In fact, the real reason for this kind of financial scam was the negligence of the regulatory authorities. Otherwise, how could the common people be deceived?
Just look at the reports on the Internet. What Ya? What Renbao? What Jin? A series of so-called large financial platforms had been exposed one after another. It was a shocking sight.
Why would there be such a thing as "financial management"? Why did people "manage their finances"? It was very simple. It was because money was becoming less and less valuable! The common people were not stupid. They knew that the interest of saving money in the bank was not enough to keep up with the speed of inflation.
Money was worthless. It was getting less and less valuable year by year!
Ten thousand yuan could cover one year's expenses this year. After a year in the bank, there would be an additional three hundred yuan in interest, which would be 10,300 yuan. However, ten thousand yuan plus three hundred yuan would only cover ten months' expenses after a year.
It was such a straightforward and simple truth. Even the uneducated common people understood that saving money in the bank would not make them money at all. Instead, they would lose money. The rich people were the ones who would take out loans.
To make a simple and straightforward analogy, in the real estate market after the Olympics, a person took out a loan of one hundred million yuan this year to renovate a residential area. Five years later, the house prices had increased by five times. One hundred million yuan was sold for five hundred million yuan. He still had to pay the bank two hundred million yuan and still had three hundred million yuan left.
Even if the money used for gifts and connections was deducted, the person would still have at least one and a half hundred million yuan left.
What about the common people? During the Olympics, two hundred thousand yuan could buy a house. They could not bear to buy it and saved it in the bank. Five years later, the bank did give them forty to fifty thousand yuan in interest. This seemed to be a lot.
But? Five years ago, two hundred thousand yuan could buy a house. Now, two hundred and fifty thousand yuan could only buy a toilet, and it was the kind without windows … That was the logic.
These scammers seized the opportunity when the common people also understood this logic and created such an investment and financial management scam.
Why did the investment and financial management scam become popular when housing prices were rising? It was nothing more than the common people looking for a place with high returns so that their money could catch up with housing prices as soon as possible. They wanted to be able to afford a house and not let the money in their hands "depreciate".
It was for this reason that investment and financial management were popular all over the country.
But would the common people believe such a good thing that fell from the sky in the beginning? Obviously, with the degree of caution of the common people in Hua Xia, if a stranger said such a good thing, no one would believe it. The common people were not stupid. they were all shrewd.
Then, what did these investors do to make the people believe them?
It was even simpler. The investors only needed to build a good relationship with the local "leaders" and get them to start "saving money" so that the leaders could create an illusion for the people, and the people would believe them.
The commoners said, "Aiya, that's some leader's money in there. How dare the investor run away?"
Even if he was given ten guts, he wouldn't dare to run! If the leaders dared to save money, the commoners dared to do the same!
However, there was one thing that the commoners could not understand. Did the leaders still need to save money? The leader did not save money, and these people dared not to give the leader money?
How could the relevant departments not investigate a company with incomplete procedures that did not comply with the laws and regulations? Wouldn't the leaders glare at him?
To put it bluntly, it was because some leaders could still receive money even if they didn't save money that these scams existed.
It was even more ridiculous that there was no one monitoring the financial fraud platform on the Internet. If the people from the Internet Surveillance Bureau had even the slightest interest in it, they would not have caused so many people to lose tens of billions of yuan just like that, right?
They would stare at a web novel all day long and close the book at the drop of a hat. The words they wrote would be "* * *" at the drop of a hat. Even if there wasn't any meaning to it, they would still make it seem that way.
Did they not see how crazy the pornographic websites were these years? Even legitimate websites would have pornographic windows popping up every day. Live streaming websites had no f * * king bottom line! Let's make a bet. If you opened a live streaming platform in this year, at least nine out of ten female streamers would expose their cleavage, eight would expose their legs, seven would expose their waists, six would expose their mouths, five would tell dirty jokes, four would talk about flirting, three would talk about sex, two would dare to show their bottom line by pulling out their hair, and one would dare to accidentally expose herself.
Wasn't that right?
Not to mention the serious ones, even if they exposed their cleavage, they would be able to expose themselves for others to see. If a novel writer wrote "* * *", the pinyin in front would turn into words, and it would immediately become * * *.
Therefore, this supervision was not used to the point of a knife's edge. They only cared about trivial matters. The things that really damaged the country's image and led the young people astray were not severely punished.
