Su Ruoyan had already heard the scream, but she was halfway through changing her clothes. When she hurriedly changed her clothes and came out, Su Shuizhen had already run back to her room.
"What happened?" Su Ruoyan asked curiously.
"Nothing. Your cousin came down, and now she is going back to her room to change clothes," Li Huailin said simply.
"Oh." Su Ruoyan nodded. Now she had changed into a loose white sweater that she wore at home. Her hair was also tied up in a bun. When she started to change her clothes, there was a special kind of intellectual beauty.
Su Ruoyan held some documents in her left hand and a portable computer in her right hand. She walked downstairs and handed the computer in her right hand to Li Huailin. She said, "I have sorted out the basic information. It's here."
"Oh." Li Huailin took it and looked at it. There were a lot of documents on it, but they had been sorted out and could be seen clearly. However, although it had been sorted out, Li Huailin still couldn't understand it, especially some industry jargon. He didn't know what it meant.
"Now there is no problem with the listing. The main problem is sales and publicity." Su Ruoyan began to explain to Li Huailin, "I have a few new ideas in this regard. It should be no problem."
"I still don't understand it. I said that I have no talent in making money," Li Huailin said, "Can you say something that I can understand?"
"Well, I didn't expect you to help me in this aspect at first," Su Ruoyan said, "Aren't you good at fighting?"
"I can't say that I'm good at it, but I'm more confident in making money," Li Huailin said, "Is this related to fighting?"
"The business world is like a battlefield. Let me ask you, if you want to win on the battlefield, in addition to increasing your strength, is there any other way?" Su Ruoyan asked.
"You mean weakening the enemy? Where is the enemy? "Li Huailin asked.
"Naturally, it's our competitor. Among them, this is the most troublesome." Su Ruoyan said as she took the computer and operated it. After that, she returned it to Li Huailin. Li Huailin took a look. A company's home page appeared on the screen. The title of the company was Baifeng Group.
"Oh, this company." Li Huailin had heard of this group because it often appeared in the news. It seemed to be very famous, but he didn't know what this group did. Now he knew that this company was also in the real estate business.
"Now in Xiaoshan City, the only real estate companies that can be ranked are us and Baifeng. The other companies don't pose a threat to us, but this Baifeng Group not only has the strength, but also often targeted us in the past few years," Su Ruoyan said.
"Previously, my projects often had some strange problems, such as someone causing trouble during the development, someone secretly reported that there were problems with the project, causing the investigation to stop and delay the construction period, or unscrupulous media casually exposed that there were quality problems in our real estate, causing the number of customers to decrease. Through investigation, behind these things, we can basically see the shadow of Baifeng Group, but we just don't have evidence," Su Ruoyan said.
"It seems that this Baifeng Group is targeting you?" Li Huailin said.
"Yeah, if they get rid of us, they will be the boss of Xiaoshan City's real estate industry, but on the other hand, we are in the same situation." Su Ruoyan nodded. "The other party targeting us is expected, but the other party's means are a bit too despicable."
"Also this time?" Li Huailin asked.
"I haven't heard of it yet, but I think the other party will definitely make a move. After all, this has a lot to do with them." Su Ruoyan said, "In fact, Baifeng Group's real estate is also in pre-sale next month, basically the same time as us. The other party deliberately chose this time, it seems that they want to go against us."
"I suddenly feel that it's a bit interesting," Li Huailin said with a smile.
"In short, the task of strengthening ourselves will all be completed by me, including things like publicity and sales, and then the task of external affairs will be handed over to you," Su Ruoyan said.
"This arrangement is great." Li Huailin nodded. Wasn't this method very familiar? Su Ruoyan was in charge of raising soldiers at home, and Li Huailin was in charge of fighting. It was indeed a good arrangement. "Yan Er, you are really amazing."
"Yan Er …" It was the first time Li Huailin called Su Ruoyan by her nickname. Previously, he called her Yanyu. Although Su Ruoyan felt that it was not strange for her fiancé to call her by her nickname, she still felt very embarrassed.
"It's not as bad as you say …" Su Ruoyan said embarrassedly. "To be honest, if no one comes to hinder me, I have the confidence to do a good job with this project. I am worried about Bai Feng and the others, so you must look after your side. If you need anything, immediately discuss with me."
