Once the concept of crowdfunding and P2P lending came out, the atmosphere changed.
Director Zhang's expression changed, and he said in a deep voice, "What's the difference between these two and illegal private fundraising?"
Ma Yun did not say anything. Li Dong continued, "The fundamental difference is the problem of supervision!"
"Who will supervise it?"
"The government, the central bank, the platform, and the companies will jointly supervise it! Of course, the main point is to raise the threshold! Not every company has the ability to build such a platform, and not every company can do it. Raise the threshold and focus on supervision. We cannot let it go. Government supervision can effectively avoid some risk control problems. "
Since he had already made it clear, Li Dong was not afraid to make it even more clear.
Private fundraising was illegal, but P2P was legal.
However, the main reason why P2P was criticized was that the threshold was too low.
Anyone could do it. It did not matter if you were a human or a dog. As long as you built a platform, people would believe you. This was a mistake made by the government and the companies that promoted the internet finance industry.
They did not do a good job in publicity, control, and supervision.
If this industry had been strictly controlled when it was new, the situation in the future would not have happened.
If they had done a good job in publicity, only a few companies could obtain this qualification, and P2P scams would not have spread.
It was because they did not do a good job that the internet finance system suffered a heavy blow. For a long time, people only knew about Alipay and Yu 'e Bao, but they did not know about other internet finance services.
If they had really done a good job in supervision, would there still be all kinds of scams and usury from offline to online?
Would there still be naked loan videos and college students' families being ruined?
These were all signs of poor supervision. If they had really done a strict crackdown, such things would not have happened.
This was the responsibility of the government, but the giant companies that promoted the internet finance system were also responsible!
Ali, in fact, was also responsible.
Some people might say that this had nothing to do with the companies. The companies could not carry out supervision and could not care about others.
But in fact, with Ali's strength at that time, he strongly suggested to the government to raise the threshold, and these things could have been avoided.
Li Dong was now one of the pioneers, and he could not let himself bear this infamy.
Therefore, it was necessary to strengthen supervision. Raising the threshold, or even allowing only him to enter, would be the best.
Far away still had some confidence, at least relatively speaking.
In the future, almost all internet financial companies do not have physical support, and this is a huge disadvantage.
Once there was danger, their ability to resist was very weak. It was common for them to pack up and run at the slightest sign of trouble.
For a group like Far Away that had a hundred billion dollar physical scale to do this kind of thing, unless they really had nowhere else to go, it was impossible for them to run away with the money.
Of course, it couldn't be said that it was completely risk-free.
However, there was always a risk. Far away, this risk could be minimized.
Li Dong added, "It's best to have industrial support for the threshold, and the scale can't be too small. Without the support of the industry, it would be difficult for companies to ensure the safety of their funds once they encountered a financial crisis similar to today's. Of course, this money could not actually be transferred to the company's own account. This was due to the government's supervision. However, the threshold must be high. The reason I mentioned the support of the industrial sector is not because I'm afraid of the funding problem. I'm mainly afraid that there are no restrictions on the enterprise, and when the time comes, things will go out of control. With a large-scale industrial sector here, they can't run away, unlike some companies that can do these things with a few computers. They can do it both domestically and overseas. "
Ma Yun's face darkened. Motherf * cker, are you deliberately targeting me?
Resisting the urge to scold, Ma Yun frowned and said, "This is internet finance. According to what you said, internet companies can't participate in this? Is that still called internet finance? "
Li Dong shrugged and said, "It's just a suggestion, I'm not saying that it's for sure.
Of course, the concept of industrial sector is not limited to what you understand.
Our internet companies are building data centers, cloud computing centers, internet industrial parks, headquarters buildings …
These can actually be seen as the embodiment of the internet.
If you insist that I'm targeting someone, then you're being petty.
What I'm targeting are those companies and individuals who don't have the ability to disrupt the market. "
Ma Yun was speechless. I've already said all the good things, what else can I say?
Seeing these two people arguing again, everyone was a little helpless.
Director Zhang also did not know whether to laugh or cry. "The two of you haven't even started, and you're already arguing. How can the Ministry of Industry and Information Technology promote this? At this time, we need to unite all forces to promote this industry … "
As soon as he said that, Li Dong's eyes lit up. "Director, you agree?"
Director Zhang smiled and said, "It's not a matter of whether I agree or not. We still have to see the specifics.
