten me, President Zhao. "
Li Yao said with a smile.
Only four people were sitting in the small meeting room. Wu Zhengyang was on his side, and there was a red-faced man on his opposite side. There was a middle-aged man with a big belly, and a tall, thin, plain-clothed old man with a pair of cold eyes.
The fat middle-aged man was called Zhao Hongguang. He was the vice president of the Cross Wind United Bank and was in charge of the credit business.
Despite his plain appearance, he was an admin-type Cultivator in the Core Formation Stage. The Glorious Sunlight Group had just been established. Wuma Zhengyang had interacted with this person before and had a very high opinion of him.
As for this seemingly aloof, cold-faced old man, Zhao Hongguang introduced him as the Tianji Elder. He was the sect leader of the Tianji Sect and also the chairman of the Tianji Evaluation Company.
But Li Yao did not know what the 'Heavenly Mystery Assessment Company' was for.
"The full name of the Cultivation Voucher is' Mutual Cultivation Voucher '. It's actually very simple. President Sha will understand. "
Zhao Hongguang smiled and said, "President Sha. You can think of it as listing you. "
Li Yao slightly frowned and said, "The Glorious Sunlight Group is not planning to be listed as a whole yet."
Zhao Hongguang's face remained unchanged. He said casually, "You misheard me, Chairman Sand. I'm not talking about the listing of the Glorious Sunlight Group. Sand Scorpion, the best warrior of the six tribes of Iron Plateau, is going to put you on the market. "
"Huh?"
Li Yao raised his eyebrow and looked at the guy suspiciously.
Zhao Hongguang had never dealt with Li Yao before. Not knowing the background of the guest from Iron Plateau, he explained in the most straightforward way, "The most important things for a Cultivator are nothing more than wealth, land, arts, and companionship. The order of the latter three has been changing all the time, but no matter how it changes, 'wealth' is always the most important thing.
"Wealth can drive away ghosts and gods. It has been so since the age of ancient Cultivators forty thousand years ago. The resources that Cultivators consume every day are hundreds if not thousands of times more than those of ordinary people. It is needless to say that before a major breakthrough, say, from the Refinement Stage to the Building Foundation Stage, from the Building Foundation Stage to the Core Formation Stage, or from the Core Formation Stage to the Yuanying Stage, they have to prepare mountains of gold and silver in order to cope with the consumption.
"Here comes the problem. However resourceful the Cultivators are, they do not have the ability to turn stone into gold. Besides, they spend all their time training. How can they find the time to make money?
"Therefore, the ancient Cultivators, both righteous and evil, had to control a large batch of ordinary people. They could make up excuses, swindle, or rob the ordinary people of their wealth.
"The righteous Cultivators can also maintain the most basic order. With their deity-like appearances, colorful approaches, and unbelievable techniques, they can deceive the ordinary people and turn them into 'deities' and 'masters', making the ordinary people offer them tremendous wealth with both hands."
"It is needless to mention the evil Cultivators. In order to obtain resources, they would resort to all kinds of inhuman crimes.
"If the righteous and the evil run into each other, or even if two righteous Cultivators run into each other, as long as there is no one around, it is not unusual for one of them to kill and rob the other of their belongings when their belongings are exposed.
"Therefore, the world of ancient Cultivators forty thousand years ago was so chaotic and lawless.
"Today, after forty thousand years, our civilization has been enlightened. Naturally, we cannot exploit the ordinary people and collect resources in such simple and crude ways anymore.
"Besides, those who have studied the basic principles of economics should know that both the feudal system adopted by the righteous Cultivators and the slave-like system adopted by the evil Cultivators have a very low efficiency in obtaining resources!"
Zhao Hongguang paused for a moment. He seemed to have sensed the impatience in Li Yao's eyes. He immediately got to the point. "Instead of robbing, it is better to entice them with benefits. It will be a win-win situation for both parties.
"With such an ideology, 'Cultivation Bonds' were invented in the Flying Star Sector thousands of years ago.
"For example, in the age of the ancient Cultivators, what if a Core Formation Stage Cultivator at the peak of the Core Formation Stage, knowing that his opportunity to enter the Nascent Soul Stage had arrived and he wanted to collect abundant resources, but he was short of money. What should he do?
"Without the support of his sect or family, he would have to kill and rob the ordinary people.
"But things are different right now.
"Right now, the Jin Dan expert can issue his own 'Cultivation Bonds', which are worth a hundred dollars each. He can make a deal with the buyers that he will receive ten dollars of dividends every year for several years if he successfully condenses his Nascent Soul. He will also return the principal of 130 dollars, or even more.
