When He Yiwei returned to his room, he was still in a daze. He couldn't understand why Wang Juan and Xiao Bao wanted to help him. Based on their abilities, there was no need for a county magistrate. The county magistrate was just a decoration, but they insisted on pushing him to the front to do things, giving him a good reputation. After he made a mistake, they taught him how to correct it.
They were neither relatives nor friends, so there had to be a reason. If he was not convinced and wanted to cause trouble, it was too easy for them to deal with him. They didn't even need to do it themselves. They just needed to watch from the side. However, the two didn't do that. They patiently taught him like a teacher who had taken a fancy to a disciple with a bright future.
"Why? Is it because I'm obedient and easy to control? Who would be disobedient if they taught such skills? En, when I came out, Xiao Bao looked at me and nodded. Does that mean he approved of me? "
He Yiwei sat on the chair and began to talk to himself. After being an official for so many years, this was the first time he encountered such a situation. It was very strange.
"Master, master, do you have a solution? Why don't you immediately write a memorial to the higher-ups to prevent others from taking the credit? "The housekeeper came over at this time.
He Yiwei turned his head and looked at the housekeeper. The more he looked at him, the more he found him to be an eyesore. The housekeeper was so scared that he knelt on the ground. He understood his master and was worried that his master would punish him.
He Yiwei frowned and sighed, "Ai! It's different now. Can't you put more effort into thinking about things? What memorial to write? What credit do you want? Do you think everyone is blind? With Xiao Bao and Cuckoo here, do you know how many pairs of eyes are watching?
If it's done well, it's normal. Who asked Xiao Bao and Cuckoo to be so capable? If it's not done well, the first person to investigate is not them, but me. They will think, how did I mess up the place where Cuckoo and Xiao Bao are. If I really write a memorial to the higher-ups, I will immediately be transferred.
The higher-ups will say that I'm capable and transferred to another county to be the county magistrate. If I can't do it, then how do you think the higher-ups will punish me? You want me to steal the credit of General Gao's godson? Not to mention that the idea was indeed someone else's. Even if it wasn't, the credit is still someone else's. "
"Yes, yes, I know I was wrong. I won't mention it again. Master, please don't be angry. Don't hurt your body." The butler was sweating all over.
"Forget it. I'll ask around in the next few days and see what's going on in the county. You can leave now." He Yiwei really couldn't bear to teach the butler a lesson. The butler was indeed loyal. It was true that he was a little stupid, but there was no need to worry about using him. His stupidity could be learned. Wasn't he learning?
*****
It didn't take long. Two days later, something new happened in the county. The price of silver rose again. Ever since it fell a few days ago, someone who hadn't made a move before finally made a move.
Now that the price had increased by 10%, the commoners were more well-behaved. No one wanted to join in the fun. In the past, those who had bought the silver at a high price did not sell it. When they sold it madly, they sold it for 15% more than usual. Now, it was not enough.
There were also many new craftsmen in the county. They had jewelry at home. They estimated the price. Because they were craftsmen, they didn't need to pay for the work. They took out the jewelry and tried to sell it. Sure enough, they made money.
The price had increased, but it didn't exceed 15%. It just hovered around 10%. It made those who went to other places to buy the silver feel itchy. No one knew who came up with the idea first. He said that since other people didn't want to raise the price and still wanted to buy the silver, he should raise the price himself. When other people couldn't buy the silver, he could only raise the price himself.
Soon, this method was accepted by more and more people. Everyone took out the extra money and collected it at 12%, 13%, and so on. As they collected, they discovered something. The money that they collected at the beginning was 15% higher than usual. After this collection, the overall loss was reduced to 14%.
In other words, now that someone was buying the silver at 15% more than usual, once they sold it, they could still make a profit of 10%. However, other people didn't raise the price by 15%. They would buy the silver at the same price as them, or even slightly lower.
Thus, there was a consequence. Their average cost decreased, but they had more and more goods in their hands. There were so many that their capital chain was about to break. Some people couldn't bear it and let out the silver in their hands bit by bit. They would rather lose 10% of their capital.
There were also some people who went outside to look for silver at the usual price. They would buy it and sell it. A low profit was still a profit, even if they had to bear the risk of being robbed.
There were also some people who gritted their teeth and refused to sell no matter what.
The Fengwu Pavilion was as unmoving as before. Their boss was indeed smart. He didn't discuss it with Zhang Xiaobao and Wang Juan personally, nor did he give them a heads up in advance. However, he knew what to do.
He was waiting, waiting for Zhang Xiaobao's next order. Just like last time, Zhang Xiaobao didn't say anything, so the Fengwu Pavilion acted as if nothing had happened.
After Zhang Xiaobao knew about this, he said to Wang Juan, "The person behind the Fengwu Pavilion isn't an ordinary person. I reckon it's either a prince or a county prince. Anyway, it can't be separated from the imperial family. Otherwise, they wouldn't trust us so much. Since they are giving us a gift, we have to do something to help. Let's wait for another day. If the price is still the same, then we will make a move."
