"Lin Bin, grab my hand. Let's go boating today." Lin Wenwu got an excellent result again.
This time, he got 50 yuan worth of coupons. He took his brother Dung Bag out to play.
Dung Bag's real name was Lin Bin. Like his name, he was Wen Wu.
Dung Bag wore a new set of clothes. His little hand was held by his brother. He walked with his little legs.
"Aunty Xin, Uncle Jiang, I brought my brother here to play." Lin Wenwu said to the two people by the river.
"Xiao Wu, come here. You got an excellent result again?" The food seller next to him greeted.
"Yes, Uncle Ye." Lin Wenwu was already familiar with the three people. He always got an excellent result.
When he got money, he gave most of it to his parents and brought his brother out to play.
"Here, I'll give you a cotton candy." The man surnamed Ye handed over a cotton candy.
The cotton candy was allowed to be damaged. When the wind blew, the cotton candy would be blown small.
However, the one he gave was just put up. This kind of small thing, the Li Family Zhuangzi people wouldn't ask.
"Thank you, Uncle Ye." Lin Wenwu thanked him.
"Thank you, Uncle Ye." Dung Bag shouted.
There were a few boats by the river. There were geese, ducks, and chicks. They all looked so cute.
Lin Wenwu took out one yuan worth of coupons and gave it to Uncle Jiang. One yuan was enough to play for an hour.
There was a red seal on the coupons, indicating that it was a reward.
"Go play. Don't be afraid when the time is over. As long as there's no one waiting on the shore." The man surnamed Jiang took the money and said with a smile.
The two children, one big and one small, began to put on their life jackets.
Dung Bag, who was already three years old, was much more sensible. He put his little feet on the pedals and moved with his brother.
It was the middle of March. Where there was a river, the merry-go-round and other projects were started.
The Trade Union specially made a pleasure boat that could hold up to four people. The price wasn't high.
According to the price, including the cost of later maintenance, it would take one and a half to two years to recover the cost.
Therefore, the other craftsmen's idea of making it themselves and selling it at a high price was extinguished.
"Actually, according to my opinion, it should take at least five years to recover the cost." Li Longji brought the children for a physical examination again.
When he talked to Li Yi about the cost, Li Yi gave him an answer.
"This kind of thing is beneficial to the people. The payback period must be long. The shorter the return period, the less suitable it is to be used in the livelihood industry. "
Li Yi didn't think that one and a half to two years of recovery would be slow.
Many investments would take twenty or thirty years to make a profit.
For 20 years, it would be equivalent to 5% annual profit. For 30 years, it would be 3.33% annual profit.
This included maintenance costs, labor costs, operating costs, and so on.
After twenty or thirty years, the profits would be considerable.
For example, the highway at that time had a 20-year return on investment.
Calculating the return period of an investment was limited by the current state of social development.
The private car ownership rate was 1%, and it would take 20 years to recover from the toll on the highway.
In the next five years, the private car ownership rate reached 50%. In the sixth year, the money was back.
According to the total amount of investment and the content of the agreement, at this time, it would either be free of charge or pay more taxes.
The people who built the highway had a way to take advantage of the loopholes in the law and use the existing highway as a company to invest again.
This way, the investment would be made, and the highway would be incurring losses. The highway still had to continue to collect fees.
This loophole was easy to make up for, and they could be punished through other legal guidelines. But … …
"When water transportation logistics is developed, it must be a line that is settled separately. It is not allowed to operate as a whole."
Li Yi said something that confused Li Longji.
"Third Brother, this means that the total amount of the finance department cannot be used for any investments or collateral transfer. When the money is earned to a certain extent, the rules must be changed according to the agreement."
Li Longji heard Li Yi's words, and it was difficult for him to understand. But he understood what Li Yi meant.
"Brother Yi, will there still be people willing to invest?" Li Longji was thinking of a practical problem. Everyone has the desire to pursue money.
"Isn't it good to not invest? Leave them out of the picture. At that time, we will be playing with finance. Without a strong entity to back us up, all finance will be rootless. "
Li Yi did not care about this at all. As long as he wants to, he can promote the real economy to finance.
Finance exists now, and the Imperial Court's forced restriction of the exchange ratio between copper coins and silk is a loophole in itself.
Li Family Zhuangzi had issued exchange coupons to further promote the development of finance.
Even if humans have developed to the age of pure trust, finance is still involved.
Li Family Zhuangzi can now issue more coupons, but Li Yi is not willing to do so.
He cannot control it completely. When he is outside, one coin can be exchanged for 1,200 RMB. This is an appreciation of the value of the coupons.
It is because of convenience and the reputation of Li Family Zhuangzi.
Another reason is that some people feel that this 1: 1.2 ratio can be changed to 1: 1.3.
0.1% is 10%, and 100 coins is more than 10 coins.
The more remote a place is, the higher the value of this ratio.
It depends on the transportation cost of the copper coins and silk.
This is the financial system, and there is no escape.
Li Yi does not want to avoid it. If he wants to completely control finance, he will have to control all the circulation channels and return to the barter era.
Even if paper currency is popular, there is still cash and cash!
Cash is more expensive than cash.
When everyone reaches the level of cash, physical currency will be abolished.
If physical currency can be abolished, can barter be abolished? Where can gold be traded?
Li Yi told these things to Li Longji. When it comes to cash and cash, he explained it separately.
Anyway, he said the general idea. It is not in-depth, but there is more in-depth knowledge.
"Paper currency, physical copper coins, barter, the essence of money …"
Li Longji's head is full of question marks. He has a sense of fear.
The key is that he can still understand and admit that there is nothing wrong with this theory.
"Brother Yi, is this how the country's money will be played in the future?" Li Longji has a sense of rejection. It is too tiring.
"No, it is more complicated than this. But don't worry, Third Brother. I will teach the students.
His Majesty only needs to know how to use people. There is no need to know everything.
How can there be an Emperor who understands the lives of all the people? Then he is not an Emperor, he is a God. "
Li Yi comforted Third Brother. Don't be afraid, it is nothing. I will teach, I will teach the students. At least I know a little.
"Brother Yi, you must stay calm! You can write a few books. "Li Longji wants to learn.
He is afraid of the unknown. Fortunately, his Brother Yi knows this knowledge.
"I am writing, I will give it to you later. In fact, it is very simple. The most direct way is to have a strong military. If you don't like someone, just kill him. What's the use of his economic and financial theory? "
Li Yi used the most straightforward words to calm Li Longji down.
Li Longji showed a grateful look. Yes, my soldiers are strong. I don't care what you say, I will kill and solve it.
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