"Think about it. If a Jin Dan expert really makes a breakthrough and advances into the Yuanying level, his connections, position, and influence will all soar. Will he be worried that he can't pay the money back?
"That's right. This is the prototype of the Cultivation Voucher. "
"It is a win-win situation for both the Cultivators and the ordinary people.
"By issuing Cultivation Bonds, the Cultivators will be able to collect a lot of funds for their training quickly. Once they succeed in their training, the ordinary people who subscribe to the Cultivation Bonds will receive high returns, too."
Li Yao understood. But after thinking about it for a while, he felt that something was wrong. "Wait a minute. What if the Cultivator fails to condense his Nascent Soul? What if the Cultivator is mentally deranged and dies on the spot? Then, won't the investors who subscribe to the Cultivation Bonds lose everything? "
Zhao Hongguang smiled and said, "Don't worry. This will only happen when the Cultivation Bond is first born. After thousands of years of development, the Cultivation Bond will become like this. After thousands of years, the regulations regarding Cultivation Bonds are mature. They are no longer simple bonds. Instead, they have become financial products like stocks and futures.
"First of all, if a Cultivator wants to issue his own Cultivation Bonds to raise funds for his training, he will have to go through the evaluation of a qualified evaluation company first.
"In the entire Flying Star Sector, there are only eleven evaluation companies with such qualifications. All of them have a long history and a reputation that has been accumulated for thousands of years. "
Li Yao glanced at Master Heavenly Eye next to him.
Master Heavenly Eye was observing him with great interest. His eyes were like two glittering crystal cameras. He did not try to hide his rudeness at all.
Li Yao finally understood why the manager of the 'Heavenly Eye Evaluation Company' was here.
"Secondly."
Zhao Hongguang continued, "One or more powerful sects, groups, and financial institutions are required to endorse the Cultivator. Endorsing the Cultivator. If the Cultivator does not use the money for his training but indulges himself in debauchery, the sects, institutions, and consortiums will all be held responsible.
"I believe that the Cross Wind Union Bank, the Glorious Sunlight Group, and Iron Plateau are all willing to endorse you, Chairman Sand.
"Thirdly, there are a lot of professional insurance companies in the Flying Star Sector that provide insurance for the Cultivation Bonds. As long as the investors are willing to spend a small amount of money, even if the Cultivator fails to enter the Core Formation Stage or the Nascent Soul Stage, or even suffers mental derangement and dies on the spot, the insurance companies will cover most of the losses.
"Fourthly, a Cultivator always has fixed assets or real estate under his name. Even if he dies suddenly, his legacy can be offered to the investors as compensation.
"With all the safeguards, the Cultivation Bonds have developed very fast. Right now, it has developed into an investment market that is no different from stocks. Many famous Cultivators issue their own Cultivation Bonds.
"Come here. This is a trading platform for Cultivation Bonds. Please feel it, Chairman Sand."
Zhao Hongguang triggered a light beam from his mini crystal processor. On the light beam, there were names and numbers in red and green, followed by arrows pointing up or down and a small percentage.
At first glance, it was indeed very similar to a stock trading platform.
However, at the front of the screen, there were not the names of sects or companies, but the names of individuals.
There was also a small window in the upper left corner. An old man in a seven-star Daoist robe shook his head and commented in a serious manner, "It's just a small window.
"Zhang Ao, an elder of the Seven Mysteries Sect, performed an unprecedented saber art in the battle against the space pirates the day before yesterday. According to the sources, Elder Zhang Ao has been studying and improving the 'Seven Mystic Abyss Cleaving Saber'. It is very likely that he has made preliminary progress.
"Because of the good news, the price of Elder Zhang Ao's Cultivation Bonds has been soaring since the market opened today. So far, it has risen by 33%.
"If the good news turns out to be true, it is estimated that the price of Elder Zhang Ao's Cultivation Bonds will rise by at least 10%.
"Yuan Ziping, an unaffiliated Cultivator of the Red Bright Space Zone, has been preparing to break into the middle level of the Core Formation Stage since half a year ago. But unfortunately, Yuan Ziping's official spokesman announced in a press conference yesterday that Yuan Ziping's attempt had failed.
"His spokesman also pointed out that, although the Core Formation Stage failed, Yuan Ziping was definitely not mentally deranged, nor was he heavily wounded. He only needed to rest for two months because of the exhaustion of his physical strength.
"The rumors that Yuan Ziping was mentally deranged and fell back to the Building Foundation Stage are pure nonsense. Yuan Ziping reserves the right to pursue all the legal responsibilities of the rumormongers.
"Even so, the price of Yuan Ziping's Cultivation Bonds has been plummeting. During the press conference, it has dropped by 46%, making him the Cultivator with the biggest daily drop in the past three months other than the perished ones."
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