Of course, I don't intend to object to it. Being able to develop the internet industry is also the wish of all of us.
As for the supervision and threshold issues that you mentioned, we need to prepare for a long time to study them.
In short, in my opinion, your suggestion is still feasible.
When I go back, I will do some detailed investigations. I also hope that the few of you here can provide us with some detailed data reports and feasible concrete measures.
When the time is right, I will contact the relevant departments of the Central Bank and the State Council to do some detailed discussions with all of you.
Regardless of whether it's feasible or not, we still have to walk the path. "
Li Dong and the others quickly nodded. The Chairman of the Internet Association also smiled and said, "Just as Director Zhang said, we still have to walk the path. We can't give up eating for fear of choking.
The association will also do its best to coordinate everything.
In my opinion, this conference has been extremely successful.
A number of enterprises with a sense of social responsibility have emerged, and a group of industry leaders with pioneering spirit have emerged.
The development of the internet industry cannot be separated from all of you, and it also requires everyone's joint efforts.
Whether this path can be taken or not, whether it can be successful or not, I hope that everyone present will not give up hope and do not despair about the future.
Society needs you … "
The Chairman was indeed the Chairman. She made Li Dong and the others almost think of themselves as great people.
However, everyone understood the underlying meaning behind her words.
This matter might not necessarily succeed, and the possibility of failure was very high. She wanted everyone not to feel resentment and give up because of this.
In fact, there was no need for the Chairman to remind them. Everyone present was tenacious and indomitable.
One failure didn't mean anything.
It was just a matter of time before the push was successful.
Seeing that Director Hu was a little pessimistic, Director Zhang smiled and said, "No matter what, the Ministry of Industry and Information Technology will give everyone the greatest support. I can't guarantee anything else, but I will push the government to legislate and formalize the payment system by next year at the latest. This is also the greatest guarantee I can give everyone. "
Everyone was a little moved. Just like how Du Anmin supported Li Dong, Director Zhang had to pay a price for saying such resolute words at this time.
Once the payment system couldn't be formalized and legalized, Director Zhang's reputation would be completely ruined.
Under normal circumstances, people like them wouldn't be so full of promises.
Today was probably because she had received some shock. Director Zhang might have felt that if there was no progress at all, she would be letting down everyone's enthusiasm and aspirations.
Therefore, she left behind this guarantee at the end.
The original intention of Li Dong, Ma Yun, and the others was only to promote the formalization and legalization of the payment system. Now, they had achieved their goal.
…
At the end of the small meeting, Director Zhang, Du Anmin, and the others left first.
Li Dong and the others weren't in a hurry to leave. They sat in the conference room for a while. Ma Huateng gave everyone a cigarette, and everyone smoked together.
While smoking, Ma Huateng puffed out smoke rings and said, "I've been holding it in for the past few days. Smoking should be allowed in the next meeting. I've been holding it in for every meeting, and something in my brain has been messed up. "
Brother Ma was a heavy smoker. It didn't matter if Li Dong and the others smoked or not, but he would feel suffocated if he didn't smoke for a while.
Everyone was too lazy to respond to Ma Huateng's words.
Li Yanhong glanced at Li Dong, thought for a moment, and said, "Li Dong, you and Ma Yun's idea is good, but in my opinion, the time is not yet ripe. At this time, if we want to compete with the traditional finance industry, we lack the strength. Among the several companies present, the strong ones have only reached a scale of 100 billion. With this scale, you can imagine the difficulty of pushing the traditional finance industry that is a hundred times bigger than us. "
Li Dong smiled and said, "I know this, and I've never thought of doing it in one go.
The reason why I mentioned this is to give everyone a preparation.
Let's take a step back and say that if we make a big request first, the traditional monopoly industry will definitely set up obstacles.
At this time, we will narrow down our request, and they will feel that they have succeeded and made a profit. They will relax their restrictions on us, and some of our plans will be easier to implement.
Otherwise, do you think Director Zhang will promise us to open up the payment industry at this time?
When he doesn't give us the 10 million we asked for, it will be easier to negotiate if we ask for another 1 million. "
Everyone laughed. That was reasonable, but Ma Huateng still said, "It will be easy to arouse suspicion."
"Will they not be vigilant if you don't say it?"