Many books that promoted positive energy were repeatedly banned. Not to mention others, just take "Monster Soldier King", which promoted patriotism and positive energy, for example. If you used the mobile company's Mi Gu Reading Platform to search for it, it would definitely show that "due to the relevant laws and regulations of the country, this book is temporarily not available for reading."
What kind of rule was this? Was the money not enough?
If it weren't for the fear of being banned, who knew how many people would have stood up to resist.
If the authorities in charge of supervision had the time, they should have taken care of those pornographic websites that "the wildfire can't burn out the wildfire, and the spring breeze will come again". Don't take the taxpayers' money and not do the facts. Were they afraid that the punishment would be too severe, and they would not be able to find a place to appreciate and learn the unlocking posture in the future?
"Director Niu, the ending number of 1588 matches." At this time, Lin Ge had already found the bank card. He handed the bank card to Xu Yun.
Xu Yun took the card and smiled. "Director Niu, what else do you have to say?"
"I have so many cards, he could have just randomly guessed one!" Director Niu said seriously. "This is very likely a kind of luck!"
"Aiya, you really won't give up until you see the Yellow River. You won't shed tears until you see the coffin!" Xu Yun was really "impressed". He couldn't help but give a thumbs up. "Then what if he got the password right? Then it would still be a lucky guess? "
The corner of Director Niu's mouth trembled a few times. "This … of course it would still be the case! As a father, I would definitely use my daughter's birthday as the password. This is human nature. Many people are like this. It's not strange that he could guess it right, right? "
"Director Niu, if that's the case, Lawyer Bi is really attentive to you. He even knows your daughter's birthday. This kind of good friend is rare in today's society." Xu Yun said, "He's such a good friend, and you still want to add insult to injury?"
Lawyer Bi understood the meaning behind Xu Yun's words. Once again, his face showed the smug expression of a villain.
In this day and age, many people were psychopaths. Lawyer Bi was one of them. He was the kind of person who couldn't bear to see others better than him.
This kind of person's heart was quite dark.
Many people admitted that they were this kind of person. They were that dark, that they couldn't bear to see others look at them, that they were that shameless.
"I really don't know him that well! I'm afraid he found out all this himself. It has nothing to do with me at all! " Director Niu hurriedly tried to distance himself from Lawyer Bi. Now that he was with a lawyer who had covered up crimes, he would definitely be treated as a protective umbrella!
Although Director Niu usually collected money happily, when it came to this kind of thing, he knew in his heart how severe the punishment of the country was. Once he was caught red-handed, he would definitely be done for!
"It has nothing to do with him at all. He even knows how much money you have in your bank account." Xu Yun clapped his hands. "Looks like this Lawyer Bi is no ordinary person. He's an immortal cultivator and a fortune-teller. Just because of a disagreement, he managed to calculate your fortune. Aiya, I have to hand over someone like him to the State Council. I'll bring him to Zhongnanhai tomorrow. He's a national treasure."
Director Niu wasn't in the mood to joke. His face was so ugly that it looked like he had just swallowed a big mouthful of "hot shit."
"Oh right, Lawyer Bi, since you're so good at reading fortunes, then tell me if Marilyn Monroe's death has anything to do with President Kenny and his brother. You should be able to tell what's wrong with this matter, right?"
Even the American Empire's agents, who were number one in the world in terms of numbers and skills, didn't know about this matter, let alone a mere lawyer like Bi Ying.
Bi Ying was speechless.
"Aiya, looks like you're still not the real deal." Xu Yun shook his head. "Then how do you know so much about Director Niu? Could it be that he's your agent? The two of you are actually a real-life couple? "
When Director Niu heard this, he felt as if a basin of sh * t had been placed on his head. He hurriedly tried to explain himself. "He and Zhang Shanfei are the real couple! Wait … What's a couple? "
He didn't even know what it meant, yet he was in such a hurry to explain. It could be seen how afraid Director Niu was of being involved with them.
"A couple is a couple of beers. Beers and skewers are the most suitable pairing." Lin Ge explained seriously.
"I'm not a skewer! He's not a beer either! Even if he's a beer, it's still Zhang Shanfei who's a skewer! "Director Niu said sternly." Don't drag these dirty things onto me! "
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