"I wonder who it is that insisted on coming to Baoxin County to find trouble. Is he tired of living? Could it be that he came specifically for us?"
Wang Juan wasn't worried about this at all. Ever since she came here with Zhang Xiaobao, she had asserted that there were no more liars in this world. Even she could see through the tricks of others. Who would want to show off in front of an expert in front of Zhang Xiaobao? That was the ancestor's generation or the grandson's generation. Anyway, it wasn't clear who was the ancestor and who was the grandson.
"It's about time. There's no hurry. Let's go back to the room and carefully think about the benefits in bed. It's late." Zhang Xiaobao gestured to Wang Juan to sleep with him.
"Don't make it sound so ambiguous. You are really something. Last time, I said we were going to separate, but you still want to sleep with me." Wang Juan glanced at Zhang Xiaobao and went to the bedroom with him.
"You are the one who is not obedient when you sleep. You treat me as a pillow, okay? You have to be reasonable. Don't you want to take a bath?"
"I don't want to take a bath with you. Men and women shouldn't touch each other."
"It's not like that. In fact, I have always treated you as a man."
"No need to explain. Separate. We must live separately today."
*****
He Yiwei also discovered this matter, but he couldn't understand it no matter how hard he thought. He was very puzzled. What were those people playing at? It was rising and falling. He wanted to find Zhang Xiaobao and Wang Juan, but seeing that it was dark, he couldn't disturb them. He could only suppress the thoughts in his heart.
The housekeeper was careful this time. He came over and asked, "Master, do you have to think of something? Tomorrow morning, go and ask Xiao Bao and Cuckoo. I think this matter is not simple, but I can't figure it out. I have to learn. "
"Good, good. That's good." He Yiwei was very satisfied with the housekeeper's change. He then said, "Remember this matter clearly. When I am done asking, I will tell you when I come back. I don't want to miss the key points. I think someone is playing an economic war with us. Do you know who Zhang Xiaobao is? Watch the show. "
"Master, you are right. Xiao Bao is an expert. Do you need to remind him? So as to avoid being caught unprepared. "The housekeeper echoed.
"Remind who? He already knows. If you remind him, it will be too late. Don't always think blindly. Learn more and ask more. Teach your son. In the future, he may be a capable person. "
He Yiwei was not in a hurry to remind him. A few days ago, Wang Juan told him to pay attention. How could he not know? He comforted the housekeeper again.
The housekeeper was happy. His son would probably have an arrangement in the future. It was a good thing.
Early the next morning, a bank suddenly appeared in the county. The words were posted outside. The meaning of the post was that Wan Tong Bank was newly opened. It could be exchanged for gold and silver, and it could also be used as collateral. It was just that the collateral was slightly lower.
The so-called slightly lower was in terms of the normal exchange of money, but it was much higher than the pawnshop. The profit was also a little higher.
Some people regretted it. In order to raise money and raise the silver price, they had pawned the things at home. Now that a bank had appeared, they couldn't climb up.
Some people who had a lot of money were happy. If they sent 1 tael of silver to the bank as collateral, they could get 800 copper coins. After half a month, the interest would only be 100 copper coins. With living money, they could continue to raise the silver price.
Zhang Xiaobao and Wang Juan woke up early in the morning and heard about this matter.
"Xiaobao, they've started. It's our turn now. Do we need the Wind Object Pavilion to help?" Wang Juan finished brushing her teeth and asked as if she had not woken up yet.
"Ha ~ ~ ~! No need for now. " Zhang Xiaobao was infected and yawned. "We can also open a bank and lend 1 tael to 1,000 copper coins. Those people are not prepared to exchange 1 tael for 1,000 copper coins. They will lose money. They just want living money. If the silver price is too high, everyone can play together. I didn't expect that there would be smart people who set up a bank."
Before noon, a new bank was opened in Baoxin County, and the price was much higher. Those who hadn't gone to Wan Tong Bank to borrow money immediately went to the new bank.
"Release the goods. 1,000 taels of silver. 1,100 copper coins. After 15 minutes, release 2,000 taels of silver. After another 15 minutes, release 5,000 taels of silver. Tell Feng Wu Pavilion to prepare to receive the goods. They will receive the goods at 1,050 copper coins. At least 20,000 taels of silver will be eaten."
Zhang Xiaobao opened today's legendary story and instructed the people in the inner courtyard.
There were no electronic transactions or paper transactions here. Everything was sold by shouting. The inner courtyard of the Zhang and Wang Families took out the silver and stood on the street shouting. However, the price they offered was too frightening. The local people who wanted to increase the price of the silver didn't believe it at all. As a result, they hesitated.