"Oh, no problem." Li Huailin said immediately. In order to prevent Bai Feng and the others from causing trouble, Li Huailin decided to directly wipe out this company. This way, they would definitely not cause trouble. What a reassuring way to deal with it.
As he spoke, Li Huailin began to type on the computer in his hand. Because there was no traditional keyboard, he could only type through the screen. Li Huailin was still a little inconvenient, but it only delayed for a while. Li Huailin had already connected to his home computer through this computer, and then logged into Bai Feng Company's intranet.
"It seems that the sale date of the other party's real estate is October 6th …" Li Huailin said while searching.
"Ai? How do you know? " Su Ruoyan asked curiously. Although Tiancheng also received the news that the other party should be selling the real estate next month, it was not confirmed yet. Now Li Huailin had directly said the other party's sale date. How did he do it so accurately?
"It's in the document," said Li Huailin. "Oh? I found something interesting. "
"What's the matter?" asked Su Ruoyan.
"It seems that the other party is also going all out against you this time because the other party's company's operation is not very good. In the first half of this year, the finance has been in deficit. Now, the company has begun to have an economic crisis. If there is a problem with the sales of the real estate this time, the other party will be very uncomfortable."
"Ai? He can see this too? " This was definitely a company secret. Even Tiancheng Company didn't know about it. How could Li Huailin here know about it? Su Ruoyan was very surprised.
"The other party has already invested 470 million yuan. Now the company's internal funds are not enough to support it. But because of the deficit, Hua Xia Commercial Bank, which has been working with them, is reviewing their new loan. The loan amount is as high as 260 million yuan …" Li Huailin continued.
"That's it. The other party wants to invest 730 million yuan in this real estate … It's really a big investment. It's very troublesome. Our company's estimated investment is only 400 million yuan, and the other party's investment is almost double ours. In this case, we have no advantage at all in terms of funds," said Su Ruoyan.
"What will happen if they can't get the loan?" asked Li Huailin.
"That will be very troublesome." Su Ruoyan said, "The finishing work should not be finished yet. There are also the greening project, the shops along the street, and so on. Not only that, but there is also a huge advertising fee. If the loan can't get the loan, according to what you said, Bai Feng and the others don't have extra funds, and this project is very likely to become an unfinished building …"
"Oh …" Li Huailin nodded. "Isn't that very good? Are we short of funds?"
"Funds, according to the current plan, we are not short of funds for the time being, but for things like funds, the more the better." Su Ruoyan said.
"That's fine. To deal with guys of this level, we must ensure two principles. Fight head-on, and don't be afraid. According to the theory of war, funds are basically equivalent to food. Now that someone is funding the enemy's food, we must intercept it." Li Huailin said.
"We are going to intercept the loan of more than 200 million yuan?" said Su Ruoyan. "You mean we are going to Hua Xia Commercial Bank to apply for a loan now? And then grab the money? "
"That's right." Li Huailin said.
"But the bank that our company has been working with is Hua Xia Construction Bank. The commercial bank has a good relationship with Bai Feng. In this case, we may not be able to take it down." Su Ruoyan said.
"Then why didn't Hua Xia Construction Bank lend us money this time?" asked Li Huailin.
"Ugh … I don't know about this yet." Su Ruoyan said.
"If they don't want to lend, then let them get lost. Anyway, you are new to power. Changing to a different bank is a new atmosphere." Li Huailin said.
"But we may not be able to borrow money from the commercial bank." Su Ruoyan said.
"If Bai Feng can't pay the money back, will the bank still lend it?" asked Li Huailin.
"Naturally not," said Su Ruoyan.
"If the money can't be lent out, can it increase by putting it in your own bank?" Li Huailin asked again.
"If they don't lend it to Bai Feng, I am very confident that I can get the loan." Su Ruoyan also understood Li Huailin's meaning. The problem was why the other party didn't lend it to Bai Feng.
"That's it. Now we just need to make the bank believe that Bai Feng won't pay the money." Li Huailin said, "Isn't this very simple?"
"How is it simple? This is obviously the most difficult step." Su Ruoyan said.
"Believe me, this is really very simple …" Li Huailin said, "You go to Hua Xia Commercial Bank tomorrow and talk to them about the loan. I will get back to you within a day."
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