The loan was issued smoothly, and Feng Yu was relieved. Manager Zhu was very reliable.
How can he not be reliable? Manager Zhu still wanted to use this credit to get promoted. He even gave a portion of the loan to the Provincial Bank. This was to please the leaders. Of course, he also got the guarantee from the Provincial Bank that the Deputy Manager of the Provincial Bank will retire at the end of this year, and Manager Zhu will take over his position.
Feng Yu brought his men to Ji City to buy shares, and Li Shiqiang brought his men to Shen City. They must buy the shares in the shortest time possible.
Feng Yu guessed that no one in his previous life would buy shares so fiercely. The stock market will boom at the end of this year. But with Feng Yu's help, the stock market boom will be brought forward. With his funds, even if he could not be the banker, he could still have some influence.
After 3 days of hard work, Feng Yu and the rest returned to Bing City. They had spent all their money, and all the employees, including Wen Dongjun, had chosen the shares they want to own. Under Feng Yu's suggestion, they chose the famous SSE or Shenzhen 5 shares from his previous life. These shares would be the earliest to be listed and would be able to make money.
All of them were very confident of Feng Yu. A person who could build up his family business from scratch in such a short period of time, is there a need to doubt his capabilities? Of course, they had already bought the shares. Even if they had doubts, they could only choose to believe him. Furthermore, Feng Yu had promised to compensate him if he made any losses.
They were satisfied and thought that Feng Yu should take a break. But Feng Yu went to look for Li Shiyou and Hou Haitao again.
"Borrow money? General Manager Feng, your Tai Hua Trading is getting the lion's share, and your earnings are more than both of us combined. You want to borrow money from us? "Hou Haitao looked at Feng Yu with a puzzled look. What does Tai Hua Trading need to spend money on?
"I have an investment recently, and I need some money. I will return the money to you at the end of the year."
Li Shiyou shook his head: "General Manager Feng, our factory is different from Tai Hua Trading. We are a state-owned enterprise. Although I can get the money with my signature, how am I going to answer to the employees? It's the government's money, not mine, so I can't agree to lend you money. "
Hou Haitao immediately expressed that they could not do it either. The factory was also tight on funds. He even urged Feng Yu to transfer the funds for the second phase of the bladeless fan research and development. The funds were almost depleted.
Feng Yu sighed. It's too difficult to borrow money from state-owned enterprises. Moreover, Feng Yu invested in stocks and not real estate. No matter what he said, it wouldn't work.
It seemed like he could only try the last person.
…
"General Manager Feng, you called me over from afar. I thought it was a big deal. How can your company be short of funds?" Fu Guangzheng also did not understand. The profits from the humidifiers were transferred to Feng Yu every month. Tai Hua Trading might not be making a lot of money, but they should be making a lot of money. Why were they short of money?
Feng Yu laughed: "It is not Tai Hua Trading that needs money. It is me. I found a good way to make money and want to borrow some money. Or can you help to introduce me to a bank in Hong Kong? I want to get a loan from a Hong Kong bank. "
Fu Guangzheng's eyes brighten up: "What kind of good way? Can you help me?"
Fu Guangzheng realized that ever since he got to know Feng Yu, his luck had become very good. Firstly, he did not make any mistakes when he was dealing with antiques. He had also bought a batch of second-hand luxury cars from Feng Yu and made a lot of money. His father also looked at him in a new light.
He had invested in the Machinery Company with Feng Yu. At first, he did not expect the Machinery Company to make a lot of money. But from last year's dividends and this year's orders, he would be able to recoup his investment in another year. In the future, there would be at least 5 more years of high profits. This speed of making money was too fast!
Investing in the Machinery Company was only to let Fu Guangzheng stand out in the Fu family. But after acquiring the overseas sales rights for the Wind and rain humidifiers, it was the time for Fu Guangzheng to rise.
Not only in the Fu Family, Fu Guangzheng's status had risen. Even in the whole of Hong Kong's second generations' circle, Fu Guangzheng was now one of the most influential people. He was no longer called the Fu Family's playboy.
This time, Feng Yu said that there was a good way to make money. How could he not be interested? Not to mention his family, Fu Guangzheng had close to 10 million RMB in his hands. Why can't he get involved?
"The best way to make money is through stocks!"
Stocks? Fu Guangzheng's face changed. The stock market was in a bad state now. Investing in stocks at this time could make money? This was considered a good way to make money?
"General Manager Feng, are you joking?"
"I am not joking."
Fu Guangzheng looked at Feng Yu curiously. Could it be that Feng Yu had received news that some stocks were going to rise? But that was not right. Tai Hua Trading had at least tens of millions of assets. Why would he need to borrow money from him?
"Then which stock does General Manager Feng intend to buy?"
"I will buy all the shares in China!" Feng Yu replied with a smile.
"Chinese stocks? There are stock exchanges in China? "Fu Guangzheng was surprised.
He could not be blamed. There were no stock exchanges in China, and Hong Kong had stock exchanges a long time ago. In 1986, Hong Kong also set up the Hong Kong Stock Exchange and joined the International Union of Stock Exchanges.
Fu Guangzheng thought that Feng Yu wanted to buy Hong Kong listed stocks. But he did not expect Feng Yu to buy Chinese stocks. There were no listed companies in China, and the shares were not traded. How could the value of the shares rise? Waiting for the dividends at the end of the year? How much profits could a Chinese company make and how much dividends could it get?
"There are no stock exchanges yet. It is mainly at the bank's securities counters. The shares are also paper certificates. But the Chinese Government had started to take action to stimulate the circulation of cash. Latest by the end of this year, there will be news of the establishment of a stock exchange. At that time, the first few listed companies will be supported by the government, and everyone will buy the shares of these companies. This way, there will be profits. "
"Don't tell me you used all your funds to buy Chinese stocks?" Fu Guangzheng stared at Feng Yu. This was too crazy.
China's stock market was still in its early stages. There were no signs of improvement, and Feng Yu dared to play so big? Tai Hua Trading had tens of millions of funds, and he had invested all of it?
Feng Yu nodded: "That's right. I am borrowing money to continue investing in the stock market. I can give you the interest. 3 years, 10% annual interest? Compound interest! "
Fu Guangzheng did not understand. Feng Yu was so confident? 10% annual interest and compound interest. This was higher than the bank's interest rate. How can he guarantee that China's stock market will rise and still buy all kinds of shares?
Fu Guangzheng felt that Feng Yu was playing with fire. If he did not do it well, he might get burned.
"This … I will discuss with my family first." Fu Guangzheng hesitated for a while and said. He was thinking of how to reject Feng Yu without hurting his feelings. Borrowing money was impossible. But if he were to help Feng Yu get a loan, he would need the Fu family to be the guarantor. Would his father agree to this guarantee?
Feng Yu heard what Fu Guangzheng said and looked at his expression. He knew that Fu Guangzheng did not want to borrow money and might not even be a guarantor. Feng Yu needed to increase his leverage.
"Don't you know that the Fu family trades in foreign currencies? Do you have any investments in Japan? "
"My eldest uncle trades in foreign currencies, and my second uncle owns some properties in Japan. Why? You want to invest in Japan?"
Feng Yu pointed to the table and said: "Then I will tell you 2 things. I heard this from the higher-ups. First, the Japanese properties must be sold immediately. Even if the prices had dropped, you must still sell. If you hesitate, you will not be able to sell. Second, the Yen will continue to rise for a few years. So, do not bet on the depreciation of Yen. You will lose all your money! "
"Are you sure?"
"Yes!"
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