Things were just that interesting. Once such a price was put out, someone immediately came over to take it away with Beijing's flying money. Zhang Xiaobao continued to put in the goods, and the other party continued to eat. He actually managed to maintain the price within a certain range.
"Release the goods. 5,000 taels of silver. Release it twice. The price is 1,120 copper coins. After that, release 20,000 taels of silver. Let Feng Wu Pavilion eat it. If they can't eat it, they can come and get the money."
Zhang Xiaobao ordered again. Wang Juan stopped writing at the side and just looked at Zhang Xiaobao. At this time, Zhang Xiaobao was the most handsome.
Two hands of 5,000 taels of silver were released. Another hand of 20,000 taels of silver was released. The other party couldn't eat it. Although the price was very low, only 1,050 copper coins, the other party was obviously not prepared and didn't eat it.
Feng Wu Pavilion finally showed its strength today. They swallowed 20,000 taels of silver without hesitation. They didn't even send someone to negotiate with Zhang Xiaobao.
"County Magistrate He, can you see it? This money is coming for us. Otherwise, who can spend so much money in a small county? And Feng Wu Pavilion, do you know how powerful they are? "
Wang Juan said to He Yiwei, who was standing motionlessly at the side.
"I know, I know. They accepted 20,000 taels of silver just like that. Feng Wu Pavilion's backer is not simple. Didn't we make a profit?" He Yiwei nodded.
"How much did we make? No matter what, we have to get all of the other party's money. I reckon that Wan Tong Bank will raise the price soon. If they raise it, we will raise it. When they raise it, we will raise it. When they raise it for 1,200 copper coins, we will not care anymore. We will release all the goods. We will lend you some of the money we earned first. You can use it to go through the administrative process. "
This time, without Zhang Xiaobao saying anything, Wang Juan understood what to do next.
Sure enough, every hour, Wan Tong Bank would raise the price. All of a sudden, it raised the price to 1,100 copper coins.
"County Magistrate Wang, why are you in such a hurry? Can't you drag it a little longer? "He Yiwei didn't understand and asked.
"If we drag it any longer, the money from outside will come in. Everyone can't afford it, so we want to get a result in a short time to avoid being taken advantage of by outsiders. Tomorrow, the dust will settle."
Wang Juan replied.
"Raise the price, our bank will raise the price by 1,150 copper coins, but we must increase the interest. The amount of interest will be calculated as 1,000 copper coins for 1 tael of silver. We will release 10,000 taels of silver. The price is 1,250 copper coins. We ask the other party to accept it all at once. After a quarter of an hour, we will release another 20,000 taels of silver. The last 10,000 taels of silver will remain unchanged."
Zhang Xiaobao immediately issued a new order when Wan Tong Bank just raised the price.
Chaos, the entire Baoxin County was in chaos. Everyone came to watch the show. The people had faintly felt that things were not so simple.
With the rise and fall of the silver price, everyone was staring at it.
After Zhang Xiaobao's bank raised the price, Wan Tong Bank also increased the money to 1,250 copper coins, but the interest was very small. As a result, after deducting the interest, 1 tael of silver from Wan Tong Bank became 1,050 copper coins.
Zhang Xiaobao's goods were immediately swallowed up.
"Stop the delivery of goods. Throw all the money that the other people in the bank used as collateral to Wan Tong Bank. This bank will no longer accept loans. Tomorrow morning, throw out 10,000 taels of silver for 1,300 copper coins. Tell Feng Wu Pavilion to deliver the goods for 1,280 copper coins, all at once."
Zhang Xiaobao sent out another order.
A stormy day passed just like that. Early the next morning, Zhang Xiaobao put out a high price of 10,000 taels of silver. Feng Wu Pavilion also didn't lower the price. They actually put out 53,000 taels of silver.
40,000 taels of the 53,000 taels were immediately eaten up. The remaining 13,000 taels were not touched by anyone.
"Tell Feng Wu Pavilion to take the 13,000 taels to Wan Tong Bank. Our 10,000 taels will be reduced to 1,100 copper coins. Deliver the goods."
Once Zhang Xiaobao gave the order, all the silver was sold. Just as he had estimated, every two taels was exchanged for more than one thousand one hundred and fifty copper coins.
Wang Juan asked He Yiwei, who was still obediently standing at the side today.
He Yiwei shook his head.
"The other party wants to raise the price of the silver, which means that they have a large amount of money coming over. They want to make a profit from it or affect other aspects. Unfortunately, the other party looked at this kind of financial operation too simply, so they suffered a big loss. Even the rich people in the county who joined in also suffered a loss.
If this kind of method doesn't have any other supplementary actions, it is really too inferior. It can't even compare to half of that person from Tubo in the Sword School. We are now looking forward to his follow-up actions. But no matter what, this battle is a loss for him. Be prepared, the real storm is coming. "
Wang Juan could also understand what had happened during this short exchange, so she explained to He Yiwei.
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