Ma Huateng waved his hand and said, "Don't argue about this. It's meaningless to say it if it doesn't happen. Let's stop the topic for now and talk about something else. Does everyone have plans tonight? If not, let's have dinner together tonight. Old Yu and Boss Liu have been waiting for a long time. We wanted to invite Li Dong yesterday, but you disappeared the whole day. Are you okay with tonight? "
Li Dong knew he was talking about Liu Chuanzhi and the others, so he smiled and nodded. "No problem. Let's have dinner together. As long as we don't get drunk, we can still be good friends. Whoever is drunk and deliberately looking for trouble, I will fight him to the end tonight. Don't leave the table if you lose even half a kilogram. "
Ma Yun stared at him and said, "Why are you looking at me? Am I drunk? "
Ma Huateng and Li Yanhong held back their laughter. Li Dong snorted and said, "Who is drunk? Who knows who is drunk? We are not familiar with each other, and when we drink, he will argue with everyone and even me. If this isn't looking for trouble, what is?"
"I'm not drinking anymore. It's boring to drink with this guy. Huateng, Yanhong, I'll be leaving first!"
Ma Yun flew into a rage out of humiliation and was about to leave after saying that.
Li Dong sneered and said, "You have to keep your word. Don't come back again."
Ma Yun's face darkened. He could not be bothered with him.
Ma Huateng and Li Yanhong tried to persuade him, and Ma Yun snorted and said, "I'm doing this for everyone's sake, or else …"
"Or else you are going to fight me one-on-one?"
"Rude!"
Ma Yun was furious. Damn it, why did he have to meet such a troublemaker? He could not beat him in a fight, nor could he beat him in a scolding. He was so angry that his liver hurt.
Ma Huateng and Li Yanhong could not hold it in any longer. They hurriedly pulled the two of them out.
If they did not leave now, Old Ma would be driven mad. If they really fought, what if Li Dong gave him a good beating?
At this thought, the two of them looked at each other and could not help but laugh.
The big shots were serious and strict in front of outsiders, but in private, there were all kinds of messy situations.
In any case, they were all people of the same class. Moreover, in the Internet industry, 99% of the people who really stood out were from the grassroots.
Everyone had a common language. They would not be looked down upon just because you said a few vulgarities.
Sometimes, in some public occasions, these people were used to it, or they were angry, and it was common for them to curse.
Strictly speaking, among the four people present, Li Yanhong and Ma Huateng were slightly better. They did not talk much and paid more attention to their image in public.
Li Dong and Ma Yun, on the other hand, were out of the question. Both of them were too talkative and had cursed in public for quite some time.
…
Outside the International Convention Center.
The few of them parted ways. Li Dong got into the car, looking a little tired.
It was not easy to promote the development of an industry. He and Ma Yun were actually under pressure.
The two of them teased each other after the meeting to reduce their stress.
Even the Internet Association's chairman was so pessimistic, Chief Zhang did not dare to guarantee anything, and Du Anmin did not say anything either. It was obvious that things were more difficult than everyone thought.
As the initiator, Li Dong was actually under a lot of pressure. He just did not show it.
However, someone had to do it.
Li Dong could actually wait for Ma Yun to be the initiator and pioneer, but he could not wait.
Too many things would change in three to five years.
When that time came, some things might be different. He had to seize every opportunity to push these things forward. His rebirth would not be in vain.
With three to five years of development, perhaps everything would be different.
As he thought about this, Li Dong fell asleep in the car.
It was not until they arrived at the hotel that Li Dong opened his eyes in the soft voice of Bai Su.
With a long breath, Li Dong rubbed his cheek. Seeing that he was a little tired, Bai Su whispered, "General Manager Li, Wang Xin is here again. Why don't you let him come later?"
"No, make me a cup of strong tea. I'll talk to him for a while."
Hearing that Wang Xin was here, Li Dong forced himself to cheer up. Today's Internet Conference was over. By the way, he would see Wang Xin, in case this guy turned around and ran away.
Seeing Li Dong insist, Bai Su did not persuade him again.
Looking at the back of Li Dong going upstairs, Bai Su whispered, "General Manager Li should have a good rest for a while."
Only when you are close and in contact with Li Dong for a long time will you understand that his success is not easy to come by.
In the past few months, Li Dong has never stopped moving forward. In other words, in the past five years, Li Dong has never stopped moving forward.
Tan Yong said dryly, "It's time to rest. In fact, even I feel tired."
The two looked at each other and then shook their heads. It was useless to say it.
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